At courthouses across the United States, it has become increasingly common during the economic downturn for lawsuits to be filed against consumers to collect old debts. Lawyers who specialize in the practice are filing thousands of suits on behalf of large firms that have acquired debts from other companies. Although most people don't fight the suits and lose them by default, a Dallas woman bucked the trend last October.

Chrystal A. Snow challenged the validity of a $9,000 debt in a Dallas County Court-at-Law and countersued the debt collector for making improper phone calls, her attorney Ross Teter said. In a case that has received no media attention, Snow won her suit against Midland Funding LLC and the jury hearing the case awarded her $8.1 million -- $250 for actual damages, $100,000 for mental anguish and $8 million in punitive damages, he said.

"The jury made a finding she did not owe the debt," Teter said in a phone interview. "We argued that they violated the Texas Fair Debt Collection Act by making harassing phone calls and the jury agreed."

Midland Funding is a subsidiary of Encore Capital Group, a company whose primary business is the acquisition and collection of "charged-off consumer receivable portfolios," according to its 2009 annual report filed with the Securites and Exchange Commission.

"We acquire receivable portfolios at deep discounts from their face values," the annual report states. "[W]e have invested approximately $1.4 billion to acquire 28.8 million consumer accounts with a face value of approximately $43.8 billion."

As the owner of millions of long-overdue accounts from credit card, auto, health care and phone companies, Encore has three call centers in the U.S. and one in India to make collection calls. When these efforts are unsuccessful, Encore has a nationwide network of attorneys to pursue legal action for the full amount of the debt. If a creditor wins a lawsuit, it can get a court order to seize bank accounts, garnish paychecks and claim other assets. Consumers can find themselves on the hook for the debt plus interest, penalties and legal fees.

"We generally refer accounts for legal action where it appears the debtor is able, but unwilling, to pay their obligations," the annual report states. "We pay the law firms a contingency fee based on amounts they collect on our behalf."

An April 1 New York Times story on the rising number of court-ordered garnishments told the story of Sidney Jones, a maintenance worker who took out a $4,097 personal loan in 2001 from the subprime lender Beneficial Virginia:

He fell behind, and Beneficial sued. Mr. Jones did not appear in court. "I just thought they were going to take what I owed," he said.

By default, Beneficial won a judgment of $4,750, plus $900 in lawyers' fees, with the debt accruing interest at 27.55 percent until paid in full. The bank started garnishing his wages in March 2003.

Over the next six years, the bank deducted more than $10,000 from Mr. Jones's paychecks, but he made little headway on his debt. According to a court order secured by Beneficial's lawyers last spring, he still owed the company $3,965, a sum nearly equal to the original loan amount.

Allen West, a Republican candidate running for Congress in Florida to unseat Rep. Ron Klein (D-Boca Raton), lost a $2,832 judgment to Midland in 2009 for credit card debt, the Palm Beach Post reported in March. He's "more than half way" to paying it off, he told the paper.

Kristy Welsh, the editor of the do-it-yourself credit repair site Credit Info Center, said the worst thing a person can do is ignore a lawsuit filed to collect one of these "zombie" debts. File a answer to the original suit, Welsh advised in a phone interview. "If you don't answer you lose automatically. You don't want a judgment against you. You have zero to lose [by fighting]."

She wrote a blog post Friday on the six steps to take if you've been sued to collect a debt, even if you can't afford an attorney and must defend yourself:

... by filing an answer, you greatly increase the chance the creditor will dismiss the lawsuit. In other cases the collection agency rent-a-lawyer won't bother to show up themselves -- giving you the automatic win. Some lawyers who work for big collection agencies file as many as 50 lawsuits a day. Why spend time on a consumer who fights back when there are plenty who won't resist?

In Snow's case, the attorney representing Midland Funding did not appear and the one-day trial was conducted without him, Teter said.

Welsh said that a creditor is required to prove in court that a debt is valid, a difficult task for debt-acquisition firms like Midland because they receive a limited amount of information on the debts they acquire -- sometimes as little as the debtor's name, Social Security Number, amount owed and original creditor. "They weren't around watching the original creditor. They weren't around to witness the processing of payment," she said. "The older a debt is, the less chance it has of having any kind of paperwork."

The debts pursued by these firms often are inaccurate or have passed the statute of limitations in a consumer's state and are no longer legally required to be paid, she said.

Welsh runs an online forum where members share information with each other about their legal battles with debt collectors they call JDBs -- "junk debt buyers."

In the section of the annual report where Encore discloses the risks of running its business, the fact that consumers are banding together on the web is cited as a problem:

Consumers are exposed to information from a number of sources that may cause them to be more reluctant to pay their debts or to pursue legal actions against us. ... Various Internet sites are maintained where consumers can list their concerns about the activities of debt collectors and seek guidance from other website posters on how to handle the situation. And advertisements by debt relief attorneys and credit counseling centers are becoming more common, adding to the negative attention given to our industry. As a result of this negative publicity, debtors may be more reluctant to pay their debts or could pursue legal action against us regardless of whether those actions are warranted.

Snow, who did not return requests for comment, has reached a confidential settlement with Midland, her attorney Teter said.

Teter said that it's rare to achieve a result like hers in a debt collection lawsuit, but "I think it's not going to be so rare in the future. A lot of these debt collectors are making lots and lots of phone calls for no reason. The jurors are beginning to understand."

-- Rogers Cadenhead

Comments

So how is she going to collect this $8.1mil? Is she going to hire another debt collection agency to go after Midland Funding LLC? That would be poetic justice!


 

Thanks for this, Rogers. I sent it to my client the bankruptcy lawyer. He has people come in who haven't answered their phones in month because of creditor calls.


 

Interesting article, especially the research on Encore!

Unfortunately, the FEDERAL collection laws do NOT contain a provision for PUNITIVE damages.

And it's too bad that they settled with a confidentiality agreement, it would be nice to know what Midland paid.

The jury instructions are really interesting if you're into legal issues:

liarsandcheats.info

Hopefully people realize that the FREE advice at credit repair websites is NOT likely to be very effective when dealing with debt collectors. Many people actually get sued and LOSE in court when they follow the advice to send "cease and desist" letters and disputes.

I stopped paying MY credit cards and I couldn't care less whether a creditor sues me and gets a judgment. And I hope that millions of (near) judgment-proof people will stop paying their unsecured debts.

There simply is NO to pay the bankers if there's nothing they can take from you. Research your STATE law!

Christine


 

Nice, you borrow the money...and then look for ways to not pay it back. Both parties, lender and borrower, should be reasonable....the lender should not gouge with trick financing or outrageous interest rates...and the borrower should recognize they owe what they borrowed. A bank is in business to make money....


 

So here's how I understand it. She could spend that money that she borrowed on anything... flat screen tv, beer, diapers, whatever... and then just decide that she didn't want to pay it back... so she took money and spent it with a promise to repay and now she isn't liable?!

Isn't that basically theft?! and for $9,000 that is a least FELONY theft. So ALL these people with all this debt are just going to get away without paying anything?! This is a prime example of why our country is such bad shape financially and morally. Nobody has a sense of consience. They spend money and buy stuff like it is going out of style, OTHER PEOPLE'S MONEY. Where do they think it comes from a TREE?!

The man of the family that financed that IDIOT is probably out of a job because the original lender is going broke becuase of their blind faith that people are good and responsible. When in reality those people barely are worth the paper that their contract/application/note is written on.

TRUST ME! I have debt, quite a bit in fact, and it is my fault. I am taking care of it. I get calls and lots of them. There are people to help, if you just TRY. If you just listen and attempt to make amends, 99% of the time they work with you but if you ignore them, scream at them, etc... what do you think will happen? Cause and effect, people.

I understand that it is my responsiblity to pay back the money I have borrowed from the lenders/banks/etc who borrowed THAT money from hard working American families. I know plenty of people just like me. Who know they have done something stupid and are taking care of it, not ignoring it. People who do the RIGHT thing and accept responsibilty for their actions.

I hope that woman really enjoys the money she was "paid to steal" and her reward of $8.1 million?! Why don't just make bank robbers, Judges and President?

Seeing this on the web, no wonder America is becoming the laughingstock of the world. It all sounds like a lawsuit over hot coffee to me... ha. ha.


 

I tell the collection agencies that I do not owe THEM a dime, inasmuch as I did no business with them and the transaction between them and my original creditor was without my permission or knowledge. I tell them that when I get money to pay this debt back, I will be paying it to my original creditor. Tell them this a few times, and they quit calling.


 

Can some of you people not read, or comprehend, or just looking to gripe about everything? In a court of law, it was found that she did NOT OWE THE DEBT ("The jury made a finding she did not owe the debt,"), and these people still harrassed her. ...some of these people's comments here that she borrowed money and didn't pay it back are asinine.

If anyone's ever had a creditor call them to collect a debt, whether to collect a debt they owe or to "collect information on someone" that you may know, they are tyrannical and out of control. It would be one thing if I owed the debt, it's another when I get calls from a debt collection agency looking for someone that has the same last name as mine and my info was generated in a search of possible relatives (by last name), and they start the my harrassment with "this phone call is being recorded", like a cop saying "anything you say will be used against you".

Besides, it's not like companies don't make mistakes, especially as they blindly swap debts and cripple themselves and the economy in the process...


 

Jane, please read the article again and try to grasp the facts presented. I get the impression you have bought into the red herring that only "irresponsible" consumers can do wrong while corporations are only trying to get what was promised them. Your willingness to remain ignorant is what makes us the laughingstock.


 

Midland tried their tricks with me on an account I never owned, and had never opened. They used fraudulent tactics to attempt to get me to pay. I not only sued them, but covered the story on local and regional news letting the country know what crooks they are at Midland. I easily won my case, and even received an apology. Apparently, Midland and their low life attorneys don't like to be exposed on TV...


 

To JANE: you do realize credit card companies loan you money that they don't even have that is why it is so hard for them to get it back if you fight. Please You really think any credit card company is going broke because people dont pay? get real do you not even read the article the part where is says they paid $1.4billion to get $43.8 billion in owe-able debts? you realize that if 5% of the people pay they are making money? considering the article also says most people don't even fight I'm betting they get over 50%(most) of the $43.8 billion. damn yeah they are really hurting not having 49.9% of people not pay them back. oh and in case you didn't already know ever time you go into a store and swipe your card the credit card company makes a % of the sale right away. why else would they let you pay it off at the end of the month without paying interest for the 29 days you borrowed it. don't get me wrong if you owe a debt you should pay it I always pay mine and I'm glad to have the good credit just make sure your argument is valid before you troll a web page and tell everyone how the person who gave them the loan prob lost their job because they didn't pay, right


 

And for my experience I have been fighting with a medical bill. I keep asking for an itemized bill so i can see what I'm being charged for the only answer i get is ask your insurance company for it. ??? seriously why would my insurance company have the bill that I am try to get for them from the hospital/debt collector. I would pay it my self if I just knew what I was being charged for. it has just been sold to a new collection company so maybe they will be more helpful in the matter.


 

Good post, I'm going through this now. A collection agency is trying to sue me for more than what the account is worth. I refuse to pay anything I don't owe. I don't believe a account balance can double in the amount within a year. I guess they think I wasn't going to show up for court, but I did. I want to see what the balance was before they got the account, how much they paid for the account, and what the interest rate is for the account. I'm not letting some company I've never heard of throw some amount in my face and expect me to handle it. They stopped calling me when they realized I didn't have a job, and said we will see you in court with an attitude like its their account. Plus, I believe the statue of limitation for them to sue has passed, so this information was every encouraging.


 

And for my experience I have been fighting with a medical bill. I keep asking for an itemized bill so i can see what I'm being charged for the only answer i get is ask your insurance company for it. ??? seriously why would my insurance company have the bill that I am try to get for them from the hospital/debt collector. I would pay it my self if I just knew what I was being charged for. it has just been sold to a new collection company so maybe they will be more helpful in the matter.


 

Don't get worked up about Jane, guys. She's obviously writing on behalf of the debt collection companies. The all-caps words sprinkled throughout are standard in marketing copywriting, and she has no sympathy for debtors even though she claims to be a debtor herself. It's basically a debt buy company trying to rebut the woman who won money without having the cojones to identify themselves.


 

When faced with a very persistent series of debt collectors trying to collect someone elses debt, I came up with the following tactic.

This of course only works if you're not the one who owes the debt, but an innocent party whose number/address they've obtained and linked to the debt.

1) warn them verbally that any further calls will be charged to them.

1a) this can be difficult - find out which debt collector they represent. Get a business address. This might take some serious digging.

2) before they call again, send a contract to them outlining the charges. I used $100 per call (for "quality control"), $1000 admin and setup fee on the first call. They agree to the contract if they contact you again. (offer-acceptance-consideration). Specify that jurisdiction will be your local town (make them travel to you).

