At courthouses across the United States, it has become increasingly common during the economic downturn for lawsuits to be filed against consumers to collect old debts. Lawyers who specialize in the practice are filing thousands of suits on behalf of large firms that have acquired debts from other companies. Although most people don't fight the suits and lose them by default, a Dallas woman bucked the trend last October.

Chrystal A. Snow challenged the validity of a $9,000 debt in a Dallas County Court-at-Law and countersued the debt collector for making improper phone calls, her attorney Ross Teter said. In a case that has received no media attention, Snow won her suit against Midland Funding LLC and the jury hearing the case awarded her $8.1 million -- $250 for actual damages, $100,000 for mental anguish and $8 million in punitive damages, he said.

"The jury made a finding she did not owe the debt," Teter said in a phone interview. "We argued that they violated the Texas Fair Debt Collection Act by making harassing phone calls and the jury agreed."

Midland Funding is a subsidiary of Encore Capital Group, a company whose primary business is the acquisition and collection of "charged-off consumer receivable portfolios," according to its 2009 annual report filed with the Securites and Exchange Commission.

"We acquire receivable portfolios at deep discounts from their face values," the annual report states. "[W]e have invested approximately $1.4 billion to acquire 28.8 million consumer accounts with a face value of approximately $43.8 billion."

As the owner of millions of long-overdue accounts from credit card, auto, health care and phone companies, Encore has three call centers in the U.S. and one in India to make collection calls. When these efforts are unsuccessful, Encore has a nationwide network of attorneys to pursue legal action for the full amount of the debt. If a creditor wins a lawsuit, it can get a court order to seize bank accounts, garnish paychecks and claim other assets. Consumers can find themselves on the hook for the debt plus interest, penalties and legal fees.

"We generally refer accounts for legal action where it appears the debtor is able, but unwilling, to pay their obligations," the annual report states. "We pay the law firms a contingency fee based on amounts they collect on our behalf."

An April 1 New York Times story on the rising number of court-ordered garnishments told the story of Sidney Jones, a maintenance worker who took out a $4,097 personal loan in 2001 from the subprime lender Beneficial Virginia:

He fell behind, and Beneficial sued. Mr. Jones did not appear in court. "I just thought they were going to take what I owed," he said.

By default, Beneficial won a judgment of $4,750, plus $900 in lawyers' fees, with the debt accruing interest at 27.55 percent until paid in full. The bank started garnishing his wages in March 2003.

Over the next six years, the bank deducted more than $10,000 from Mr. Jones's paychecks, but he made little headway on his debt. According to a court order secured by Beneficial's lawyers last spring, he still owed the company $3,965, a sum nearly equal to the original loan amount.

Allen West, a Republican candidate running for Congress in Florida to unseat Rep. Ron Klein (D-Boca Raton), lost a $2,832 judgment to Midland in 2009 for credit card debt, the Palm Beach Post reported in March. He's "more than half way" to paying it off, he told the paper.

Kristy Welsh, the editor of the do-it-yourself credit repair site Credit Info Center, said the worst thing a person can do is ignore a lawsuit filed to collect one of these "zombie" debts. File a answer to the original suit, Welsh advised in a phone interview. "If you don't answer you lose automatically. You don't want a judgment against you. You have zero to lose [by fighting]."

She wrote a blog post Friday on the six steps to take if you've been sued to collect a debt, even if you can't afford an attorney and must defend yourself:

... by filing an answer, you greatly increase the chance the creditor will dismiss the lawsuit. In other cases the collection agency rent-a-lawyer won't bother to show up themselves -- giving you the automatic win. Some lawyers who work for big collection agencies file as many as 50 lawsuits a day. Why spend time on a consumer who fights back when there are plenty who won't resist?

In Snow's case, the attorney representing Midland Funding did not appear and the one-day trial was conducted without him, Teter said.

Welsh said that a creditor is required to prove in court that a debt is valid, a difficult task for debt-acquisition firms like Midland because they receive a limited amount of information on the debts they acquire -- sometimes as little as the debtor's name, Social Security Number, amount owed and original creditor. "They weren't around watching the original creditor. They weren't around to witness the processing of payment," she said. "The older a debt is, the less chance it has of having any kind of paperwork."

The debts pursued by these firms often are inaccurate or have passed the statute of limitations in a consumer's state and are no longer legally required to be paid, she said.

Welsh runs an online forum where members share information with each other about their legal battles with debt collectors they call JDBs -- "junk debt buyers."

In the section of the annual report where Encore discloses the risks of running its business, the fact that consumers are banding together on the web is cited as a problem:

Consumers are exposed to information from a number of sources that may cause them to be more reluctant to pay their debts or to pursue legal actions against us. ... Various Internet sites are maintained where consumers can list their concerns about the activities of debt collectors and seek guidance from other website posters on how to handle the situation. And advertisements by debt relief attorneys and credit counseling centers are becoming more common, adding to the negative attention given to our industry. As a result of this negative publicity, debtors may be more reluctant to pay their debts or could pursue legal action against us regardless of whether those actions are warranted.

Snow, who did not return requests for comment, has reached a confidential settlement with Midland, her attorney Teter said.

Teter said that it's rare to achieve a result like hers in a debt collection lawsuit, but "I think it's not going to be so rare in the future. A lot of these debt collectors are making lots and lots of phone calls for no reason. The jurors are beginning to understand."

-- Rogers Cadenhead

Comments

So how is she going to collect this $8.1mil? Is she going to hire another debt collection agency to go after Midland Funding LLC? That would be poetic justice!


 

Thanks for this, Rogers. I sent it to my client the bankruptcy lawyer. He has people come in who haven't answered their phones in month because of creditor calls.


 

Interesting article, especially the research on Encore!

Unfortunately, the FEDERAL collection laws do NOT contain a provision for PUNITIVE damages.

And it's too bad that they settled with a confidentiality agreement, it would be nice to know what Midland paid.

The jury instructions are really interesting if you're into legal issues:

liarsandcheats.info

Hopefully people realize that the FREE advice at credit repair websites is NOT likely to be very effective when dealing with debt collectors. Many people actually get sued and LOSE in court when they follow the advice to send "cease and desist" letters and disputes.

I stopped paying MY credit cards and I couldn't care less whether a creditor sues me and gets a judgment. And I hope that millions of (near) judgment-proof people will stop paying their unsecured debts.

There simply is NO to pay the bankers if there's nothing they can take from you. Research your STATE law!

Christine


 

Nice, you borrow the money...and then look for ways to not pay it back. Both parties, lender and borrower, should be reasonable....the lender should not gouge with trick financing or outrageous interest rates...and the borrower should recognize they owe what they borrowed. A bank is in business to make money....


 

So here's how I understand it. She could spend that money that she borrowed on anything... flat screen tv, beer, diapers, whatever... and then just decide that she didn't want to pay it back... so she took money and spent it with a promise to repay and now she isn't liable?!

Isn't that basically theft?! and for $9,000 that is a least FELONY theft. So ALL these people with all this debt are just going to get away without paying anything?! This is a prime example of why our country is such bad shape financially and morally. Nobody has a sense of consience. They spend money and buy stuff like it is going out of style, OTHER PEOPLE'S MONEY. Where do they think it comes from a TREE?!

The man of the family that financed that IDIOT is probably out of a job because the original lender is going broke becuase of their blind faith that people are good and responsible. When in reality those people barely are worth the paper that their contract/application/note is written on.

TRUST ME! I have debt, quite a bit in fact, and it is my fault. I am taking care of it. I get calls and lots of them. There are people to help, if you just TRY. If you just listen and attempt to make amends, 99% of the time they work with you but if you ignore them, scream at them, etc... what do you think will happen? Cause and effect, people.

I understand that it is my responsiblity to pay back the money I have borrowed from the lenders/banks/etc who borrowed THAT money from hard working American families. I know plenty of people just like me. Who know they have done something stupid and are taking care of it, not ignoring it. People who do the RIGHT thing and accept responsibilty for their actions.

I hope that woman really enjoys the money she was "paid to steal" and her reward of $8.1 million?! Why don't just make bank robbers, Judges and President?

Seeing this on the web, no wonder America is becoming the laughingstock of the world. It all sounds like a lawsuit over hot coffee to me... ha. ha.


 

I tell the collection agencies that I do not owe THEM a dime, inasmuch as I did no business with them and the transaction between them and my original creditor was without my permission or knowledge. I tell them that when I get money to pay this debt back, I will be paying it to my original creditor. Tell them this a few times, and they quit calling.


 

Can some of you people not read, or comprehend, or just looking to gripe about everything? In a court of law, it was found that she did NOT OWE THE DEBT ("The jury made a finding she did not owe the debt,"), and these people still harrassed her. ...some of these people's comments here that she borrowed money and didn't pay it back are asinine.

If anyone's ever had a creditor call them to collect a debt, whether to collect a debt they owe or to "collect information on someone" that you may know, they are tyrannical and out of control. It would be one thing if I owed the debt, it's another when I get calls from a debt collection agency looking for someone that has the same last name as mine and my info was generated in a search of possible relatives (by last name), and they start the my harrassment with "this phone call is being recorded", like a cop saying "anything you say will be used against you".

Besides, it's not like companies don't make mistakes, especially as they blindly swap debts and cripple themselves and the economy in the process...


 

Jane, please read the article again and try to grasp the facts presented. I get the impression you have bought into the red herring that only "irresponsible" consumers can do wrong while corporations are only trying to get what was promised them. Your willingness to remain ignorant is what makes us the laughingstock.


 

Midland tried their tricks with me on an account I never owned, and had never opened. They used fraudulent tactics to attempt to get me to pay. I not only sued them, but covered the story on local and regional news letting the country know what crooks they are at Midland. I easily won my case, and even received an apology. Apparently, Midland and their low life attorneys don't like to be exposed on TV...


 

To JANE: you do realize credit card companies loan you money that they don't even have that is why it is so hard for them to get it back if you fight. Please You really think any credit card company is going broke because people dont pay? get real do you not even read the article the part where is says they paid $1.4billion to get $43.8 billion in owe-able debts? you realize that if 5% of the people pay they are making money? considering the article also says most people don't even fight I'm betting they get over 50%(most) of the $43.8 billion. damn yeah they are really hurting not having 49.9% of people not pay them back. oh and in case you didn't already know ever time you go into a store and swipe your card the credit card company makes a % of the sale right away. why else would they let you pay it off at the end of the month without paying interest for the 29 days you borrowed it. don't get me wrong if you owe a debt you should pay it I always pay mine and I'm glad to have the good credit just make sure your argument is valid before you troll a web page and tell everyone how the person who gave them the loan prob lost their job because they didn't pay, right


 

And for my experience I have been fighting with a medical bill. I keep asking for an itemized bill so i can see what I'm being charged for the only answer i get is ask your insurance company for it. ??? seriously why would my insurance company have the bill that I am try to get for them from the hospital/debt collector. I would pay it my self if I just knew what I was being charged for. it has just been sold to a new collection company so maybe they will be more helpful in the matter.


 

Good post, I'm going through this now. A collection agency is trying to sue me for more than what the account is worth. I refuse to pay anything I don't owe. I don't believe a account balance can double in the amount within a year. I guess they think I wasn't going to show up for court, but I did. I want to see what the balance was before they got the account, how much they paid for the account, and what the interest rate is for the account. I'm not letting some company I've never heard of throw some amount in my face and expect me to handle it. They stopped calling me when they realized I didn't have a job, and said we will see you in court with an attitude like its their account. Plus, I believe the statue of limitation for them to sue has passed, so this information was every encouraging.


 

And for my experience I have been fighting with a medical bill. I keep asking for an itemized bill so i can see what I'm being charged for the only answer i get is ask your insurance company for it. ??? seriously why would my insurance company have the bill that I am try to get for them from the hospital/debt collector. I would pay it my self if I just knew what I was being charged for. it has just been sold to a new collection company so maybe they will be more helpful in the matter.


 

Don't get worked up about Jane, guys. She's obviously writing on behalf of the debt collection companies. The all-caps words sprinkled throughout are standard in marketing copywriting, and she has no sympathy for debtors even though she claims to be a debtor herself. It's basically a debt buy company trying to rebut the woman who won money without having the cojones to identify themselves.


 

When faced with a very persistent series of debt collectors trying to collect someone elses debt, I came up with the following tactic.

This of course only works if you're not the one who owes the debt, but an innocent party whose number/address they've obtained and linked to the debt.

1) warn them verbally that any further calls will be charged to them.

1a) this can be difficult - find out which debt collector they represent. Get a business address. This might take some serious digging.

2) before they call again, send a contract to them outlining the charges. I used $100 per call (for "quality control"), $1000 admin and setup fee on the first call. They agree to the contract if they contact you again. (offer-acceptance-consideration). Specify that jurisdiction will be your local town (make them travel to you).

3) if the same debt collector calls again, send them a bill payable in 10 days.

4) if they fail to pay, sue them in small claims court in your own jurisdiction.

5) as a creditor, you can now demand payment or force them into bankruptcy.

Do so.

It's a bit of work, but once word gets out, you'll not have any more problems with rogue debt collectors. I know I don't.

ps: I eventually got curious and found the person they were actually calling for. Turns out the phone number the debt collectors were using, with a different area code, did in fact belong to her. If I, as a non-professional skip tracer, could do this, then these companies are basically just parasites without even basic knowledge of how to do skip tracing. They're idiots, scum, parasites, and deserve to be taken down hard. Every single one of them.