3) if the same debt collector calls again, send them a bill payable in 10 days.

4) if they fail to pay, sue them in small claims court in your own jurisdiction.

5) as a creditor, you can now demand payment or force them into bankruptcy.

Do so.

It's a bit of work, but once word gets out, you'll not have any more problems with rogue debt collectors. I know I don't.

ps: I eventually got curious and found the person they were actually calling for. Turns out the phone number the debt collectors were using, with a different area code, did in fact belong to her. If I, as a non-professional skip tracer, could do this, then these companies are basically just parasites without even basic knowledge of how to do skip tracing. They're idiots, scum, parasites, and deserve to be taken down hard. Every single one of them.


 

Thanks for the info, I am going thru debt consolidation and getting threatening calls at work. I told them not to call me and gave them my debt consolidation info. The girl said they dont respond and they still did call me several times while at work and its been a week or so now but if they call again Im getting all their info and sue them. People at my work heard me and it was extrememly stress full.


 

I'm a debt collector. And some of you are fools. Just by reading your nonsense I can tell you are worthless, irresponsible do-nothings. Perhaps if you could spell better, you might fool me otherwise... ;)

LUCKYBUNNIE: Getting calls at work? Puh-lease. Like you don't have the ability to just hang up and spare the embarrassment from these coworkers you claim heard you talking about your debts on the phone. You're an idiot, and deserved what you got for doing what you did. Stop being a pansy and pay your bills. First off, you have a job and can afford it. Secondly, you're paying a debt solution company to do the same thing you can do by yourself, except you're paying them more money to do it for you. You have every opportunity to save money by relieving them of their services and settling with debt collectors directly. It will probably save you alot more money. All you need in this world is a bit of intelligence to get by. Have you considered gaining some? Here's your chance.

As for the gentleman with the "skip-tracing" skills...Fred...sounds like you've got it all figured out, champ. What was the name of the company you sued? I'd encourage them to counter-sue you for entrapment. These are people's jobs you're affecting. YOU think collectors are parasites...apparently...which is why you chose to be an ***hole about an honest mistake. All you really had to do was inform them they have the wrong person, but being the dishonest and spiteful man you are, you had to take it to an unnecessary level. I'll bet you're really proud of that. :( So, Fred, how many debts did you legally owe which drove you to hate collectors this much? Nobody's fault but your own, buddy. I hope you have fun in Hell. Satan has a dark, lonely place reserved for spiteful people. Especially ones who don't pay their bills.

I need to make money somehow so that I can pay my taxes and my bills. I do it by sitting on the phone all day and getting death threats, and listening to deadbeats tell me how they are going to hurt my family. I also put up with others who threaten to sue me simply for doing my job (yes, people can sue me directly regardless if they sue my company.) My daily job generally consists of putting up with the scum of this nation--all while being prohibited from throwing it back into their faces the way I wish I could. In short, if I were half as much of a jerk on the phone with other people as they are to me, I would lose everything I own.

It takes a special breed to put up with this crap.

So I guess here is my chance. Here's a lineup of the types of deadbeats I have to deal with all day.

1. The Mutes: people who answer the phone right away, but go silent immediately when you ask for their name, and then hang up.

2. Indigents: people who use other people's money, goods or services and then don't pay them back because they know that the law protects them from being held accountable. These are the people on SSI/SSDI whom your taxes pay to feed, clothe and shelter. Then they have the audacity to steal on top of that. Isn't it pathetic? Other times I can convince an elderly man or woman to pay what they legally owe, but then a snide family member gets wind of the arrangement and convinces them to not pay it--simply because they are "judgment-proof." Usually this is a son or daughter, and you can guess why they don't want their parents using their savings to pay off old debts...probably because it means they will lose that much in inheritance. You would not believe how many phone calls I get from angry sons and daughters of debtors threatening me to cancel their parents' repayment arrangements. And the debtor CAN AFFORD to pay it! That's sick! My favorites are the ones who demand a refund after the payment has been made. lol

3. Gatekeepers: family or friends of the responsible party who answer the debtor's phone all the time and tell me they are not around (after asking who I am, of course). Last week the debtor was in the hospital because of a bad car accident and in critical condition, yesterday they were out looking for a job (gotta admit, its a good story), and TODAY they are not home from work yet....depending on who you talk to. Unless everybody in the family can keep their lies organized and consistent, it's usually easy to catch these kinds of cover-ups.

4. KIDS: Yes, people put their kids on the phone to get out of paying their debts, for crying out loud. But I usually have fun with this one. A collector is almost always smarter than a child, and usually knows that the parent is right there next to the kid telling them what to say. So when I ask why mommy and daddy are not there and why he/she is being left all alone, or if I get the kid to tell me where mommy or daddy works (yes, it is entirely legal to ask this and it is entirely legal to call a debtor's work) it usually prompts an angry debtor to magically appear and demand to know who I am. :) I only feel sorry for these kids, whose irresponsible parents probably punish them for being honest. Kids will tell you anything if you let them think that it's smart of them. "Say, you sound smart. Does your mommy/daddy still work at...?" "YES!!!"

5. No speaky English: They speak English fluently enough to open up an account for goods or services, yet when people start calling to ask for that money back, "No speaky English!!!" In this country, it is not required that anybody speaks English, so luckily most agencies have a Spanish-speaking collector. This usually puts a kink in people's plans who think they can get off by pretending not to understand what is being demanded of them.

6. Take Me Off Your List: The debtor used to have this number, but changed it....probably because they kept getting collection calls. So now some poor person has to put up with the calls, because they got a new phone and...guess who's number they got? So I answer the phone and half the calls are people screaming at me because they get 7 calls daily for somebody they don't know, and I'm the only person they are able to scream at about it. "TAKE ME OFF YOUR LIST, YOU ***HOLE!!!" I don't have a list, idiot. Telemarketers have "lists." I will mark this as a bad number, thanks for being so nice about it.

7. I owe the debt, I CAN pay it, I just hate bill collectors: self explanatory. I think somebody's post earlier described this nonsensical approach. People think they can incur a debt and pay it back whenever, wherever and to whomever they please---and in whatever amounts. It does not work this way, people. Creditors have their rights, too (although these rights are being stripped more and more by the day, and the will and whim of the irresponsible debtor is gaining more and more sympathy--as demonstrated by this story)

8. I didn't open this account: Very common. Usually it takes one or two pieces of the debtor's personal information on the account to remind them that it is most certainly THEIR debt. Some people are defiant by nature and demand that it goes even further in validation, demanding that they see some kind of itemized statement or a copy of their signature on a contract--which I can't provide as a 3rd party collector. That would be information which my client (the debt buyer) has. Yes yes, the one who has the attorney retained and is about to sue your ***. They would not gone to this length if they didn't have the evidence to back up their claim.

9. I have an attorney: people can legitimately hire law firms to stave off bill collectors (as if collectors are the most horrible blood sucking people on this planet, haa haa.) The funny thing is, half the people who tell you they have a lawyer wont give you a name or number, citing "IT'S NONE OF YOUR BUSINESS, ***HOLE!!!" (It actually is my business. In fact, it is why I get paid.) In reality, a hired attorney will encourage a debtor to give their name and number so that the collector will confirm representation and work directly with the attorney to resolve the debt, either through a settlement or bankruptcy. So the people who tell me they have an attorney and then don't give a number for that attorney are just dumb.

10. I can't talk about this right now, I am at work, my mom just died, I just lost my job, I dont have any money (yet I can afford a phone) blah blah blah: You have had 3 or more years to get this debt taken care of. Why, now, do you tell me that you still cannot? Why not just NOT answer your phone and NOT waste my time? Deal with the attorney then, not me.

People hate bill collectors simply because they don't like being told what to do. This is a very independent nation. Unfortunately independence and irresponsibility do not mix, and that is where I come in: to remind irresponsible people that other people have their rights as well.

The people who pay their bills are the nice, responsible people--and I have absolutely no trouble with them. (Most come from Minnesota and Wisconsin. People are just nicer and more responsible in these parts. I am Minnesotan.)

The moral of the story is pay your bills. Most debt collectors will work with you as long as you are willing to pay, and if you're not copping an attitude. As a matter of fact, most will settle with you and let you close the amount out for less than what you legally owe. (Don't act like you're entitled to a settlement though, this will not win you a discount--the difference between what you owe and what you actually pay to satisfy a debt is completely discretionary) They still make money (they or their client probably bought the debt for pennies on the dollar), you save money and clear up a bad debt at the same time. As long as a person admits they are in the wrong and shows intentions of clearing things up, a debt collector will be your best friend in a time of bad debt. And if you find yourself talking to a debt collector who seems less than cheery, keep in mind somebody else probably just threatened to kill their family.

As if debt collections is a bad thing. As if recovering billions of dollars for the economy annually via debt collections does not have an impact. As if that many jobs generated by the collections industry are not important. As if it's not important to enforce consequences for not paying your bills. Grow up, people. Get a clue, and quit being a bunch of sissies.


 

Debt Collector you are the most anal full of sh#t poster I have ever read in my life. I pay my bills but I don't wanna hear a rant about why you can't stand your job... why do you do it then? The day that tragedy hits your perfect bill paying life and you are not able to afford something YOU will learn the moral of the story. It will happen, trust me... people's lifes are different than yours and you cannot expect everyone to act like machines or like you. Truth is you annoy people and you are a blood sucker because you are not the business who's money is being owed to. You are just part of an independent company who specializes in pressuring people to pay. It's very simple.


 

What a &*^tch!!! She has no clue of what its like to lose a job and all of a sudden become snowballed in debt. Then you have people like her calling you end over end about the debt. Yes, this is why people hate debt collectors. The inevitable happens and it sucks when it does. Thats why the government is making changes to the collection laws to protect the consumer. I wonder if SUPER COLLECTOR B^&TCH knows what kind of margins her company is making on zombie debts, wrong debts, etc... because people don't know their rights? I wonder if she is married? God, I feel sorry for her husband. They must be miserable up in Minnesota! It does get pretty chilly up there...


 

For all of you who feel sorry for the banks and credit card companies, remember that 1.7 trillion dollar bailout that was so needed that our economy would fail without it??? Glad to see the money went to help the economy by giving millions of dollars in bonuses and sending financiers retiring... Wow us, our kids, our kids kids, will all be paying for this bill... Sorry no sympathy for the banks and credit card companies..


 

One more thing I must comment on because I find it hillarious it is the long blog by "# 16 | Luckybunnie | 2010-11-02 05:36 PM | link"

Ok first off you say some of the people are on here are fools because they disagree with paying a collection agency??

They are fools if they pay a collection agency, for the simple reason they do not owe a collection agency by law!! They never contracted with the collection agency they did with the creditor. Collection Agencys are PURE PROFIT companies.

The company who sold the debt to the collection agency sold it for pennies on the dollar and in most cases wrote it off as a loss hence "charge off status" on a credit report. What this means is they will write it off as a loss on their books for tax purpose, so they basically get the money you spent back plus they sold it for pennies and made out one and a half times what they would have in most cases.

Then you pay a collection agency who has nothing to do with the debt whatsoever except they bought it in hopes of collecting above and beyond what they bought it for, theres the business guys. Oh and did I forget to mention the collection reports as a paid collection on your credit report for 7 years from the date you pay it off, so it still bruises your credit!!

So yes Luckybunnie people are fools if they pay a collection agency that is!!!


 

At comment #5, "Jane", and others:

I understand your righteous indignation at people trying to get out of paying legitimate debts (I guess).

But you do realize that in this particular case the jury found that she *did not owe the debt*, right?

As in, the debt collection agency or someone else had made a mistake, she didn't actually owe them money, and she was being harassed for no reason?


 

I'm yet another collector commenting here...

We do work with and often give the "DEBTOR" or DEADBEAT as I say when off the phone (this call is monitored and recorded!), many great options to get out of debt. I've offered $25/mo on a $7,700 bill....They REFUSED to pay, and yes they had the money. Those are the scum.

I'm 22, a full-time debt collector. And yes give me your attorney's number, I'll tear him/her a new ass TOO!

It's a hard economy....That's everyone's excuse! But look, I'm thriving :) Thanks for getting into deep unsecured debt America! I'm loving my career choice and every night I sleep well, knowing I have job security for the next 5-10 years easily.

I know collectors making 5-8k monthly, including base pay plus bonus pay. You don't need a degree, but you'll need thick hide and a good dose of ruthless, fast talking, lightening fast statements to counter each "Stall" that a debtor uses...

I have no sympathy for the people who maxed out their CITI Home Depot charge card for home improvements. Losers.
Nobody said you NEEDED new cabinets and that spa-tub with heated jets....RIP IT OUT AND SELL IT.