 

Thanks for the info, I am going thru debt consolidation and getting threatening calls at work. I told them not to call me and gave them my debt consolidation info. The girl said they dont respond and they still did call me several times while at work and its been a week or so now but if they call again Im getting all their info and sue them. People at my work heard me and it was extrememly stress full.


 

I'm a debt collector. And some of you are fools. Just by reading your nonsense I can tell you are worthless, irresponsible do-nothings. Perhaps if you could spell better, you might fool me otherwise... ;)

LUCKYBUNNIE: Getting calls at work? Puh-lease. Like you don't have the ability to just hang up and spare the embarrassment from these coworkers you claim heard you talking about your debts on the phone. You're an idiot, and deserved what you got for doing what you did. Stop being a pansy and pay your bills. First off, you have a job and can afford it. Secondly, you're paying a debt solution company to do the same thing you can do by yourself, except you're paying them more money to do it for you. You have every opportunity to save money by relieving them of their services and settling with debt collectors directly. It will probably save you alot more money. All you need in this world is a bit of intelligence to get by. Have you considered gaining some? Here's your chance.

As for the gentleman with the "skip-tracing" skills...Fred...sounds like you've got it all figured out, champ. What was the name of the company you sued? I'd encourage them to counter-sue you for entrapment. These are people's jobs you're affecting. YOU think collectors are parasites...apparently...which is why you chose to be an ***hole about an honest mistake. All you really had to do was inform them they have the wrong person, but being the dishonest and spiteful man you are, you had to take it to an unnecessary level. I'll bet you're really proud of that. :( So, Fred, how many debts did you legally owe which drove you to hate collectors this much? Nobody's fault but your own, buddy. I hope you have fun in Hell. Satan has a dark, lonely place reserved for spiteful people. Especially ones who don't pay their bills.

I need to make money somehow so that I can pay my taxes and my bills. I do it by sitting on the phone all day and getting death threats, and listening to deadbeats tell me how they are going to hurt my family. I also put up with others who threaten to sue me simply for doing my job (yes, people can sue me directly regardless if they sue my company.) My daily job generally consists of putting up with the scum of this nation--all while being prohibited from throwing it back into their faces the way I wish I could. In short, if I were half as much of a jerk on the phone with other people as they are to me, I would lose everything I own.

It takes a special breed to put up with this crap.

So I guess here is my chance. Here's a lineup of the types of deadbeats I have to deal with all day.

1. The Mutes: people who answer the phone right away, but go silent immediately when you ask for their name, and then hang up.

2. Indigents: people who use other people's money, goods or services and then don't pay them back because they know that the law protects them from being held accountable. These are the people on SSI/SSDI whom your taxes pay to feed, clothe and shelter. Then they have the audacity to steal on top of that. Isn't it pathetic? Other times I can convince an elderly man or woman to pay what they legally owe, but then a snide family member gets wind of the arrangement and convinces them to not pay it--simply because they are "judgment-proof." Usually this is a son or daughter, and you can guess why they don't want their parents using their savings to pay off old debts...probably because it means they will lose that much in inheritance. You would not believe how many phone calls I get from angry sons and daughters of debtors threatening me to cancel their parents' repayment arrangements. And the debtor CAN AFFORD to pay it! That's sick! My favorites are the ones who demand a refund after the payment has been made. lol

3. Gatekeepers: family or friends of the responsible party who answer the debtor's phone all the time and tell me they are not around (after asking who I am, of course). Last week the debtor was in the hospital because of a bad car accident and in critical condition, yesterday they were out looking for a job (gotta admit, its a good story), and TODAY they are not home from work yet....depending on who you talk to. Unless everybody in the family can keep their lies organized and consistent, it's usually easy to catch these kinds of cover-ups.

4. KIDS: Yes, people put their kids on the phone to get out of paying their debts, for crying out loud. But I usually have fun with this one. A collector is almost always smarter than a child, and usually knows that the parent is right there next to the kid telling them what to say. So when I ask why mommy and daddy are not there and why he/she is being left all alone, or if I get the kid to tell me where mommy or daddy works (yes, it is entirely legal to ask this and it is entirely legal to call a debtor's work) it usually prompts an angry debtor to magically appear and demand to know who I am. :) I only feel sorry for these kids, whose irresponsible parents probably punish them for being honest. Kids will tell you anything if you let them think that it's smart of them. "Say, you sound smart. Does your mommy/daddy still work at...?" "YES!!!"

5. No speaky English: They speak English fluently enough to open up an account for goods or services, yet when people start calling to ask for that money back, "No speaky English!!!" In this country, it is not required that anybody speaks English, so luckily most agencies have a Spanish-speaking collector. This usually puts a kink in people's plans who think they can get off by pretending not to understand what is being demanded of them.

6. Take Me Off Your List: The debtor used to have this number, but changed it....probably because they kept getting collection calls. So now some poor person has to put up with the calls, because they got a new phone and...guess who's number they got? So I answer the phone and half the calls are people screaming at me because they get 7 calls daily for somebody they don't know, and I'm the only person they are able to scream at about it. "TAKE ME OFF YOUR LIST, YOU ***HOLE!!!" I don't have a list, idiot. Telemarketers have "lists." I will mark this as a bad number, thanks for being so nice about it.

7. I owe the debt, I CAN pay it, I just hate bill collectors: self explanatory. I think somebody's post earlier described this nonsensical approach. People think they can incur a debt and pay it back whenever, wherever and to whomever they please---and in whatever amounts. It does not work this way, people. Creditors have their rights, too (although these rights are being stripped more and more by the day, and the will and whim of the irresponsible debtor is gaining more and more sympathy--as demonstrated by this story)

8. I didn't open this account: Very common. Usually it takes one or two pieces of the debtor's personal information on the account to remind them that it is most certainly THEIR debt. Some people are defiant by nature and demand that it goes even further in validation, demanding that they see some kind of itemized statement or a copy of their signature on a contract--which I can't provide as a 3rd party collector. That would be information which my client (the debt buyer) has. Yes yes, the one who has the attorney retained and is about to sue your ***. They would not gone to this length if they didn't have the evidence to back up their claim.

9. I have an attorney: people can legitimately hire law firms to stave off bill collectors (as if collectors are the most horrible blood sucking people on this planet, haa haa.) The funny thing is, half the people who tell you they have a lawyer wont give you a name or number, citing "IT'S NONE OF YOUR BUSINESS, ***HOLE!!!" (It actually is my business. In fact, it is why I get paid.) In reality, a hired attorney will encourage a debtor to give their name and number so that the collector will confirm representation and work directly with the attorney to resolve the debt, either through a settlement or bankruptcy. So the people who tell me they have an attorney and then don't give a number for that attorney are just dumb.

10. I can't talk about this right now, I am at work, my mom just died, I just lost my job, I dont have any money (yet I can afford a phone) blah blah blah: You have had 3 or more years to get this debt taken care of. Why, now, do you tell me that you still cannot? Why not just NOT answer your phone and NOT waste my time? Deal with the attorney then, not me.

People hate bill collectors simply because they don't like being told what to do. This is a very independent nation. Unfortunately independence and irresponsibility do not mix, and that is where I come in: to remind irresponsible people that other people have their rights as well.

The people who pay their bills are the nice, responsible people--and I have absolutely no trouble with them. (Most come from Minnesota and Wisconsin. People are just nicer and more responsible in these parts. I am Minnesotan.)

The moral of the story is pay your bills. Most debt collectors will work with you as long as you are willing to pay, and if you're not copping an attitude. As a matter of fact, most will settle with you and let you close the amount out for less than what you legally owe. (Don't act like you're entitled to a settlement though, this will not win you a discount--the difference between what you owe and what you actually pay to satisfy a debt is completely discretionary) They still make money (they or their client probably bought the debt for pennies on the dollar), you save money and clear up a bad debt at the same time. As long as a person admits they are in the wrong and shows intentions of clearing things up, a debt collector will be your best friend in a time of bad debt. And if you find yourself talking to a debt collector who seems less than cheery, keep in mind somebody else probably just threatened to kill their family.

As if debt collections is a bad thing. As if recovering billions of dollars for the economy annually via debt collections does not have an impact. As if that many jobs generated by the collections industry are not important. As if it's not important to enforce consequences for not paying your bills. Grow up, people. Get a clue, and quit being a bunch of sissies.


 

Debt Collector you are the most anal full of sh#t poster I have ever read in my life. I pay my bills but I don't wanna hear a rant about why you can't stand your job... why do you do it then? The day that tragedy hits your perfect bill paying life and you are not able to afford something YOU will learn the moral of the story. It will happen, trust me... people's lifes are different than yours and you cannot expect everyone to act like machines or like you. Truth is you annoy people and you are a blood sucker because you are not the business who's money is being owed to. You are just part of an independent company who specializes in pressuring people to pay. It's very simple.


 

What a &*^tch!!! She has no clue of what its like to lose a job and all of a sudden become snowballed in debt. Then you have people like her calling you end over end about the debt. Yes, this is why people hate debt collectors. The inevitable happens and it sucks when it does. Thats why the government is making changes to the collection laws to protect the consumer. I wonder if SUPER COLLECTOR B^&TCH knows what kind of margins her company is making on zombie debts, wrong debts, etc... because people don't know their rights? I wonder if she is married? God, I feel sorry for her husband. They must be miserable up in Minnesota! It does get pretty chilly up there...


 

For all of you who feel sorry for the banks and credit card companies, remember that 1.7 trillion dollar bailout that was so needed that our economy would fail without it??? Glad to see the money went to help the economy by giving millions of dollars in bonuses and sending financiers retiring... Wow us, our kids, our kids kids, will all be paying for this bill... Sorry no sympathy for the banks and credit card companies..


 

One more thing I must comment on because I find it hillarious it is the long blog by "# 16 | Luckybunnie | 2010-11-02 05:36 PM | link"

Ok first off you say some of the people are on here are fools because they disagree with paying a collection agency??

They are fools if they pay a collection agency, for the simple reason they do not owe a collection agency by law!! They never contracted with the collection agency they did with the creditor. Collection Agencys are PURE PROFIT companies.

The company who sold the debt to the collection agency sold it for pennies on the dollar and in most cases wrote it off as a loss hence "charge off status" on a credit report. What this means is they will write it off as a loss on their books for tax purpose, so they basically get the money you spent back plus they sold it for pennies and made out one and a half times what they would have in most cases.

Then you pay a collection agency who has nothing to do with the debt whatsoever except they bought it in hopes of collecting above and beyond what they bought it for, theres the business guys. Oh and did I forget to mention the collection reports as a paid collection on your credit report for 7 years from the date you pay it off, so it still bruises your credit!!

So yes Luckybunnie people are fools if they pay a collection agency that is!!!


 

At comment #5, "Jane", and others:

I understand your righteous indignation at people trying to get out of paying legitimate debts (I guess).

But you do realize that in this particular case the jury found that she *did not owe the debt*, right?

As in, the debt collection agency or someone else had made a mistake, she didn't actually owe them money, and she was being harassed for no reason?


 

I'm yet another collector commenting here...

We do work with and often give the "DEBTOR" or DEADBEAT as I say when off the phone (this call is monitored and recorded!), many great options to get out of debt. I've offered $25/mo on a $7,700 bill....They REFUSED to pay, and yes they had the money. Those are the scum.

I'm 22, a full-time debt collector. And yes give me your attorney's number, I'll tear him/her a new ass TOO!

It's a hard economy....That's everyone's excuse! But look, I'm thriving :) Thanks for getting into deep unsecured debt America! I'm loving my career choice and every night I sleep well, knowing I have job security for the next 5-10 years easily.

I know collectors making 5-8k monthly, including base pay plus bonus pay. You don't need a degree, but you'll need thick hide and a good dose of ruthless, fast talking, lightening fast statements to counter each "Stall" that a debtor uses...

I have no sympathy for the people who maxed out their CITI Home Depot charge card for home improvements. Losers.
Nobody said you NEEDED new cabinets and that spa-tub with heated jets....RIP IT OUT AND SELL IT.

Tell me there's no jobs.
While working 40 hours a week earning base plus bonus in collections I worked overnights at a big box story...

Tell me there's no jobs. Yeah, right.
But did I get over my head in DEBT? No.. I do have debt in fact, I pay it monthly. I made deals with ALL my creditors and they're happy I'm still a customer!

Answer your phone, make a deal....get on with your life!


 

I've offered $25/mo on a $7,700 bill....They REFUSED to pay, and yes they had the money.

The fact you'd offer that shows how little the debt is worth to your company. There's little point to paying $300 a year on a debt some collector has bought for pennies on the dollar. It would continue to hit your credit rating for the entire time the full debt is considered unpaid.

But did I get over my head in DEBT? No.. I do have debt in fact, I pay it monthly. I made deals with ALL my creditors and they're happy I'm still a customer!

If you had to make deals with your creditors, you did get over your head in debt.


 

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These stories make me sick. Somehow it's always the banks' fault. Those big bad banks didn't seem so bad when you were swiping your card did they? Whether it was for luxury or necessity, whether you think the bank "created" the money or not, you still spent it. You knew what you signed up for. If you didn't read the contract you signed, that's your fault.

As for the "harassing" calls, let's be honest folks: If someone owed you $100 or $10,000, I think you'd call and ask for it back.

If you run into trouble and you have income, work with your creditors. If you can't pay, just file bankruptcy and move on with your life. Take responsibility for your actions and please stop blaming the banks for your problems. If you don't like the way banks operate then don't take the money.