Tell me there's no jobs.
While working 40 hours a week earning base plus bonus in collections I worked overnights at a big box story...

Tell me there's no jobs. Yeah, right.
But did I get over my head in DEBT? No.. I do have debt in fact, I pay it monthly. I made deals with ALL my creditors and they're happy I'm still a customer!

Answer your phone, make a deal....get on with your life!


 

I've offered $25/mo on a $7,700 bill....They REFUSED to pay, and yes they had the money.

The fact you'd offer that shows how little the debt is worth to your company. There's little point to paying $300 a year on a debt some collector has bought for pennies on the dollar. It would continue to hit your credit rating for the entire time the full debt is considered unpaid.

But did I get over my head in DEBT? No.. I do have debt in fact, I pay it monthly. I made deals with ALL my creditors and they're happy I'm still a customer!

If you had to make deals with your creditors, you did get over your head in debt.


 

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These stories make me sick. Somehow it's always the banks' fault. Those big bad banks didn't seem so bad when you were swiping your card did they? Whether it was for luxury or necessity, whether you think the bank "created" the money or not, you still spent it. You knew what you signed up for. If you didn't read the contract you signed, that's your fault.

As for the "harassing" calls, let's be honest folks: If someone owed you $100 or $10,000, I think you'd call and ask for it back.

If you run into trouble and you have income, work with your creditors. If you can't pay, just file bankruptcy and move on with your life. Take responsibility for your actions and please stop blaming the banks for your problems. If you don't like the way banks operate then don't take the money.


 

I have been on the receiving end of collectors calling from my credit card company. I tried to work with them at one point and offered them an amount that I could afford each month--they basically told me that it wasn't good enough and they would not enter into an agreement with me until I could pay the amount THEY told me I had to pay!! I was trying to be responsible and accept that I needed to pay off the debt and NOT try consolidation or a lawyer, and they basically told me that they didn't care and had to meet their terms "or else".
YES, some companies will work with you--others could care less and will take you for everything you have and DON'T have. Find one credit card company that you like and trust and stay loyal to them. The card that I have had since college not only allowed me to miss payments after Hurricane Katrina, but HALTED MY INTEREST AS WELL. They worked with me when I couldn't find a good job in the current economy after graduating with my Masters. I currently work 2 part-time jobs, one at minimum wage just trying to make ends meet, because it was all I could find. The economy would be a whole lot better off if people would just suck it up and pay what they owe...what happened to adult responsibility??


 

Yes, I agree the money is owed, but if you can't pay it you just can't. Heck, if I won the lotto one of the FIRST things I would do is pay all of my old debts, but the reason everyone hates creditors and banks isn't because they loaned them money - heck, they're happy about that! It's because of how nasty they get when your life has already been derailed.

When my husband lost his job the FIRST thing we tried to do is contact all of our credit cards. We wanted to work with them and make sure our credit wasn't ruined. We cut up all but a couple cards for emergencies, and started making payments and promised payments with whatever money we could. Most of them were ok, some of them were just downright nasty. We have 3 kids, when one of them gets sick or hurt and it comes down to medicine or making a credit card payment, I'm sorry! Keep in mind we lost insurance when he lost his job! We lost everything! And there is no new jobs in this economy, not even places like McDonalds. He made too much money before so the 'cheap' jobs don't want to hire him because they think he'll be stuck up and hate making less money, and there are no jobs doing what he was doing... what he has a degree in! If it wasn't for food stamps we seriously wouldn't be eating right now.

The reason people 'hate' creditors is because we have a conscience! We already know we're doing badly by not paying. We already feel like crap about it. Heck, we wish we had the money to pay. By gouging us with crazy interest and 'late fees' and then refusing to work with us and then being hateful about it - I mean seriously! Way to kick someone when they're down.

I want to pay my debts. But right now, I just don't answer the phone.

I just read this (little late now huh?) - the debt collectors should too.
www.cracked.com


 

TO THE DEBT COLLECTOR: No matter how you try to justify it you are just as sleazy as the worst of anyone you attempt to collect from. Trying to reason in morality or ethics is complete nonsense as you know that you do it for money not honor.

TO THE MORAL CITIZEN: "So ALL these people with all this debt are just going to get away without paying anything?! This is a prime example of why our country is such bad shape financially and morally"

The economic elite have at least $46 trillion in wealth.
The majority of this wealth is held within the upper one-tenth of one percent of the population. This is who benefits from the nations debt and disparity. Save your speeches for the big offenders, those with wealth beyond normal comprehension.

"I believe that banking institutions are more dangerous than standing armies...if the American people ever allow private banks to control the issue of currency...the banks and corporations that will grow up around them will deprive the people of their property until their children wake up homeless on the continent their fathers conquered" --Thomas Jefferson 1743-1826

They have turned every citizen into a slave, they have robbed us of property ownership, and they continuously squeeze us by forcing more dependence on a system they run. They control our children, our food, our health, and our minds.


 

I am constantly getting calls from a collector. it has gotten so bad that if I don't have the number saved I don't answer the phone. I have missed multiple important phone calls because of these calls and am just beyond my wits end and most the time put my phone on silent so I don't have to listen to it consistently going off. This is harassment but without proof there is nothing I can do. And telling them to stop calling doesn't work they just call MORE. everyone has debt but no one deserves to be harassed or hounded by constant phone calls every single day. A couple of times they have left voice messages for odd things like a transaction against my checking account they wanted to confirm was me without actually identifying themselves which is the first thing they are supposed to do. The transaction was just a lure to get me to call them back because I wasn't answering their calls. Deception to receive payment on a debt (also illegal) learn the Fair Debt Collection Laws in your state so you can protect yourself against them!


 

I got a call from a collection agency trying to collect for a $3000 debt on a Citibank card. I have never owned a Citibank card or a card from any of their affiliated companies. There are debt scammers out there that will file A wrongful suit against you to get money. I watch my credit report like a Hawk. A lot of people assumed she owed the debt but too many of these debt collectors and debt buyers prey on the misfortunes of others. They will go as far as lying about serving you notice of a suit to win a default judgement in court. What a lot of people don't know is that you can vacate that judgement and sue for damages.


 

Contract law 101:
In order for a valid contract to exist two things must be in place.
First and foremost you must have two HUMAN BEINGS in agreement.
Since junk debt buyers don't have this they have to resort to grey area legalities to obtain an unlawful judgements to extort money they did not earn. Second equal consideration (exchange of value).
Whatever they paid for your file will be pennies on the dollar.
The $5000 they might want from you probably cost them maybe $300-500.
Does this sound like equality to you?

Your original creditor whom may have your wet signature on a valid contract is the ONLY entity that you are lawfully obligated to pay.
If they decide to write it off then that's on them.
It's only out of pure ignorance that these junk debt buyers are still in business. Ignorance on our part, get educated on the real law.
I paid Doan Law firm $2500 for a chapter 7 bankruptcy.
Then I learned they weren't telling me the whole story.
I did not need them...
I never filed...

And to you junk buying creditors who believe you are entitled.
Get a real job and stop extorting money from humans!
Vultures the lot of you, don't you know our money is created by our signature?
The banks do not loan their money, it's created by us!

I do not condone irresponsible financial behavior however no matter what you do not follow the law as well as FDCPA codes. This is why JBC's are losing millions in courts! Karma is a bitch isn't it? The actual contract holders are the ONLY lawful creditor to have a say in how we must repay our debts.

Every day judges around the country are becoming wise to JBC's tactics.
They are not trained to discern between JBC's and real creditors.
It's up to us to get educated and in doing so also allows us to educate court personnel.

Just remember real creditor= real debt

Secondary or Junk debt buying creditor = extortion

999 times out of 1000 they do not follow the law because frankly they cannot.

Recently I made a supervisor from Midland Credit admit on the phone they had no claim or way to collect said debt.
This was after I let her know she as well was being recorded.

Don't be a sheep, be a lion... What happens when you corner a lion?
They bite!
Good luck fellow humans!


 

WHERE TO GO WHEN THE BANK SAYS NO

Banks take into consideration dozens of factors when reviewing a loan application and it can be difficult to fit their exact criteria and get approved. However, there are still options out there for you. Here are 2 alternative options you can pursue that may help you find exactly what you're looking for.

(1)Small Business Administration (SBA) Loan Programs
While the government is not the direct lender, it works with microloan providers, banks, and other institutions both local and international and supports entrepreneurs by laying down certain regulations for the lending procedures. You can choose from the SBA Loan, equipment loans, short-term loans, investment loan and many more....

(2)Alternative Finance Sources
There are several lending institutions that offer small business loans without the strict criteria that banks have. They may be open to funding your business loan despite low credit scores, lack of collateral, or insufficient monthly revenues.

Banks are no longer your only option to obtain working capital; and you don't need to wait for long processing times or submit elaborate paperwork to get approved. Instead, consider using one of the many alternative lending institutions so you can get the small business loan that best fits your business and its needs.
Whether it's an SBA loan you're after, or an alternative finance source,VENTURE CAPITAL TRUST can help you get the loan you need.If you are interested in getting a loan or you need more information, email us today via (venturecapitaltrust@hotmail.com)


 

Welcome To Dr. Powell Garcia Loan Service…
Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve.

Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans,car loans, hotel loans, student loans, personal loans Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

Interested applicants should Contact us via email: (dr.powellgarcialoans@gmail.com)


 

Hello every one please i will like to talk about the goodness of GOD in my life after so many months of trying to get a loan on the internet and was scammed the sum of $1,800 i became so desperate in getting a loan from a legit lender online then a friend told me that there is a legit loan company where he got his loan fast and easy without any stress so he introduced me to a Man called Edward Jones Jr , So i applied for a loan sum of ($60,000.00) with low interest rate so the loan was approved and deposited into my bank account that was how i was able to get my loan and i was able to pay off my bills. i am advising every one who is interested in getting a loan fast and easy to kindly contact them via email: { jonesloanfinance@yahoo.com}, So thanks as you read the greatest testimony of my life and thanks be to GOD almighty for his goodness upon my life.

Lindsey Tyler


 

Hello every one please i will like to talk about the goodness of GOD in my life after so many months of trying to get a loan on the internet and was scammed the sum of $1,800 i became so desperate in getting a loan from a legit lender online then a friend told me that there is a legit loan company where he got his loan fast and easy without any stress so he introduced me to a Man called Edward Jones Jr , So i applied for a loan sum of ($60,000.00) with low interest rate so the loan was approved and deposited into my bank account that was how i was able to get my loan and i was able to pay off my bills. i am advising every one who is interested in getting a loan fast and easy to kindly contact them via email: { jonesloanfinance@yahoo.com}, So thanks as you read the greatest testimony of my life and thanks be to GOD almighty for his goodness upon my life.

Lindsey Tyler


 

I applied for a Loan of 30,000euro for my son's hospital bills on Friday with Mr.Alfred Kessinger and today the money was paid out to my account Today.. am now happy now because he got me out of debt by giving me a loan those who needs loan should contact him now via: am.invest@hotmail.com for more info.


 

We offer private, commercial and personal loans with very low annual interest rates as low as 2% in one year to 50 years repayment period anywhere in the world. We offer loans ranging from $ 5,000 to USA $ 100 million.Our loans are well insured for maximum security is our priority. Are you losing sleep at nights worrying how to get a legitimate
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Applicants must complete the application form following loan:
LOAN APPLICATION FORM
LOAN APPLICATION
Your name and surname *
Your email *
Your telephone number *
Your address *
Your City *
State / Province *
country *
Sex *
Date of birth *
Have an account? *
You have applied before? *
Loan Amount Needed *
Length of Loan *
Purpose of Loan *
Send me a scanned copy of your ID: *
Creditor Name: Mr.Mark Moel.
Lender E-mail: Markmoelloanhouse@live.com
regards,
Mr.Mark Moel.


 

Hello every one please i will like to talk about the goodness of GOD in my life after so many months of trying to get a loan on the internet and was scammed the sum of $1,800 i became so desperate in getting a loan from a legit lender online then a friend told me that there is a legit loan company where he got his loan fast and easy without any stress so he introduced me to a Man called Edward Jones Jr , So i applied for a loan sum of ($60,000.00) with low interest rate so the loan was approved and deposited into my bank account that was how i was able to get my loan and i was able to pay off my bills. i am advising every one who is interested in getting a loan fast and easy to kindly contact them via email: { jonesloanfinance@yahoo.com}, So thanks as you read the greatest testimony of my life and thanks be to GOD almighty for his goodness upon my life.