 

I have been on the receiving end of collectors calling from my credit card company. I tried to work with them at one point and offered them an amount that I could afford each month--they basically told me that it wasn't good enough and they would not enter into an agreement with me until I could pay the amount THEY told me I had to pay!! I was trying to be responsible and accept that I needed to pay off the debt and NOT try consolidation or a lawyer, and they basically told me that they didn't care and had to meet their terms "or else".
YES, some companies will work with you--others could care less and will take you for everything you have and DON'T have. Find one credit card company that you like and trust and stay loyal to them. The card that I have had since college not only allowed me to miss payments after Hurricane Katrina, but HALTED MY INTEREST AS WELL. They worked with me when I couldn't find a good job in the current economy after graduating with my Masters. I currently work 2 part-time jobs, one at minimum wage just trying to make ends meet, because it was all I could find. The economy would be a whole lot better off if people would just suck it up and pay what they owe...what happened to adult responsibility??


 

Yes, I agree the money is owed, but if you can't pay it you just can't. Heck, if I won the lotto one of the FIRST things I would do is pay all of my old debts, but the reason everyone hates creditors and banks isn't because they loaned them money - heck, they're happy about that! It's because of how nasty they get when your life has already been derailed.

When my husband lost his job the FIRST thing we tried to do is contact all of our credit cards. We wanted to work with them and make sure our credit wasn't ruined. We cut up all but a couple cards for emergencies, and started making payments and promised payments with whatever money we could. Most of them were ok, some of them were just downright nasty. We have 3 kids, when one of them gets sick or hurt and it comes down to medicine or making a credit card payment, I'm sorry! Keep in mind we lost insurance when he lost his job! We lost everything! And there is no new jobs in this economy, not even places like McDonalds. He made too much money before so the 'cheap' jobs don't want to hire him because they think he'll be stuck up and hate making less money, and there are no jobs doing what he was doing... what he has a degree in! If it wasn't for food stamps we seriously wouldn't be eating right now.

The reason people 'hate' creditors is because we have a conscience! We already know we're doing badly by not paying. We already feel like crap about it. Heck, we wish we had the money to pay. By gouging us with crazy interest and 'late fees' and then refusing to work with us and then being hateful about it - I mean seriously! Way to kick someone when they're down.

I want to pay my debts. But right now, I just don't answer the phone.

I just read this (little late now huh?) - the debt collectors should too.
www.cracked.com


 

TO THE DEBT COLLECTOR: No matter how you try to justify it you are just as sleazy as the worst of anyone you attempt to collect from. Trying to reason in morality or ethics is complete nonsense as you know that you do it for money not honor.

TO THE MORAL CITIZEN: "So ALL these people with all this debt are just going to get away without paying anything?! This is a prime example of why our country is such bad shape financially and morally"

The economic elite have at least $46 trillion in wealth.
The majority of this wealth is held within the upper one-tenth of one percent of the population. This is who benefits from the nations debt and disparity. Save your speeches for the big offenders, those with wealth beyond normal comprehension.

"I believe that banking institutions are more dangerous than standing armies...if the American people ever allow private banks to control the issue of currency...the banks and corporations that will grow up around them will deprive the people of their property until their children wake up homeless on the continent their fathers conquered" --Thomas Jefferson 1743-1826

They have turned every citizen into a slave, they have robbed us of property ownership, and they continuously squeeze us by forcing more dependence on a system they run. They control our children, our food, our health, and our minds.


 

I am constantly getting calls from a collector. it has gotten so bad that if I don't have the number saved I don't answer the phone. I have missed multiple important phone calls because of these calls and am just beyond my wits end and most the time put my phone on silent so I don't have to listen to it consistently going off. This is harassment but without proof there is nothing I can do. And telling them to stop calling doesn't work they just call MORE. everyone has debt but no one deserves to be harassed or hounded by constant phone calls every single day. A couple of times they have left voice messages for odd things like a transaction against my checking account they wanted to confirm was me without actually identifying themselves which is the first thing they are supposed to do. The transaction was just a lure to get me to call them back because I wasn't answering their calls. Deception to receive payment on a debt (also illegal) learn the Fair Debt Collection Laws in your state so you can protect yourself against them!


 

I got a call from a collection agency trying to collect for a $3000 debt on a Citibank card. I have never owned a Citibank card or a card from any of their affiliated companies. There are debt scammers out there that will file A wrongful suit against you to get money. I watch my credit report like a Hawk. A lot of people assumed she owed the debt but too many of these debt collectors and debt buyers prey on the misfortunes of others. They will go as far as lying about serving you notice of a suit to win a default judgement in court. What a lot of people don't know is that you can vacate that judgement and sue for damages.


 

Contract law 101:
In order for a valid contract to exist two things must be in place.
First and foremost you must have two HUMAN BEINGS in agreement.
Since junk debt buyers don't have this they have to resort to grey area legalities to obtain an unlawful judgements to extort money they did not earn. Second equal consideration (exchange of value).
Whatever they paid for your file will be pennies on the dollar.
The $5000 they might want from you probably cost them maybe $300-500.
Does this sound like equality to you?

Your original creditor whom may have your wet signature on a valid contract is the ONLY entity that you are lawfully obligated to pay.
If they decide to write it off then that's on them.
It's only out of pure ignorance that these junk debt buyers are still in business. Ignorance on our part, get educated on the real law.
I paid Doan Law firm $2500 for a chapter 7 bankruptcy.
Then I learned they weren't telling me the whole story.
I did not need them...
I never filed...

And to you junk buying creditors who believe you are entitled.
Get a real job and stop extorting money from humans!
Vultures the lot of you, don't you know our money is created by our signature?
The banks do not loan their money, it's created by us!

I do not condone irresponsible financial behavior however no matter what you do not follow the law as well as FDCPA codes. This is why JBC's are losing millions in courts! Karma is a bitch isn't it? The actual contract holders are the ONLY lawful creditor to have a say in how we must repay our debts.

Every day judges around the country are becoming wise to JBC's tactics.
They are not trained to discern between JBC's and real creditors.
It's up to us to get educated and in doing so also allows us to educate court personnel.

Just remember real creditor= real debt

Secondary or Junk debt buying creditor = extortion

999 times out of 1000 they do not follow the law because frankly they cannot.

Recently I made a supervisor from Midland Credit admit on the phone they had no claim or way to collect said debt.
This was after I let her know she as well was being recorded.

Don't be a sheep, be a lion... What happens when you corner a lion?
They bite!
Good luck fellow humans!


 

Please tell me no one falls for these FAKE loans? first of all none of these people are Americans. Uhh we know you can here the accent just in the grammar. Yahoo and gmail accounts seriously?
These people are trying to collect information to steal identities. The one mentioning internet scams was especially creative...LOL

I won't tell you how we give our names and locations however that is also obvious.

There was a lot of good information in this thread. It is appreciated. One of my relatives with a learning disability ( a form of Tourettes) got ripped off by Midland funding. Not only was he garnished, the debt was still showing as owed and a lien was still on his house 6 years later. The bank has totally taken advantage of his fear and ignorance about financial matters. He pays exorbitant interest on everything due to poor credit he didn't really create until these junk collectors garnished him so he could no longer pay his mortgage!!! . It wasn't even his debt. It was his mothers who got extremely ill, lost everything including her home. It went to the state when she could no longer afford the medical bills. He went through a period where he wasn't talking to anyone in the family. I wouldn't have allowed this. I'm still cleaning things up & learning. The fact that these things can affect your FICO score is sick and wrong. Through this process I've learned that these credit services are consumer education scores. It is a "trade secret" with how the Actual FICO scores are calculated. Collections knock several points off. I hope they make it illegal for them to report these. Especially the ones that don't report 20 years of good faith payments like utilities, medical and cell phones. You don't have your score increased by paying on time for years on end but the second someone hits a rough patch they are sold to the junk debt collectors.

He wasn't responsible for it. He had 3 separate judgements and almost lost his home due to garnishments. He gets really agitated and doesn't really understand cause and effect. He took ownership of the debts over the phone. Her name wasn't even the same. The tactics used were out right unethical. He is very principled and thought he must have owed the money or why would they be able to come after him? I appreciate this information. He doesn't owe anything else but it is difficult to get refinanced with the negatives on his credit report. Some have been quite helpful while others could care less.


 

Funny how you're reading an article, then some informative comments. Then all the posts are computer generated ID thieves that don't even realize we aren't trying to get a loan. Hilarious.

Anyway, to the debt collectors posting in 2011. It's been 5 years since that 22 year old snot nosed debt collector posted. My guess, is he now receives debt collection calls. Karma. Enjoy sweet cakes.

My story: Someone used my identity not only for credit but also when committing a crime. They spent a year in jail. So now my credit is messed up with charges I don't owe and I can't get a job because I don't pass a background check.

This woman in the story is lucky as she was able to obtain a lawyer. I'm broke and can't afford a lawyer.

In addition to the Identity theft, I get calls all the time for Stephanie Foust and Kylie Foust. FRAUD. These people rack up credit and use my address and phone numbers. I actually googled Riley. He got arrested in Big Bear for selling Meth. Great. Never met this jerk yet I'm constantly harassed. I inform the creditors that they have the wrong number they don't believe me. I change the number yet they somehow get the new number.


 

Midland Credit LLC contacts me occasionally about a debt I had settled with the original credit card company about 12 years ago. I had lost my job and fell behind so once I got another job I couldn't catch everything up. The credit card company offered me a settlement for half of what they said I owed, after about a year and a half of late fees and extremely high interest charges. So when they offered me the settlement it was right around what I owed in the first place. I jumped at it because they allowed me to make payments on it. Now Midland is trying to collect the other amount that was written off which I even paid taxes on.They waited a few years (probably hoping I have forgotten that I settled it) to contact me. So yeah I think second hand debt collectors are scumbags. I paid my debts and they are trying to collect money that was written off by the original credit card company.


 

In my credit report appears that I owe to Mindland funding and that my account is in collection. I contacted them and they told me that they have a judgment against me from 2012. The total amount now is close to 9000 dollars. I asked them about the original creditor and they told me they dont have to give me any information because they have a judgment and if I want some information to contact my local court. The only account that I have in the past 2004-2005 was with City Bank but we settled the account and I paid in full. I even paid taxes in the portion that was settled. At this point I dont know what to do. Any one please help!


 

Hello. What a great and wonderful testimony.I am Candace Jane from TEXAS USA. I want to use this golden medium to appreciate Dr. Otoide a great spell caster for helping me reunite my relationship with my Husband when he ended our our marriage and turned back on me for quite a long time now. When i found this spiritual man called Dr Otoide emai:drotoidespelltemple@gmail.com on the net i email him immediately i did all he ask me to provide wish i provided all for him.. He performed a spell for me and within 48 hours after the spell had been cast according to what Dr Otoide told me that's what happen just like a magic to me till now im still very surprise, I receive a text from my Husband saying that he is sorry for the pains and tears that he had caused me and that he won't do such thing to me again in his life. I was surprised but later accepted him back again. Anyone that is in the same line of problem or different one and i want you to contact him now. His website is:drotoidesolutionte.wixsite.com and you can contact his email:drotoidespelltemple@gmail.com or his Mobile number:+2347089081873..


 

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The chase is on!
We live in a country trillions of dollars in debt
And people are critical of parties going a few
Thousand in the hole. Forget about it


 

I'VE BEEN RELUCTANT TO PURCHASE THE BLANK ATM CARD ONLINE BECAUSE I KNOW
FOR A FACT THERE ARE FAKE HACKERS OUT THERE, BUT I WAS CONVINCED THAT IT
REALLY WORKS WHEN MY FRIEND AT MY PLACE OF WORK GOT THE CARD & WE CONFIRMED
IT REALLY WORKS, WITHOUT DELAY I GAVE IT A GO. EVERY TIME I'VE WITHDRAWN
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Have an account? :
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I got my already programmed and blanked ATM card to
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Hello i am CHRISTINA ROSE from TEXAS UNITED STATE i am a single mother of two kids i and my family had a car accident an we lost our first son in the process of the accident on our way coming back from church on faithful sunday morning and my husband was having internal bleeding and i was having problem financially ever since we lost our job it was so complicated and the death of our son last month ago i was urgently in need of emergency loan to pay my husband hospital bills and the house rent and most importantly is to treat my husband and get a good house for my family and the doctor told me that she is suffering from internal bleeding and that they need to operate on him so that the blood can have proper circulation around the body system and that they will need the sum of $95,000,00 dollars to carry out this operation because it was critical and i have no $1 dollar in my account i seek help from various bank they decline my application i seek help from friends and family they turn me down and my husband is now on oxygen he was having problem with breathing i cried out to God and as God will have it all i came across a Testimony about (shelter loan company) a very honest woman and woman who have the fear of God a woman who doesn't disappoint i told her what i and my family is going through she told me to wipe away my tears that no condition is permanent she will help me and truly speaking she offer me a loan sum of $170,000,00 dollars and today my husband is very healthy and i have secure a good apartment and successfully open my own business. Please i don't know what your situation is or what you might be going through okay if you must contact anybody bank or any firm for help financially please contact (Mrs shelter.iweala) on her email address (mrshelterloanfirm@hotmail.com) she will wipe away your tearsand put a smile in the face of your family.


 

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Thanks Jacob God will all bless you for your good deed.