Lindsey Tyler


 

Hello every one please i will like to talk about the goodness of GOD in my life after so many months of trying to get a loan on the internet and was scammed the sum of $1,800 i became so desperate in getting a loan from a legit lender online then a friend told me that there is a legit loan company where he got his loan fast and easy without any stress so he introduced me to a Man called Edward Jones Jr , So i applied for a loan sum of ($60,000.00) with low interest rate so the loan was approved and deposited into my bank account that was how i was able to get my loan and i was able to pay off my bills. i am advising every one who is interested in getting a loan fast and easy to kindly contact them via email: { jonesloanfinance@yahoo.com}, So thanks as you read the greatest testimony of my life and thanks be to GOD almighty for his goodness upon my life.

Lindsey Tyler


 

Hello every one please i will like to talk about the goodness of GOD in my life after so many months of trying to get a loan on the internet and was scammed the sum of $1,800 i became so desperate in getting a loan from a legit lender online then a friend told me that there is a legit loan company where he got his loan fast and easy without any stress so he introduced me to a Man called Edward Jones Jr , So i applied for a loan sum of ($60,000.00) with low interest rate so the loan was approved and deposited into my bank account that was how i was able to get my loan and i was able to pay off my bills. i am advising every one who is interested in getting a loan fast and easy to kindly contact them via email: { jonesloanfinance@yahoo.com}, So thanks as you read the greatest testimony of my life and thanks be to GOD almighty for his goodness upon my life.

Lindsey Tyler


 

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Good day

We offer private, commercial and personal loans with very low annual interest rates as low as 3% in one year to 50 years repayment period anywhere in the world. We offer loans ranging from $ 5,000 to U.S. $ 100 million. Lender E-mail: fastcashloans009@gmail.com

Our loans are well insured for maximum security is our priority. Are you losing sleep at nights worrying how to get a legit loan lender? Are you biting your nails to the quick? Instead of beating you we give you the best offers without hassle, contact Fast Cash (Loan Services) now, the specialists who help stop loans bad credit history, to find a solution that victory is our mission.

Those interested should contact me by email:

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Lender E-mail: fastcashloans009@gmail.com

Best Regard,

Mr. Elias Nyawenda.


 

How i got my Desired Loan Amount from a Reliable Loan Company (Alexloancompany@yahoo.com)

Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ (Alexloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Alexloancompany@yahoo.com) or Text: +1 571-322-5806


 

My name is Judy i read a post online about Mr Ramsy Dave three days ago when i was searching for online loan lenders. So i was convince about this lovely testimonies i read about him which makes me to contact him for a loan. I was asked to fill the loan application form which i did, they provided me all the necessary document which i also signed and we came to the last step which i was asked to pay for insurance which cost me $200 i was scarred to pay this because of my past experience, but i took one step of faith because there is is a saying faith without work is useless i paid the fee of $200 and i was credited the sum of $50,000 within 5 hours after i paid the fee i was so surprise because i was thinking i will lost my money again.

I want to quickly advice anybody that need urgent loan to contact Mr Ramsy Dave for any amount of loan he will be able to help if you can trust him and work with him. Contact his email at: ramsedave121@gmail.com

Judy Parker


 

Welcome To Dr. Powell Garcia Loan Service…
Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve.

Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans,car loans, hotel loans, student loans, personal loans Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

Interested applicants should Contact us via email: (dr.powellgarcialoans@gmail.com)


 

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How i got my Desired Loan Amount from a Reliable Loan Company (Alexloancompany@yahoo.com)

Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ (Alexloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Alexloancompany@yahoo.com) or Text: +1 571-322-5806


 

How i got my Desired Loan Amount from a Reliable Loan firm (rolandloanfirm927@gmail.com)

may the peace of the lord be with you all.am here to testify of how i got my loan from a legit and reliable loan firm,
My name is pastor mrs sarah alex, I am from the christ foundation church, United State,
i was in new jersey ,when i applied Two times from various loan lenders who claimed to be lenders right here in this forum,
i thought their lending was real and i applied but they never gave me loan,i was scammed.
until a friend of mine introduce me to Mr Fred Roland of rolandloanfirm927@gmail.com,
who promised to help me with a loan of my desire So i applied for a loan sum of (360,000.00USD) with low interest rate of 2%,
and he really did grant me the loan as he promised without any form of delay,
I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Fred roland,
who really helped me with my loan and changed my life for the better.
I know there are still many good lenders out there.
but i would advise you to try roland loan firm ,
his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects,
you can contact Mr Fred Roland on his email address is,
(rolandloanfirm927@gmail.com) or Text: +1 910-565-0876


 

Hello we offer Loan, International Project Finance, Bank Guarantee and SBLC to both individuals and companies worldwide. Our interest rate is 3% per year.
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E-mail: j.mg.cashcraft@gmail.com


 

How i got my Desired Loan Amount from a Reliable Loan Company (Alexloancompany@yahoo.com)

Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ (Alexloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Alexloancompany@yahoo.com) or Text: +1 571-322-5806


 

HOW I GOT A LOAN FROM [SAMMYLOANCOMPANY@YAHOO.COM]

Hello friends!!! My name is JULIEN GARCIA. FROM USA TEXAS . i want to testify of the good Loan Lender who showed light to me after been scammed by 2 different Internet international lender, they all promise to give me a loan after making me pay alot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 6,000USD. One day as i was browsing through the internet looking frustrated when i came across a testimony woman who was also scammed and eventually got linked to a legit loan company called SAMMYLoan Company and email ( sammyloancompany@yahoo.com ) where she finally got her loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 2 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and to my shock I was given a loan amount of $65,000.00 Dollars by this great Company (SAMMYLoan Company} managed by Mr SAMMY God fearing MAN and here i am today happy because this company has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently? kindly and quickly contact This great company now for your loan via email: [sammyloancompany@yahoo.com]YOU CAN CALL OR TEXT HIM ON;(+1 513) 394-6146


 

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How i got my Desired Loan Amount from a Reliable Loan Company (Alexloancompany@yahoo.com)

Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ (Alexloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Alexloancompany@yahoo.com) or Text: +1 571-322-5806


 

How i got my Desired Loan Amount from a Reliable Loan Company (Alexloancompany@yahoo.com)

Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ (Alexloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Alexloancompany@yahoo.com) or Text: +1 571-322-5806.


 

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How i got my Desired Loan Amount from a Reliable Loan Company (Alexloancompany@yahoo.com)

Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ (Alexloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Alexloancompany@yahoo.com) or Text: +1 571-322-5806.


 

Hello every one please i will like to talk about the goodness of GOD in my life after so many months of trying to get a loan on the internet and was scammed the sum of $1,800 i became so desperate in getting a loan from a legit lender online then a friend told me that there is a legit loan company where he got his loan fast and easy without any stress so he introduced me to a Man called Edward Jones Jr , So i applied for a loan sum of ($60,000.00) with low interest rate so the loan was approved and deposited into my bank account that was how i was able to get my loan and i was able to pay off my bills. i am advising every one who is interested in getting a loan fast and easy to kindly contact them via email: jonesloanfinance@yahoo.com or Test us now (424) 281-7747 , So thanks as you read the greatest testimony of my life and thanks be to GOD almighty for his goodness upon my life.

Lindsey Tyler


 

Hello every one please i will like to talk about the goodness of GOD in my life after so many months of trying to get a loan on the internet and was scammed the sum of $1,800 i became so desperate in getting a loan from a legit lender online then a friend told me that there is a legit loan company where he got his loan fast and easy without any stress so he introduced me to a Man called Edward Jones Jr , So i applied for a loan sum of ($60,000.00) with low interest rate so the loan was approved and deposited into my bank account that was how i was able to get my loan and i was able to pay off my bills. i am advising every one who is interested in getting a loan fast and easy to kindly contact them via email: jonesloanfinance@yahoo.com or Test us now (424) 281-7747 , So thanks as you read the greatest testimony of my life and thanks be to GOD almighty for his goodness upon my life.

Lindsey Tyler


 

Hi everyone here. What Christine Coleman said is very true though i may not know her. I experienced it first hand also. It was this organization called fidelity loan Finance (f.l.f)that really helped me to pay my medical bills when i was in dare need of money because i am a widow. A friend of mine also directed me to them. when i was about to do a major operation and i had no money at that time, they came to my rescue and in less than 48 hours, i got my loan. But to say the truth, i was nervous and scared at first because i have been scammed twice. But when i summoned up courage and follow their lending policies along with my friends advice, at the end i found myself smiling. If not for them, maybe i would have been dead by now. I have even taken another loan from them start my business after my recovery which i am also paying back now. My only advice now is that any body who is really in need of loan should contact them with their email via, fidelityloanfinancial@gmail.com or website on www.fidelityloanfirm.webs.com and get a loan from them. Thanks.


 

We offer private, commercial and personal loans with very low annual interest rates as low as 2% in one year to 50 years repayment period anywhere in the world. We offer loans ranging from $ 5,000 to USA $ 100 million.Our loans are well insured for maximum security is our priority. Are you losing sleep at nights worrying how to get a legitimate loan lender? Are you biting your fingernails to the quick? Instead of hitting you, contact Mark Moel Home Loan (Loan Services) now, the specialists who help stop the bad credit history loans, to find a solution that victory is our mission.
E-mail: Markmoelloanhouse@live.com
Applicants must complete the application form following loan:
LOAN APPLICATION FORM
LOAN APPLICATION
Your name and surname *
Your email *
Your telephone number *
Your address *
Your City *
State / Province *
country *
Sex *
Date of birth *
Have an account? *
You have applied before? *
Loan Amount Needed *
Length of Loan *
Purpose of Loan *
Send me a scanned copy of your ID: *
Creditor Name: Mr.Mark Moel.
Lender E-mail: Markmoelloanhouse@live.com
regards,
Mr.Mark Moel.


 

We offer private, commercial and personal loans with very low annual interest rates as low as 2% in one year to 50 years repayment period anywhere in the world. We offer loans ranging from $ 5,000 to USA $ 100 million.Our loans are well insured for maximum security is our priority. Are you losing sleep at nights worrying how to get a legitimate loan lender? Are you biting your fingernails to the quick? Instead of hitting you, contact Mark Moel Home Loan (Loan Services) now, the specialists who help stop the bad credit history loans, to find a solution that victory is our mission. E-mail: Markmoelloanhouse@live.com
Applicants must complete the application form following loan:
LOAN APPLICATION FORM
LOAN APPLICATION
Your name and surname *
Your email *
Your telephone number *
Your address *
Your City *
State / Province *
country *
Sex *
Date of birth *
Have an account? *
You have applied before? *
Loan Amount Needed *
Length of Loan *
Purpose of Loan *
Send me a scanned copy of your ID: *
Creditor Name: Mr.Mark Moel.
Lender E-mail: Markmoelloanhouse@live.com
regards,
Mr.Mark Moel.


 

Welcome To Dr. Powell Garcia Loan Service…
Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve.

Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans,car loans, hotel loans, student loans, personal loans Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

Interested applicants should Contact us via email: (dr.powellgarcialoans@gmail.com)
(Website: powellgarcialoans.bravesites.com)


 

I am Jason Mack From Brooklyn New York, USA, am among the happiest people in the world today reason because i just got a loan from a very reliable company at the rate of 3%. i was so in need of urgent loan and i have fall to the hands of internet fraudster in search of getting a loan, till i saw a testimony of people on Facebook who said they got their loan from Graham loan Firm, i gave it a trial behold i got the loan with 24hours, do contact him if you are so in need of a loan trust me you will be the next to testify. email: grahamloanfirm@aol.com


 

DO YOU NEED A LOAN TO CONSOLIDATE YOUR DEPT OR START UP A NEW BUSINESS?

We Offer Private, Commercial And Personal Loans With Very Low Annual
Interest Rates As Low As 2% In One Year To 50 Years Repayment Period
Anywhere In The World. We Offer Loans Ranging From $5,000 to $100
Million Dollar.
Our Loans Are Well Insured,Maximum Security Is Our Priority. Are
You So Worried At Night Thinking Of How To Get A Legitimate Loan
lender? You Bite your Nails And Gnash Your Teeth? Instead Of All
The Worries,Hurry Now contact
FIRSTFIDELITYSERVICES Now,( F.F.S ) Victory Is Our Mission.