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Hello everyone in this forum, I am Joyce Acklin from 937 Stratford Park Austin, IN, USA and want to use this medium to express gratitude to EMINENT JOSH the C.E.O of EMINENT JOSH LOAN COMPANY for fulfilling his promise by granting me a loan, i was stuck in a financial situation and needed to refinance and pay my bills as well as start up a Business. I tried seeking for loans from various loan firms both private and corporate organisations but never with success, and most banks declined my credit request. But as God would have it, i was introduced by a friend named Dianne Faulkner to EMINENT JOSH LOAN COMPANY whom also confirmed to me that she also obtained a loan from them. In an attempt to resolve my current situation, i got in contact with the company via email/text and undergone the due process of obtaining a loan from the company, to my greatest surprise within 48hrs just like my friend Dianne, i was also granted a loan of $125,000.00; So my advise to everyone who or know someone who desires a loan, "if you must contact any firm with reference to securing a loan online with low interest rate of 2% and better repayment plans/schedule, please contact EMINENT JOSH LOAN COMPANY. Besides, he doesn't know that am doing this but due to the joy in me, i'm so happy and wish to let people know more about this great company whom truly give out loans, it is my prayer that GOD should bless them more as they put smiles on peoples faces. You can contact them via email on eminentloancompany@yahoo.com CALL/TEXT +1(215)874-8060 or visit their auxiliary webpage on www.joshloancompany.bravesites.com


 

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onloanfirm@gmail.com APPLICATION FORM * Name Of Applicant: * Country: * Sex: * Age: * Occupation: * Amount Requested: * Loan Duration: * Loan Purpose: * Phone Number: All mail should be send to our private email:
Contact Email:dereknelsonloanfirm@gmail.com
Thanks


 

Good Day.

Do you need a financial help? Are you in any kind of financial mess
or you need funds to start your own business? or to pay off your bills
or start a good business? Contact us on our via email: privateloantrust@gmail.com


 

Do you wish to expand your business or in need of financial support to start up a new business? Or for any reason, how much are you seeking for? We give out financial support to individuals, corporate bodies, and companies firms all over the world who need to update their financial status with an affordable interest rate as Low as 3%. you can contact us now for more information through our office Email: johnoneil945@gmail.com


 

My name is Olivia Bella From United States
I thought I found the right man, this guy treated me good and better than others at first and
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The guy I have dated for 5 months decided to call it off for no reason on his birthday, last month, and decided to hang out with girls!!! He was my third. I had no one to talk to because I made my relationship private and I wanted to surprise my parent. I needed him back ASAP, I don't see myself loving another person. I was ready to do anything just to spend my entire life with him.

I was advised by a Priest to email Dr aluda via aludaspelltemple@gmail.com for a strong and powerful love spell that will bring him back within hours, the priest recommended Dr aluda because he has been tested and trusted for 20 years. Though I was afraid at first, because I don't want to harm anybody, but I noticed too that Dr aluda love spell is not harmful and it worked perfectly.

I'm recommending him too, if you want to get back to your lover within hours, because it worked for me, I and my ex are now back again, we now live the life that we dreamed of. Thanks for taking your time to read this testimony and don't forget to email Dr aluda via aludaspelltemple@gmail.com or call or whatsapp him on +2348063930531


 

Good Day.

Do you need a financial help? Are you in any kind of financial mess or you need funds to start your own business? or to pay off your bills or start a

good business? Contact us on our via email: mirandabettanymotage@gmail.com

Phone: +18187369518


 

I am Leonard Adams, currently living in United States, Nebraska. I am a widower at the moment with two kids and i was stuck in a financial situation

and i needed to refinance and take care of my children. But as God would have it, i was introduced to MIRANDA LOAN FIRM by a friend of mine, whom is Brian Walker where i was given a loan at a very low interest rate to start up a business. I would advice anyone seeking for loan to contact the firm via: mirandabettanymotage@gmail.com


 

Are you in any kind of financial problem.Do you need an urgent loan for business or need to pay bills at 2% interest rate? We give out loan to individual and cooperate bodies, ranging from $5000 $20 million maximum term of 1 to 30 years, if yes reply to privateloantrust@gmail.com


 

Hello Loan Seekers,

Are you looking for financial freedom? are you in Debt, you need a loan to start a new business? or you collapse financially, you need a loan buying a car or a house? Have your bank in ever Finance refuse? You want to improve your financial? they need a loan your bills are paying off? not looking more, we welcome you for an opportunity to all types of loans get at a very affordable interest rates of 3% for other For information, contact us now by e-mail to:(finance.4all1@gmail.com)

Do you have a bad credit?
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Do you need to start up a new business?
Do you have unfinished project at hand due to bad financing?
Do you need money to invest in some area of specialization which will profit you? and you don't know what to do.

We offer the following loans below;
personal loans[secure and unsecured]
business loans[secure and unsecured]
combination loans
students loans
consolidation loans and so many others.

1. Full Names:----------------
2. Contact Address:----------------
3. Loan Amount Needed:----------------
4. Duration of the Loan----------------
5. Monthly Income:--------------------
6: Occupation:----------------------
7. Direct Telephone Number:----------------

Company Name: BETTER WAY LOAN COMPANY
Company Email finance.4all1@gmail.com
Company NMLS ID: 315276

Best Regards,
Audie Butler.


 

Oscar Entrepreneur Venture is one of the leading independent private company services and manage a wide variety of security and legitimate loans such as students loans, real estate loans, business loans, personal loans, debt consolidation loans etc on behalf of lenders and investors at an affordable annual interest rate of 3%.

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PLEASE READ!!!! Hello Guys,This is a Life Time transformation !!!Am so happy I got mine from Elizabeth. My blank ATM card can withdraw $2,000 daily. I got it from Her last week and now I have $8,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on .I am really happy i met Elizabeth because i met two people before her and they took my money not knowing that they were scams. But am happy now. Elizabeth sent the card through DHL and i got it in two days. Get your own card from her now she is not like other scammer pretending to have the ATM card,She is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. im grateful to Elizabeth because she changed my story all of a sudden . The card works in all countries except Philippines, Mali and Nigeria. Elizabeth's email address is elizabethcole232@yahoo.com


 

PLEASE READ!!!! Hello Guys,This is a Life Time transformation !!!Am so happy I got mine from Elizabeth. My blank ATM card can withdraw $2,000 daily. I got it from Her last week and now I have $8,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on .I am really happy i met Elizabeth because i met two people before her and they took my money not knowing that they were scams. But am happy now. Elizabeth sent the card through DHL and i got it in two days. Get your own card from her now she is not like other scammer pretending to have the ATM card,She is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. im grateful to Elizabeth because she changed my story all of a sudden . The card works in all countries except Philippines, Mali and Nigeria. Elizabeth's email address is elizabethcole232@yahoo.com


 

Hello.

Greetings, i'm Hogg Geoffrey Graham from LA, I am very happy to receive a loan from the European part of the world, they gave me a loan to settle my hospital bills, They saved me from loosing my house. this message might be of help to you guys that also need a loan in other not to go the wrong side in your search you have to contact this company Michael Clinton Loans. Via E_mail: michaelclinton273@gmail.com

Regards.