Lenders E-Mail: fidelity_services@yahoo.com

Applicants Must Fill Out A Loan Application Form Below:

LOAN APPLICATION FORM:

Your full name :
Your e-mail :
Your phone :
Your address :
Your city :
State / Province :
Country :
Fax :
Date of birth :
Do you have an account? :
Have you applied before? :
The loan amount needed :
The loan Duration :
The purpose of the loan :
scanned copy of your Drivers ID: *

FORWARD APPLICATION TO THE LENDERS EMAIL NOW: fidelity_services@yahoo.com


 

WHAT A RELIEF FROM JOSH LOANS {joshloancompany@yahoo.com)

Good day to you all in this forum, I'm Horace S. Davis from Torrance, CA, USA, It was about months searching for a credible Financial company I applied for a loan with my Colorado Bank, my job and and credit score denied my application, they told me about my position income and i realized that my application had been cancelled or filed. I felt crushed because I really felt i had an opportunity until i lost my hopes. But when i was introduced to an online quick financial corporation 'Josh Loans Company'. i had a wonderful experience as i got the my credit in a period of 24 hours. I urge you all who need financial assistance to contact Josh Loans at +1(215)874-8060 or simply email directly to: joshloancompany@yahoo.com
Thanks...


 

WHAT A RELIEF FROM JOSH LOANS {joshloancompany@yahoo.com)

Good day to you all in this forum, I'm Horace S. Davis from Torrance, CA, USA, It was about months searching for a credible Financial company I applied for a loan with my Colorado Bank, my job and and credit score denied my application, they told me about my position income and i realized that my application had been cancelled or filed. I felt crushed because I really felt i had an opportunity until i lost my hopes. But when i was introduced to an online quick financial corporation 'Josh Loans Company'. i had a wonderful experience as i got the my credit in a period of 24 hours. I urge you all who need financial assistance to contact Josh Loans at +1(215)874-8060 or simply email directly to: joshloancompany@yahoo.com
Thanks...


 

Attention,
If you need a loan to buy any house of your choice, consolidate
your debt,
or to set up a business of your own, contact us today on our email
address
for more information on how to proceed.
NOTE: We give out the various types of loans short-listed below at
a 3%
interest CEO rate annually.
* Home Loans
* Vehicle Loans
* Real Estate Loans
* Business Loans
Other Loans:-
1. Line of Credit
2. Master Card
EMAIL(s):- davidemarkfinancials@gmail.com
Thanks,
Mr Davide mark.
CEO


 

Mark Williams LOAN SOLUTIONS give out loan at the rate
of 3% interest rate, if you are interested for a loan, you are here by
advise to fill and return the loan application form to this
Email( markwilliams824@hotmail.com) alone to know if you are truly
interested in loan. I am here to put smiles in all sad faces.

FULL NAMES:
ADDRESS:
COUNTRY:
AMOUNT NEEDED:
DURATION OF LOAN:
PURPOSE OF LOAN:
SEX:
MARITAL STATUS:
MONTHLY PAYMENT:
PHONE NUMBER:
EMAIL:

By replying with these details to ( markwilliams824@hotmail.com ),
we shall move forward to the next step which is the terms and
re-payment plan schedule.

Mr. Mark Williams.


 

Mark Williams LOAN SOLUTIONS give out loan at the rate
of 3% interest rate, if you are interested for a loan, you are here by
advise to fill and return the loan application form to this
Email( markwilliams824@hotmail.com) alone to know if you are truly
interested in loan. I am here to put smiles in all sad faces.

FULL NAMES:
ADDRESS:
COUNTRY:
AMOUNT NEEDED:
DURATION OF LOAN:
PURPOSE OF LOAN:
SEX:
MARITAL STATUS:
MONTHLY PAYMENT:
PHONE NUMBER:
EMAIL:

By replying with these details to ( markwilliams824@hotmail.com ),
we shall move forward to the next step which is the terms and
re-payment plan schedule.

Mr. Mark Williams.


 

Good Day;

This is a special message to all intended loan seekers, private Persons, authorize companies serious minded people that Daniel Silver Loan Firm is specified out giving out loan at an interest rate of 3%. I can offer you this loan which you have been seeking for from other lenders. I offer loan to people on bad credit, home improvement loan, personal and business loan, student looking for financial help and to companies with the 100% guarantee. contact us today via company email: (daniel_loanlenders@hotmail.com).

Borrower's Information:

Full name:
Country:
Address:
Age:
Occupation:
Marital status:
Place of work:
Sex:
Telephone:
Mobile Phone number:
Monthly Income:
Amount needed:
Purpose of Loan:
Loan duration:

I await your details.
Thanks

***********************************
Daniel Silver
Email: daniel_loanlenders@hotmail.com
Email: danielloanlenders@gmail.com
************************************


 

Good Day;

This is a special message to all intended loan seekers, private Persons, authorize companies serious minded people that Daniel Silver Loan Firm is specified out giving out loan at an interest rate of 3%. I can offer you this loan which you have been seeking for from other lenders. I offer loan to people on bad credit, home improvement loan, personal and business loan, student looking for financial help and to companies with the 100% guarantee. contact us today via company email: (daniel_loanlenders@hotmail.com).

Borrower's Information:

Full name:
Country:
Address:
Age:
Occupation:
Marital status:
Place of work:
Sex:
Telephone:
Mobile Phone number:
Monthly Income:
Amount needed:
Purpose of Loan:
Loan duration:

I await your details.
Thanks

***********************************
Daniel Silver
Email: daniel_loanlenders@hotmail.com
Email: danielloanlenders@gmail.com
************************************


 

Good Day;

This is a special message to all intended loan seekers, private Persons, authorize companies serious minded people that Daniel Silver Loan Firm is specified out giving out loan at an interest rate of 3%. I can offer you this loan which you have been seeking for from other lenders. I offer loan to people on bad credit, home improvement loan, personal and business loan, student looking for financial help and to companies with the 100% guarantee. contact us today via company email: (daniel_loanlenders@hotmail.com).

Borrower's Information:

Full name:
Country:
Address:
Age:
Occupation:
Marital status:
Place of work:
Sex:
Telephone:
Mobile Phone number:
Monthly Income:
Amount needed:
Purpose of Loan:
Loan duration:

I await your details.
Thanks

***********************************
Daniel Silver
Email: daniel_loanlenders@hotmail.com
Email: danielloanlenders@gmail.com
************************************


 

Welcome To Dr. Powell Garcia Loan Service…
Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve.

Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans,car loans, hotel loans, student loans, personal loans Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

Interested applicants should Contact us via email: (dr.powellgarcialoans@gmail.com)
(Website: powellgarcialoans.bravesites.com)


 

yes i heard that news and i was very shocked that time


 

PURE HEART WORLD LOANS INC... HAS FINALLY DONE IT FOR ME, INDEED THERE IS LIGHT AT THE END OF THE TUNNEL [pureheartloans@yahoo.com OR CALL/TEXT +1(469)309-6003]

BE CARE VERY CAREFUL HERE. Nobody can help you here or even suggest how you can get financial help. Any answer of a loan lender to your question, you MUST ignore, because they are SCAMS…real SCAMS…i was a victim of which i was ripped thousands of dollars…well thank God for a Christian sister who referred me to a loan organization formed by Mr. Paul Marcolm called Pure Heart Loans (P.H.L). They made my life a valuable one and gave it a meaning. When the sister gave me their contact, I contacted them. Then I requested for a loan with all the necessary evidence to prove that I actually needed a loan, they approved a loan of $45,000.00 USD and in 48 hours after meeting up to their necessary requirements, my loan was deposited in my bank account without collateral. Though i was very nervous with the loan organization at first due to my previous bad experiences, I hold on to my faith due to the fact that my beloved Christian sister referred me, and as God should have it, little did I know that my financial shortcomings has come to a final HALT. If not for that quick referral from a christian sister to that genuine source, I would have regretted my total life, because at that point in time i just divorced the father of my son, and my son (Kenneth) was faced with a life and death situation. I was faced with his hospital bills and i was also faced with foreclosure at my apartment. Details of this GODSENT organization won't be disclose for now for fear of impersonation (because it has been discovered that some persons are not really in need of financial help, but they just want to collect money from this genuine christian loan organization). And it is because of this reason they don't give out loan anyhow. You must be able to convince them very well, and provide good reasons/proofs to show that you really need a loan before they can approve it for you. They are reliable and trusted loan firm unlike many out there who rip people of their hard earned money,their interest rates is just 2% and little documentation is done. As i have earlier said, for security reasons i can only provide their email address and Phone Number. Feel free to contact them via Email at pureheartloans@yahoo.com OR CALL/TEXT +1(469) 309-6003.......CONTACT THEM TODAY AND INDEED YOU WILL BE FREE FROM SCAMS OVER THE INTERNET


 

PURE HEART WORLD LOANS INC... HAS FINALLY DONE IT FOR ME, INDEED THERE IS LIGHT AT THE END OF THE TUNNEL [pureheartloans@yahoo.com OR CALL/TEXT +1(469)309-6003]

BE CARE VERY CAREFUL HERE. Nobody can help you here or even suggest how you can get financial help. Any answer of a loan lender to your question, you MUST ignore, because they are SCAMS…real SCAMS…i was a victim of which i was ripped thousands of dollars…well thank God for a Christian sister who referred me to a loan organization formed by Mr. Paul Marcolm called Pure Heart Loans (P.H.L). They made my life a valuable one and gave it a meaning. When the sister gave me their contact, I contacted them. Then I requested for a loan with all the necessary evidence to prove that I actually needed a loan, they approved a loan of $45,000.00 USD and in 48 hours after meeting up to their necessary requirements, my loan was deposited in my bank account without collateral. Though i was very nervous with the loan organization at first due to my previous bad experiences, I hold on to my faith due to the fact that my beloved Christian sister referred me, and as God should have it, little did I know that my financial shortcomings has come to a final HALT. If not for that quick referral from a christian sister to that genuine source, I would have regretted my total life, because at that point in time i just divorced the father of my son, and my son (Kenneth) was faced with a life and death situation. I was faced with his hospital bills and i was also faced with foreclosure at my apartment. Details of this GODSENT organization won't be disclose for now for fear of impersonation (because it has been discovered that some persons are not really in need of financial help, but they just want to collect money from this genuine christian loan organization). And it is because of this reason they don't give out loan anyhow. You must be able to convince them very well, and provide good reasons/proofs to show that you really need a loan before they can approve it for you. They are reliable and trusted loan firm unlike many out there who rip people of their hard earned money,their interest rates is just 2% and little documentation is done. As i have earlier said, for security reasons i can only provide their email address and Phone Number. Feel free to contact them via Email at pureheartloans@yahoo.com OR CALL/TEXT +1(469) 309-6003.......CONTACT THEM TODAY AND INDEED YOU WILL BE FREE FROM SCAMS OVER THE INTERNET


 

NO UPFRONT PAYMENTS INVOLVED

Hello,

What are your Financial needs?
We give out loans from a minimum of $5,000.00 to a maximum of $10,000,000.00 with comfortable duration that ranges from 1 to 30 years at a very reduced interest rate of 3%.

Do you need a business loan?
Do you need a personal loan?
Do you want to buy a car?
Do you want to refinance?
Do you need a mortgage loan?

Do you need a huge capital to start off your business proposal or expansion? Have you lost hope and you think there is no way out, and your financial burdens still persists?
Please do not hesitate to contact us for possible business co-operation

Contact us via email: mikerobertloans1@gmail.com


 

Have you been scammed alot of times and have lost fate in online loan lenders. Let me first start by apologizing on behalf of all genuine loan lenders for the inhuman way you all have been treated. But there is still hope for you to get you loan and from a genuine firm and that firm is Ero fat loan investment. We have been in the business world over 2 decades and have been helping people with their loan problems. We also offer loan of a low interest rate of 2% why not try us today and give your own experience. Email us at Erofatloan@openmailbox.org and be glad you did. May all your wishes come through as you do THANK YOU.


 

Do you need an easy loan to pay off your bills?if yes Email us via:johnsonleehelpfund@gmail.com with the information's below

Full Name:

Amount Needed:

Duration:

Country:

Phone :


 

Hello everyone, My name is Tyson Richarh, i live in Chicago, Illinois United States. Am here to testify on how i got a business loan of $850,000.00 dollars from Mr Mike Franklin of Wiley Knight Loan Company (wileyknightloancompany@gmail.com) a God fearing and honest lender after i applied two times from various loan lenders who claimed to be real loan lenders,i thought their lending where real, they rip me off my hard earned money, i lost $4,520.00 dollars until my lawyer introduce me to Mr Mike Franklin the Managing Director of Wiley Knight Loan Company who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I never thought there are still reliable loan lenders until i met Mr Mike Franklin who really helped me with my loan and changed my life for the better. All gratitude goes to Mr Mike Franklin a God sent Loan Lender for giving a meaning to my life when i had lost all hope so i made a vow to myself that i will keep testifying on the internet on how i got my loan. I don't know if you are in need of an urgent loan also, So feel free to contact Wiley Knight Loan Company on this email address: {wileyknightloancompany@gmail.com} or call them now on this number +1 478-787-0420. Thanks for reading and remain blessed!.


 

Gooday Everyone, I am James Scot by name and i live in the US, i will like to talk about the goodness of God in my life, after so many months of trying to get a loan on the internet and was been scammed so i became desperate in getting a loan from a legit lender online then i saw a comment from a friend called John William and he talked about this legit loan company where he got his loan fast and easy without any stress so he introduced me to a woman called Mrs Loveth Diego who controls a firm called Diego Loan Funds, So i applied for a loan sum of ($89,000.00USD) with low interest rate of 2%, so the loan was approved and deposited into my bank account that was how i was able to get my loan to keep my broken business running and also to pay off my bills so i am advising everyone of you who is interested in getting a loan fast and easy to kindly contact them via email: { lovethdiegoloanfirm@gmail.com } to get any kind of loan you need today. Thank You...


 

We offer loan with instant online approval, personal loan, company loan, car loan, student loan, furniture loan,etc.....we give from $2,000 to $5,000.000. our loan come with 2% interest rate and we can grant loan to any where in the world ....if you are interested contact us via email..uodcompany@gmail.com


 

I would like to bring this to the notice of the public about how i met Anz Jackson Financing PLC after i lost my job and being denied loan by my bank and other financial institution due to my credit score. I could not pay my children's fees. I was behind on bills, about to be thrown out of the house due to my inability to pay my rent, It was during this period my kids were taken from me by foster care. Then i set out to seek for funds online where i lost $3,670 that i borrowed from friends which i was rip off by two companies. Until i read about: anzjacksonfinancingplc@yahoo.com where i was granted a loan to pay up my debts and to start up a business. You can as well give them a call or text at: +18437769340. Why am i doing this? I am doing this to save as many that are in need of a loan not to be victim of scams on the internet.


 

I am Mrs jane living in california United State of America, I am here to testify of a good Loan Lender who showed light to me after been scammed 3 different times on the Internet by some kind of lender who are nothing but fake, they all promise to give me a loan after making me pay a lot to them as charges which yielded nothing and amounted to no positive result. i lost my hard earn money a total of $6,500.00USD and it was so frustrating. One day when browsing through the internet looking frustrated i came across a testimony of a woman who was also scammed and eventually got linked to a legit loan company arnold clark finance Limited and email:(email address) where she finally got her loan, i decided to contact them, I then told them my story on how i have been scammed by 3 different lenders who did nothing but to rob me of my money I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice by contacting them. i filled the loan application form and proceeded with all that was required of me and to my surprise I was given a loan amount of $30,000.00USD by this great Company (zeek hodex all thanks to MR ZEEK HODEX McLean a God fearing man and here i am today happy because this company has given me a loan so i made a vow to myself that i will keep testifying of their good work in my life on how i got my loan. Do you need a loan urgently? If you're looking at how to get prequalified for a home loan or how to get pre approved for a mortgage, we can help you out. kindly and quickly contact them at (email address)." - See more at: debts? Do you need finance to set up your own business? Do you need loans to carry out large projects? Do
you need college loan? Do you need funding for various other processes?
email contactzeekhodexloanfirm@gmail.com


 

Hello Friends, do you need an urgent loan and Xmas loan i know of a kind and a God fearing MAN called Mr Destiny who can help you get a good loan asap contact her now and be free of scan : ( destinykingsloanfinance@yahoo.co.uk ) .


 

Greetings! My dear friends, I'm mr asaad currently in north carolina USA i would advise you to contact the Martinez lexie loan firm for an urgent and legit loan. He is reliable and genuine. Their services are also very fast. as soon as you agree with the loan terms and condition, processing of your loan transaction is immediately started!
He gave me a loan of $100,000 Usd when I really needed good finance to invest, further my career,and pay off debts. I also needed to clear a few bills, and some other stuff, I really needed the funds yeah, I came across a post of a smith anderson on nerd wallet reviews site, saying he just got a loan from the martinez lexie credit agency! a government licenced lender, with low IR. And he also dropped the contact email (lexiefinance@yahoo.co.uk) From the joy and happiness in the post he made, I decided to also give it a shot, so I contacted the email address, I was replied after a while, and did as I was told. I got the loan funds fully reflected in my bank account about 21 to 25hours after the loan funds was registered! I have a new restaurant business and
all of my debts has been cleared, and the worries that kept me up all nights are now gone! I have made a sincere promise
within me,that i must continue to tell people and advertise for his business because of
what he has done for me,I'm just gonna keep trying to have everyone out there know of this lender who can actually solve all your financial problems!!if you really need a loan I fully advise you to contact this legit government loan firm. the martinez lexie credit agency. Via email today (lexiefinance@yahoo.co.uk)
And be rest assured, of getting your loan!


 

Good day,

Are you in need of an urgent business loan to startup or expand your business?
We offer all kind of Business Loan and Auto Loan.
Kindly contact us for more information.

Kind regards,
Vicent Lance Jessy
2Dzana Road Unit 4Magabeni factory Units
Magabeni t/ship Umkomaas, South Africa.
Tel: +27{839 384 611}
Email: vincentlancejessy@gmail.com


 

HOW I GOT A LOAN FROM [SAMMYLOANCOMPANY@YAHOO.COM]

Hello friends!!! My name is JULIEN GARCIA. FROM USA TEXAS . i want to testify of the good Loan Lender who showed light to me after been scammed by 2 different Internet international lender, they all promise to give me a loan after making me pay alot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 6,000USD. One day as i was browsing through the internet looking frustrated when i came across a testimony woman who was also scammed and eventually got linked to a legit loan company called SAMMYLoan Company and email ( sammyloancompany@yahoo.com ) where she finally got her loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 2 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and to my shock I was given a loan amount of $65,000.00 Dollars by this great Company (SAMMYLoan Company} managed by Mr SAMMY God fearing MAN and here i am today happy because this company has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently? kindly and quickly contact This great company now for your loan via email: [sammyloancompany@yahoo.com]


 

Please tell me no one falls for these FAKE loans? first of all none of these people are Americans. Uhh we know you can here the accent just in the grammar. Yahoo and gmail accounts seriously?
These people are trying to collect information to steal identities. The one mentioning internet scams was especially creative...LOL

I won't tell you how we give our names and locations however that is also obvious.

There was a lot of good information in this thread. It is appreciated. One of my relatives with a learning disability ( a form of Tourettes) got ripped off by Midland funding. Not only was he garnished, the debt was still showing as owed and a lien was still on his house 6 years later. The bank has totally taken advantage of his fear and ignorance about financial matters. He pays exorbitant interest on everything due to poor credit he didn't really create until these junk collectors garnished him so he could no longer pay his mortgage!!! . It wasn't even his debt. It was his mothers who got extremely ill, lost everything including her home. It went to the state when she could no longer afford the medical bills. He went through a period where he wasn't talking to anyone in the family. I wouldn't have allowed this. I'm still cleaning things up & learning. The fact that these things can affect your FICO score is sick and wrong. Through this process I've learned that these credit services are consumer education scores. It is a "trade secret" with how the Actual FICO scores are calculated. Collections knock several points off. I hope they make it illegal for them to report these. Especially the ones that don't report 20 years of good faith payments like utilities, medical and cell phones. You don't have your score increased by paying on time for years on end but the second someone hits a rough patch they are sold to the junk debt collectors.

He wasn't responsible for it. He had 3 separate judgements and almost lost his home due to garnishments. He gets really agitated and doesn't really understand cause and effect. He took ownership of the debts over the phone. Her name wasn't even the same. The tactics used were out right unethical. He is very principled and thought he must have owed the money or why would they be able to come after him? I appreciate this information. He doesn't owe anything else but it is difficult to get refinanced with the negatives on his credit report. Some have been quite helpful while others could care less.


 

PURE HEART WORLD LOANS INC... HAS FINALLY DONE IT FOR ME, INDEED THERE IS LIGHT AT THE END OF THE TUNNEL [pureheartloans@yahoo.com OR CALL/TEXT +1(501)232-0410]

BE CARE VERY CAREFUL HERE. Nobody can help you here or even suggest how you can get financial help. Any answer of a loan lender to your question, you MUST ignore, because they are SCAMS…real SCAMS…i was a victim of which i was ripped thousands of dollars…well thank God for a Christian sister who referred me to a loan organization formed by Mr. Paul Marcolm called Pure Heart Loans (P.H.L). They made my life a valuable one and gave it a meaning. When the sister gave me their contact, I contacted them. Then I requested for a loan with all the necessary evidence to prove that I actually needed a loan, they approved a loan of $45,000.00 USD and in 48 hours after meeting up to their necessary requirements, my loan was deposited in my bank account without collateral. Though i was very nervous with the loan organization at first due to my previous bad experiences, I hold on to my faith due to the fact that my beloved Christian sister referred me, and as God should have it, little did I know that my financial shortcomings has come to a final HALT. If not for that quick referral from a christian sister to that genuine source, I would have regretted my total life, because at that point in time i just divorced the father of my son, and my son (Kenneth) was faced with a life and death situation. I was faced with his hospital bills and i was also faced with foreclosure at my apartment. Details of this GODSENT organization won't be disclose for now for fear of impersonation (because it has been discovered that some persons are not really in need of financial help, but they just want to collect money from this genuine christian loan organization). And it is because of this reason they don't give out loan anyhow. You must be able to convince them very well, and provide good reasons/proofs to show that you really need a loan before they can approve it for you. They are reliable and trusted loan firm unlike many out there who rip people of their hard earned money,their interest rates is just 2% and little documentation is done. As i have earlier said, for security reasons i can only provide their email address and Phone Number. Feel free to contact them via Email at pureheartloans@yahoo.com OR CALL/TEXT +1(501)232-0410.......CONTACT THEM TODAY AND INDEED YOU WILL BE FREE FROM SCAMS OVER THE INTERNET


 

How i got my Desired Loan Amount from a Reliable Loan firm (rolandloanfirm927@gmail.com)

may the peace of the lord be with you all.am here to testify of how i got my loan from a legit and reliable loan firm,
My name is pastor mrs sarah alex, I am from the christ foundation church, United State,
i was in new jersey ,when i applied Two times from various loan lenders who claimed to be lenders right here in this forum,
i thought their lending was real and i applied but they never gave me loan,i was scammed.
until a friend of mine introduce me to Mr Fred Roland of rolandloanfirm927@gmail.com,
who promised to help me with a loan of my desire So i applied for a loan sum of (360,000.00USD) with low interest rate of 2%,
and he really did grant me the loan as he promised without any form of delay,
I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Fred roland,
who really helped me with my loan and changed my life for the better.
I know there are still many good lenders out there.
but i would advise you to try roland loan firm ,
his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects,
you can contact Mr Fred Roland on his email address is,
(rolandloanfirm927@gmail.com) or Text: +1 910-565-0876


 

How i got my Desired Loan Amount from a Reliable Loan Company (Adolfloancompany@yahoo.com)

Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ ( Adolfloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Adolfloancompany@yahoo.com) or Text: +1 571-322-5806.


 

Welcome To Dr. Powell Garcia Loan Service…
Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Here coems a chance to get your dream loan The Terms and Conditions are very simple and considerate.Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve you will never regret anything in this loan transaction because i will make you smile through out this loan transaction.

Our company has recorded a lot of breakthroughs in the provision of first class financial services to our clients, especially in the area of Loan syndication and capital provision for individuals and companies. We have brought ailing industries back to life and we back good business ideas by providing funds for their up start Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans,car loans, hotel loans, student loans, personal loans Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

Interested applicants should Contact us via email: (dr.powellgarcialoans@gmail.com)
(Website: powellgarcialoans.bravesites.com)<>


 

Hello,

My name is Robin Floyd Lamura. I live in USA Florida and i am a happy man today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them.

If you are in need of loan and you are 100% sure to pay back the loan please contact them, They are European helping loan seekers get loan with easy steps, please tell them that Mr, Robin Floyd referred you to them.

contact via E_mail: euroniceloancompany@gmail.com


 

Greetings! My dear friends, I'm mr asaad currently in NC usa, i would advise you to contact the Martinez lexie loan firm for an urgent and legit loan. He is reliable and genuine. Their services are also very fast. as soon as you agree with the loan terms and condition, processing of your loan transaction is immediately started!
He gave me a loan of $100,000 Usd when I really needed good finance to invest, further my career,and pay off debts. I also needed to clear a few bills, and some other stuff, I really needed the funds yeah, I came across a post of a smith anderson on nerd wallet reviews site, saying he just got a loan from the martinez lexie credit agency! a government licenced lender, with low IR. And he also dropped the contact email (lexiefinance@yahoo.co.uk) From the joy and happiness in the post he made, I decided to also give it a shot, so I contacted the email address, I was replied after a while, and did as I was told. I got the loan funds fully reflected in my bank account about 21 to 25hours after the loan funds was registered! I have a new restaurant business and
all of my debts has been cleared, and the worries that kept me up all nights are now gone! I have made a sincere promise
within me,that i must continue to tell people and advertise for his business because of
what he has done for me,I'm just gonna keep trying to have everyone out there know of this lender who can actually solve all your financial problems!!if you really need a loan I fully advise you to contact this legit government loan firm. the martinez lexie credit agency. Via email today (lexiefinance@yahoo.co.uk)
And be rest assured, of getting your loan!


 

Hello,

My name is Robin Floyd Lamura. I live in USA Florida and i am a happy man today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them

If you are in need of loan and you are 100% sure to pay back the loan please contact them, They are European helping loan seekers get loan with easy steps, please tell them that Mr, Robin Floyd referred you to them

contact via E_mail: euroniceloancompany@gmail.com


 

How i got my Desired Loan Amount from a Reliable Loan Company (Adolfloancompany@yahoo.com)

Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ ( Adolfloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Adolfloancompany@yahoo.com) or Text: +1 571-322-5806


 

HOW I GOT A LOAN FROM a great company [SAMMYLOANCOMPANY@YAHOO.COM]

Hello friends!!! My name is julien garcia from u,s,a texas . i want to testify of the good Loan Lender who showed light to me after been scammed by 2 different Internet international lender, they all promise to give me a loan after making me pay alot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 6,000USD. One day as i was browsing through the internet looking frustrated when i came across a testimony woman who was also scammed and eventually got linked to a legit loan company called sammyLoan Company and email ( sammyloancompany@yahoo.com ) where she finally got her loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 2 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and to my shock I was given a loan amount of $65,000.00 Dollars by this great Company (sammyLoan Company} managed by Mr sammy God fearing MAN and here i am today happy because this company has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently? kindly and quickly contact This great company now for your loan via email: [sammyloancompany@yahoo.com] or text him no on + 1 (424) 570-9090


 

How i got my Desired Loan Amount from a Reliable Loan Company (Adolfloancompany@yahoo.com)

Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ ( Adolfloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Adolfloancompany@yahoo.com) or Text: +1 571-322-5806.


 

HOW I GOT A LOAN FROM a great company [SAMMYLOANCOMPANY@YAHOO.COM]

Hello friends!!! My name is julien garcia from u,s,a texas . i want to testify of the good Loan Lender who showed light to me after been scammed by 2 different Internet international lender, they all promise to give me a loan after making me pay alot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 6,000USD. One day as i was browsing through the internet looking frustrated when i came across a testimony woman who was also scammed and eventually got linked to a legit loan company called sammyLoan Company and email ( sammyloancompany@yahoo.com ) where she finally got her loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 2 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and to my shock I was given a loan amount of $65,000.00 Dollars by this great Company (sammyLoan Company} managed by Mr sammy God fearing MAN and here i am today happy because this company has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently? kindly and quickly contact This great company now for your loan via email: [sammyloancompany@yahoo.com] or text or call him now for your loan today on + 1 (929) 335-6457


 

Hi I am Mr Jerry Carl the creditor of Private loans, and I'm here to make your dreams come true to get a loan. Do you need a loan urgently? Do you need a loan to pay off your debts? Do you need a loan for expansion of your business or start your own business, we are here for you with a low interest rate of 2% and you can get a credit of 1,000 to 100,000,000.00 the maximum loan amount and up to 50 years loan duration. please contact us at our email address jerrycarl021@gmail.com


 

My name is Richard Oneil, I live in california U.S.A and i am a happy woman today? I told my self that any Loan lender that could change my Life and that of my family after been scammed severally by these online loan lenders, i will refer any person that is looking for loan to Them. She gave happiness to me and my family, although at first i found it hard to trust her because of my experiences with past loan lenders, i was in need of a loan of $250,000.00 to start my life all over as a single parents with 3 kids, I met this honest and GOD fearing loan lender online MRS LOVETH DIEGO that helped me with a loan of $250,000.00 U.S. Dollars, she is indeed a GOD fearing woman, working with a reputable loan company. If you are in need of loan and you are 100% sure to pay back the loan please contact her on (lovethdiegoloanfirm@gmail.com ) .. and inform them Richard Oneil directed you.. Thanks. Blessed Be.


 

Hello Everybody,
My name is Mrs.Irene Query. I live in USA and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $150,000.00 to start my life all over as i am a single mother with 2 kids I met this honest and GOD fearing man loan lender that help me with a loan of$150,000.00 US. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs.Irene Query, that refer you to him. contact Mr Mark Harry,via email:(farrukhloan@yahoo.com.sg) Thank you.


 

Testimony"" You should not miss this opportunity [My name is Mrs. Sandra Kate. I live in Canada and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family.I was in need of a loan of $50,000.00 to start my life all over again as i am a single mother with 3 kids. I have been searching for a loan to settle my debts for the past three months all I met scammed and took my money until I finally met a God sent Lender. I never thought that there are still genuine loan lenders on the internet but to my greatest surprise i got my loan without wasting much time.I met this honest and GOD fearing man loan lender that help me with a loan of $50,000.00 Canada Dollar. He is a GOD fearing man, if you are in need of loan to solve your problems and you will pay back the loan please contact him tell him that is Mrs.Sandra Kate that refer you to him. Contact Mr. john mark , via email: ( johnmarkfinancialfunds@yahoo.com )


 

Do you Need Personal Loan?
Do you Need Business Loan?
Are you in need of a loan?
Do you want to pay off your bills?
Do you want to be financially stable?
email( mikesmithloan@outlook.com )

Fill The Application Form.
1)Full Name:
2)Country:
3)State:
4)Address:
5)Sex:
6)Occupation:
7)Amount needed:
8)Loan duration:
9)Loan purpose:
10)Telephone:


 

How i got my Desired Loan Amount from a Reliable Loan Company (Adolfloancompany@yahoo.com)

Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ ( Adolfloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Adolfloancompany@yahoo.com) or Text: +1 571-322-5806


 

We wish to give out loan to whom ever that is in need of a loan at interest rate of 3%, We give out loan from the minimum of 5,000.00 usd to the maximum 100 million dollars, pounds, euros, If interested, Contact us via email: johnoneil945@gmail.com


 

My name is Richard Oneil, I live in california U.S.A and i am a happy man today? I told my self that any Loan lender that could change my Life and that of my family after been scammed severally by these online loan lenders, i will refer any person that is looking for loan to Them. She gave happiness to me and my family, although at first i found it hard to trust her because of my experiences with past loan lenders, i was in need of a loan of $250,000.00 to start my life all over as a single parents with 2 kids, I met this honest and GOD fearing loan lender online MRS LOVETH DIEGO that helped me with a loan of $280,000.00 U.S. Dollars, she is indeed a GOD fearing woman, working with a reputable loan company. If you are in need of loan and you are 100% sure to pay back the loan please contact her on (lovethdiegoloanfirm@gmail.com ) .. and inform them Richard Oneil directed you.. Thanks. Blessed Be.


 

Hello Everybody,
My name is Mrs.Irene Query. I live in Philippines and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $150,000.00 to start my life all over as i am a single mother with 2 kids I met this honest and GOD fearing man loan lender that help me with a loan of$150,000.00 US. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs.Irene Query, that refer you to him. contact Mr Mark Harry,via email:(farrukhloan@yahoo.com.sg) Thank you.


 

Mr wagadira loan

EMAIL ADDRESS --- (scottwagadira007@gmail.com)
HEAD OFFICE ---- (via the maligodo police stastion way V.T.M.P)
====================================================
This is a charitable loan Organization formed to help people in need.

So are you going through financial difficulty ?
Or you are in any financial mess?
Do you need funds to start up your own business?
Do you need a loan to settle your debt or pay off your bills?

We give out loans from the range of $1,000 to $90,000,000.Our loans
are well insured and maximum security is our priority,at an interest
of 2% rate.

(Available Loans we offer are)

* Personal Loans (Secure and Unsecured)
* Business Loans (Secure and Unsecured)
* Combination Loan And Many More:

Please kindly fill the application form below
LOAN APPLICATION FORM

(BORROWERS DETAILS)

(1) NAME:.......
(2) GENDER:........
(3) COUNTRY:..........
(4) OCCUPATION:...........
(5) LOAN DURATION:...........
(6) PURPOSE OF LOAN:.............
(7) LOAN AMOUNT IN EUROS/POUNDS:....
(8) OFFICE/HOME PHONE NUMBER:..........
(9)SCAN AND ATTACH YOUR IDENTITY CARD...

Submit via email >. scottwagadira007@gmail.com

Regards

Mr wagadira


 

Hello every one please i will like to talk about the goodness of GOD in my life after so many months of trying to get a loan on the internet and was scammed the sum of $1,800 i became so desperate in getting a loan from a legit lender online then a friend told me that there is a legit loan company where he got his loan fast and easy without any stress so he introduced me to a Man called Edward Jones Jr , So i applied for a loan sum of ($60,000.00) with low interest rate so the loan was approved and deposited into my bank account that was how i was able to get my loan and i was able to pay off my bills. i am advising every one who is interested in getting a loan fast and easy to kindly contact them via email: {jonesloanfinance@yahoo.com} as well, So thanks as you read the greatest testimony of my life and thanks be to GOD almighty for his goodness upon my life.

Lindsey Tyler


 

Welcome To Dr. Powell Garcia Loan Service…
Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve.

Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans,car loans, hotel loans, student loans, personal loans Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

Interested applicants should Contact us via email: (dr.powellgarcialoans@gmail.com)


 

My name is Lewis Edward, I live in California U.S.A and i am a happy man today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. He gave happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as a single parents with 3 kids, I meant this honest and GOD fearing loan lender online Mr DAVID MORRISON that helped me with a loan of $250,000.00 U.S. Dollar, He is indeed GOD fearing man, working with a reputable loan company.

If you are in need of loan and you are 100% sure to pay back the loan please contact him [morrisonloansplc@yahoo.com].. and inform them MR Lewis Edward directed you....

contact them with morrisonloansplc@yahoo.com OR contact +1610-350-4740 for trust and urgent loan..


 

This is to inform the public that John, personal loan lenders in the financial
opportunity to those who need financial assistance. We provide a 4% interest rate loan
to individuals, firms and corporations subject to the conditions are clear and easy to understand.
contact us today by email at: Johngilliam52@gmail.com


 

vincentlancejessy@gmail.com

Are you a business man or woman? Are you in a financial mess or do You need funds to start your own business? . We give out legitimate loans to serious individuals or business firms that are in need of loans. We are a registered Loan Firm that is prepared to meet the needs of individuals who aspire to be greater in the front line of capital accumulation.Our Loans are offered at a subsidized interest rate that is favorable to all citizens all over the world and different countries.We are ready to talk with you about how we can meet your financial needs.if interested in this great offer then, Contact us today for an urgent loan.

REQUIREMENT FOR THE LOAN

1.Copy of ID
2.3 Months Banks Statement
3.Prove of Residence
4.Banking details to receive the loan.

Once this requirement is remitted the loan amount will be transferred to your banking details that you send to us, blacklisted is welcome, have you been turned down by so many companies, Do you have business idea but no finance, Do you have bad credit record, apply for home of solutions to your problem. await your urgent response to this AD.or email us at: ( fidelity.bank222@yahoo.com)

Personal Loans
Pay Day Loans
Vehicle Finance
Home Loans
Debt Counseling
Business Loan
Student Loan
Consolidation Loan
Medical Loan
Life Insurance/Property also available.
@
Contact us Today at E-mail:(fidelity.bank222@yahoo.com) For more information.


 

URGENT LOAN OFFER APPLY. NOW

Dear applicants for loans, Greetings from LUCKY solid credit.
We are certified loan lender that offers loans to
people who are in need of loans. we gives loans for
projects, business, taxes, debt, bills, and many others
reasons.we run on 2% more rate.There to receive via
get credit for the company, so you need a loan?
Are you in debt? Do you want to start a business and need capital?
You need a loan or financing for any reason? your help
finally here, and we give all the credit in the amount of
cheap and affordable only 2% per annum, if you're interested
Please contact us today at
(Luckyloans19@gmail.com)
and get your loans today.For more about our
services, please leave
knowing the amount of loan you need and the duration of the loan.
you want to take
* Personal Loans (Secure and Unsecured)
* Business Loans (Secure and Unsecured)
* Consolidation Loan and many more.
We are certified, trustworthy, reliable, efficient, fast and
dynamic. If you are interested, please contact
us at:
Luckyloans19@gmail.com

Good luck,
Customer.
LUCKY SIGNS LOAN.


 

How i got my Desired Loan Amount from a Reliable Loan Company (Adolfloancompany@yahoo.com)

Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ ( Adolfloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Adolfloancompany@yahoo.com) or Text: +1 571-322-5806
..


 

Hello every one please i will like to talk about the goodness of GOD in my life after so many months of trying to get a loan on the internet and was scammed the sum of $1,800 i became so desperate in getting a loan from a legit lender online then a friend told me that there is a legit loan company where he got his loan fast and easy without any stress so he introduced me to a Man called Edward Jones Jr , So i applied for a loan sum of ($60,000.00) with low interest rate so the loan was approved and deposited into my bank account that was how i was able to get my loan and i was able to pay off my bills. i am advising every one who is interested in getting a loan fast and easy to kindly contact them via email: {jonesloanfinance@yahoo.com} as well, So thanks as you read the greatest testimony of my life and thanks be to GOD almighty for his goodness upon my life.

Lindsey Tyler


 

telson credit

Do you need a loan? Apply now. Do you need a loan? Apply now. We offer all types of loans at 2% annual Any interested person should answer back to us with the following:. Email: charletelsonloancompany@gmail.com

Information needed

Name:
Amount:
Duration:
Phone:
Country:

Waiting for your reply.

regards from telson credit


 

Attention Loan Applicant,

Welcome to KELVIN LOAN FINANCING INC. as part of its welfare package is offering a business and personal loan offer with an interest rate of 3% without no credit check. This is to help people achieve their financial objectives. Interested people should

* Personal Loan (unsecured)

* Business Loan (Unsecured)

* Loan Debt Consolidation

* Improve your home

APPLICATION:

1) Prefix (Mr., Mrs., (MS).

2) Name:

3) Last Name:

4) Address:

5) Country:

6) Status:

7) Phone Number:

8) Mobile:

9) Occupation:

10) Amount Needed as Loan:

11) Monthly Income:

12) Duration of loan:

13) The purpose of the loan:

14) Have you applied before:

All responses should be sent to: E-mail: loan interest rate of 3% without any additional warranty. This is to help people achieve their financial objectives. Interested people should email us on: kelvinmureen@googlemail.com or call mr Kelvin +1 773-666-6668 or +14132483242 when we receive the request, then we will process your loan application for approval
Sincerely,
Thanks and
GOD BLESS YOU
Mrs Mureen


 

***AVOID SCAMS***

NO UPFRONT PAYMENTS INVOLVED

Loan Opportunity at your door step

Do you need urgent loan?
Need a business loan?
Need a loan for your investment?
Need a loan to finance your problem?
Need personal loan?

To properly introduce myself, I am Fred Robert, a private lender i give out loan at 3% interest rate per year. It is a financial opportunity at your door. Step up today and get instant loan.There are many out there looking for financial options or help around the place and still not be able to get one.

But it is a financial opportunity at your door step and as such you can not miss this opportunity. This service, is for individuals, companies, business men and women.The loan amount available ranges from $ 3,000.00 to $ 50,000,000.00, for any legal purpose, with a comfortable duration. That range from 1-30 years. For more information contact us via email: Fredrobert129@gmail.com


 

Welcome To Dr. Powell Garcia Loan Service…
Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve.

Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans,car loans, hotel loans, student loans, personal loans Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

Interested applicants should Contact us via email: (dr.powellgarcialoans@gmail.com)


 

How i got my Desired Loan Amount from a Reliable and Trust Loan Company (adrianfinancefirm@yahoo.com)

Hello everyone, My name is Julia Lucas, Am from Saxony, Germany. Am here to testify the goodness of God upon my life, how he make me got a loan from Adrian Finance Firm{ (adrianfinancefirm@yahoo.com) }. Am a single mom with three kids life was hell and uncomfortable for me after the death of my husband. For me to take care of my kids i had to look for a loan to start up a business because nobody was willing to help me and i decided to search for a loan lender online but unfortunately i was scammed Two times from various international loan lenders who claimed to be lenders right here in this forum, I thought their lending was real and i applied but they never gave me loan. I lost hope on loan lenders on internet and was confused and frustrated, Until a friend of mine introduce me to Mr Alexander Adrian the managing director of Adrian Finance Firm, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, though I had doubts and i was skeptical but just wanted to give it a try and to my greatest surprise the loan was transfer to my bank account . I never thought there are still reliable and genuine loan lenders until i met Mr Alexander Adrian, who really helped me with a loan of €145,000.00Euro and changed my life for the better. I know there are still many loan seekers out there, seek no more and contact the God fearing man for a loan today. Mr Alexander Adrian, his caring and understanding. if you are in need of an urgent loan or want funding for your projects fast and quick, So feel free to contact Adrian Finance Firm via email address : { adrianfinancefirm@yahoo.com } OR through company websites: adrianfinancefirm.bravesites.com Or tel no +12052912541 . I believe he will help you because he has helped a lot of people across the globe, Thanks.


 

We offer private, commercial and personal loans with very low annual interest rates as low as 2% in one year to 50 years repayment period anywhere in the world. We offer loans ranging from $ 5,000 to USA $ 100 million.Our loans are well insured for maximum security is our priority. Are you losing sleep at nights worrying how to get a legitimate loan lender? Are you biting your fingernails to the quick? Instead of hitting you, contact Mark Moel Home Loan (Loan Services) now, the specialists who help stop the bad credit history loans, to find a solution that victory is our mission. E-mail: Markmoelloanhouse@live.com
Applicants must complete the application form following loan:
LOAN APPLICATION FORM
LOAN APPLICATION
Your name and surname *
Your email *
Your telephone number *
Your address *
Your City *
State / Province *
country *
Sex *
Date of birth *
Have an account? *
You have applied before? *
Loan Amount Needed *
Length of Loan *
Purpose of Loan *
Send me a scanned copy of your ID: *
Creditor Name: Mr.Mark Moel.
Lender E-mail: Markmoelloanhouse@live.com
regards,
Mr.Mark Moel.


 

NO UPFRONT PAYMENT INVOLVED
Do you need an urgent loan to solve your financial needs, we provide loan ranging from $ 5,000.00 to $ 90,000.00 Max, we are reliable, efficient, fast and dynamic,We offer any form of loan to individuals and corporate bodies at low interest rate of 3% .If you are interested in taking a loan,feel free to contact us today,we promise to offer you the best services ever. What are your Financial needs? (Rotaryloanfirm@gmail.com)

Do you need a business loan?
Do you need a personal loan?
Do you want to buy a car?
Do you want to refinance?
Do you need a mortgage loan?

Please do not hesitate to contact us for possible business co-operation Contact us via email: ( Rotaryloanfirm@gmail.com )


 

Good day
Are you a business man or woman? Are you in need of a financial burden or means to start your own business? Do you need loan to settle your debt or pay your bills? Do you have a low credit score and have difficulty obtaining loans from local banks and other Institutions? I want to tell you what we are offering loans at low Interest rate of 2%, if you are interested in a loan we get, Please fill in the loan application; Contact us on Email: info.michealwilson@gmail.com

LOAN APPLICATION FORM

PREFIX {MR., MRS., MS., DR., Etc.}
Your name and surname :
Your email :
Your telephone number :
Your address:
Your City :
State / Province :
country :
Sex:
Date of birth:
Have an account? :
You have applied before? :
Loan Amount Needed :
Length of Loan :
Purpose of Loan :
Send me a scanned copy of your ID:
Creditor Name: Dr Micheal Wilson.
Lender E-mail: info.michealwilson@gmail.com
regards,
Dr Micheal Wilson.
Contact us via email: info.michealwilson@gmail.com
we await your response with your loan application to proceed


 

Good day everybody my name is Angelina Hocombe am from Sweden but i live in Chicago City in Illinois, United States few years back i was financially strained i rushed to my bank to
apply for a loan to start up my business but i was denied by my bank because of my credit score and they could not help and due to my desperation i was scammed by several online lenders who promised to help me but at the end i was scam i lost my money and my hope because i was so frustrated, One day when i was going through the internet again i found one lender call Dr Micheal Wilson i thought to give it a try one more time to my biggest surprise he was able to lend me a secure loan totally the amount of $200,0000 for the first time in my life i realize that there are few lender who don't scam people his name is Dr Micheal Wilson i will advice any body that are in need of loan to contact him with his Email (info.michealwilson@gmail.com) he can be able to help you because he was a God sent to me this year and i will never forget him for the help he render to me.

God bless him

Angelina Hocombe


 

How i got my Desired Loan Amount from a Reliable Loan Company (Adolfloancompany@yahoo.com)

Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ ( Adolfloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Adolfloancompany@yahoo.com) or Text: +1 571-322-5806


 

How i got my Desired Loan Amount from a Reliable Loan Company (Adolfloancompany@yahoo.com)

Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ ( Adolfloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Adolfloancompany@yahoo.com) or Text: +1 571-322-5806


 

My name is Lewis Edward, I live in California U.S.A and i am a happy man today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. He gave happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as a single parents with 3 kids, I meant this honest and GOD fearing loan lender online Mr DAVID MORRISON that helped me with a loan of $250,000.00 U.S. Dollar, He is indeed GOD fearing man, working with a reputable loan company.

If you are in need of loan and you are 100% sure to pay back the loan please contact him [morrisonloansplc@yahoo.com].. and inform them MR Lewis Edward directed you....

contact them with morrisonloansplc@yahoo.com OR contact +1610-350-4740 for trust and urgent loan..


 

My name is pam king, I live in California U.S.A and i am a happy man today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. He gave happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as a single parents with 3 kids, I meant this honest and GOD fearing loan lender online Mr TINY that helped me with a loan of $250,000.00 U.S. Dollar, He is indeed GOD fearing man, working with a reputable loan company.

If you are in need of loan and you are 100% sure to pay back the loan please contact him [tinyloancompany@gmail.com].. and inform them MR Lewis Edward directed you....

contact them with tinyloancompany@gmail.com for trust and urgent loan..


 

Are you looking for Finance? Are you looking for a Loan to enlarge your business? I think you have come to the right place. We offer Loans at low interest rate of 2%. Interested people should please contact us on For immediate response to your application, Kindly reply to this emails lisajacksonwhiteloaninvestment@yahoo.com for more Info


 

Good day everyone, I am Mr. Carlos Hunter , from United State of America (USA), I want to say a big thank you to Dr. Powell Garcia Investments Limited for changing my financial status by granting me a loan after this hard time of trier. I am 60 years old man with 3 kids, Also I was a victim of scam about 3 months ago precisely, I was out here on the internet in search for a legit loan to start up my life again but I was scammed of about $5500 USD by three different loan companies as processing fee. They all promise to grant me a loan only to take my money and gave me nothing in return.I became so frustrated, until one faithful day when I came upon a testimony of one Mr. William Walter whom I also chatted with, and he told me of DR. POWELL GARCIA INVESTMENTS LIMITED with email address:- (dr.powellgarcialoans@gmail.com) and how she successfully got a loan from them through the help of Dr. Powell Garcia Who is the Director of the company. Although i never believe him at first, I thought of giving it a trier after a couple of days, I sent in an application to my greatest surprise I was granted a loan amount of $650,000USD without any collateral security. Now I am a proud owner of a business enterprise. I'm thankful to God, Mr. William Walter and also to Dr. Powell Garcia who helped me restructured my life again. My advise to you out who are currently in need of a legit loan assistance kindly email this legit loan lender and put an end to your financial problems. (dr.powellgarcialoans@gmail.com)


 

HOW I GOT A LEGIT LOAN @ 2% INTEREST RATE

When my husband was at the hospital i could not pay our mortgage and other domestic bills so i sent my kids to my mum. The hospital bill became too high for me and i could not continue with the bills. When i decided to seek for loan bank, decline my request. Then i came online to seek for loan assistance when i saw how VICTORIA LAWSON LOAN FIRM (marianlawson@outlook.com ) help different individuals and organizations with loan amount, i also contacted her company immediately and i did as she instructed me to do. Within four days, she send my loan amount of $35,000.00USD that i requested for with no hidden charges. I was able to clear our hospital bill, get a new home and begin a new life. Contact Victoria Lawson today Via Email: marianlawson@outlook.com

*Full Name:_________

*Address:_________

*Tell:_________

*loan amount:_________

*Loan duration:_________

*Country:_________

*Purpose of loan:_________

*Monthly Income:__________

*Occupation__________

*Next of kin_________

*Email :_________


 

Do you need a loan ? we offer all kinds of loans at 3% interest rate.if you are interested, contact us today via email for more information.

email: sharon_solution@hotmail.com
Telephone number:(706) 489-8943


 

wilson curts credit solution

Do you need a loan? Apply now. Do you need a loan? Apply now. We offer all types of loans at 2% annual Any interested person should answer back to us with the following:. Email: curtswill222@gmail.com

Information needed

Name:
Amount:
Duration:
Phone:
Country:

await your urgent reply


 

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