 

DO YOU NEED A LOAN IF YES APPLY NOW.
LUIS CARLOS FINANCE Company is limited to the share capital. We offer loans and financial services of all kinds. Our loan varies from business to personal loans or long or short term conditions with favorable interest
rates (2%). Our loan process is very fast and reliable with guarantees. For more information about our services, visit us at our email;( luiscarlosfinance@outlook.com ) please let us know the amount of loan you need and want the duration of the loan. We hope to hear from you. You can send a message to the email address below. luiscarlosfinance@outlook.com

NOTE:all email should be forward to: luiscarlosfinance@outlook.com

Mr Luis Carlos


 

I am Sarah by name. I live in CANADA, i want to use this medium to alert all loan seekers to be very careful because there are scam everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online loan lenders. I had almost lost hope until a friend of mine referred me to a very reliable loan lender called Mr Perch David from USA who lend me loan of $50,000 under 6hours without any stress. If you are in need of any kind of loan just contact him now via: forafinancialloancompany@gmail.com I am using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I dont wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mr Perch David from USA, i pray that God should give him long life.


 

A PATH TO FOREVER FINANCIAL FREEDOM FOR EVERYONE

joshloancompany@yahoo.com or CALL/TEXT +1(215)874-8060 Hello everyone in this forum, I am Joyce Acklin from 937 Stratford Park Austin, IN, USA and want to use this medium to express gratitude to EMINENT JOSH the C.E.O of JOSH LOAN COMPANY for fulfilling his promise by granting me a loan, i was stuck in a financial situation and needed to refinance and pay my bills as well as start up a Business. I tried seeking for loans from various loan firms both private and corporate organisations but never with success, and most banks declined my credit request. But as God would have it, i was introduced by a friend named Dianne Faulkner to JOSH LOAN COMPANY whom also confirmed to me that she also obtained a loan from them. In an attempt to resolve my current situation, i got in contact with the company via email/text and undergone the due process of obtaining a loan from the company, to my greatest surprise within 48hrs just like my friend Dianne, i was also granted a loan of $125,000.00; So my advise to everyone who or know someone who desires a loan, "if you must contact any firm with reference to securing a loan online with low interest rate of 2% and better repayment plans/schedule, please contact JOSH LOAN COMPANY. Besides, he doesn't know that am doing this but due to the joy in me, i'm so happy and wish to let people know more about this great company whom truly give out loans, it is my prayer that GOD should bless them more as they put smiles on peoples faces. You can contact them via email on joshloancompany@yahoo.com CALL/TEXT +1(215)874-8060 or visit their auxiliary webpage on www.joshloancompany.bravesites.com


 

Are you in any financial problem? Do you need quick loans to clear your debit and get back to business. Please do provide us with the following below via Email:dereknels
onloanfirm@gmail.com APPLICATION FORM * Name Of Applicant: * Country: * Sex: * Age: * Occupation: * Amount Requested: * Loan Duration: * Loan Purpose: * Phone Number: All mail should be send to our private email:
Contact Email:dereknelsonloanfirm@gmail.com
Thanks


 

Do you need a Loan? if yes please email us now at charles_din@hotmail.com with the below information filled
Name:...
Country:..
Amount Needed:..
Duration:..
Phone:...

Please reply to: charles_din@hotmail.com


 

Get the best celebration ever with our 2017 BLANK ATM Programmed Card and cash money directly in any ATM Machine around you., There is no risk of being caught, because the card has been programmed in such a way that it´s not traceable. We give out THE Blank ATM Card. Do you want to live a good life thought its illegal, its the easiest way to be a millionaire. it also has a technique that makes it impossible for the CCTV to detect you and you can only withdraw a total amount of $5,000.00 USD in a day. Now email us today at our E-mail address at: blankatmcardmachine@gmail.com Get your card today and live that luxury life you always dream to live.....


 

Привет Вы ищете бизнес-кредит, личные займы, ипотечные кредиты, автокредиты, студенческие ссуды, займы консолидации задолженности, необеспеченные займы, венчурный капитал и т. Д. Или вы отказались от кредита вашим банком или финансовым учреждением на один Или больше причин? Здесь вы получите решение этой проблемы до тех пор, пока вас найдут подходящим для кредита и заслуживающим доверия. Мы предлагаем кредиты от минимум $ 5000 до максимум $ 10,000,000.00, мы предлагаем кредиты для компаний и частных лиц по низкой и доступной процентной ставке 2%. Так что если вы заинтересованы в быстрой и легкой ссуде. Свяжитесь с нами сегодня: EMAIL 1: alexjack0813@gmail.com


 

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DO YOU NEED A QUICK LOAN? Email: richardbrownservices34@gmail.com

Do you need a quick long or short term LOAN with a relatively low interest rate as low as 2%? We offer business loan, personal loan, home loan, auto loan,student loan, debt consolidation loan e.t.c. no matter your credit score. and no matter where you are in the world We are guaranteed in giving out financial services to our numerous clients all over world. With our flexible lending packages, loans can be processed and transferred to the borrower within the shortest time possible, contact our specialist for advice and finance planning. If you need a quick loan contact us via Email: richardbrownservices34@gmail.com


 

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Instant Finances Offer, Instant Loan with Instant Approval apply now: richardbrownservices34@gmail.com for more details We welcome the opportunity to show you how effective we are at helping our clients obtain the Loan they need to succeed. Our professional staff is available for a Free Consultation.At America One Funding, we understand that unexpected events arise requiring extra money that may not be readily available .Email us richardbrownservices34@gmail.com


 

DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

Are you a business man or woman? Are you in any financial stress? Or do you
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Our program is the quickest way to get what you need in a snap. Reduce your
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Email (carsongrantloanhome@gmail.com) or (info@easyloansint.com)
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Our services include the following:

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Oscar Entrepreneur Venture is one of the leading independent private company services and manage a wide variety of security and legitimate loans such as students loans, real estate loans, business loans, personal loans, debt consolidation loans etc on behalf of lenders and investors at an affordable annual interest rate of 3%.
Please return below short form if you are interested in getting a loan from us:

Full Name:

Address:
Amount Needed:
Duration:
Phone:
Country:

Return Short Form to:info@oscarentrepreneur.com


 

DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

Are you a business man or woman? Are you in any financial stress? Or do you
need money to start your own business? we offer financial freedom to serious
clients our mission is to help the less financial privileges get back on track
Our program is the quickest way to get what you need in a snap. Reduce your
payments to ease the strain on your monthly expenses. Gain flexibility with which
you can use for any purpose – from vacations, to education, to unique purchases

Do you have a low credit score, and you will find it difficult to get loans
from local banks and other financial institutions? solution to your
financial problem is Dr. Carson Grant The Terms and Conditions are very simple
and considerate.You will never regret any thing in this loan transaction because i will
make you smile through out this transaction, because you where not born to be a loser

Email (carsongrantloanhome@gmail.com) or (info@easyloansint.com)
Website: http://easyloansint.com

Our services include the following:

* Personal Loans
* Debt consolidation loans
* Possibility
* Business Loans
* Education Loans
* Mortgage
*Refinancing Loans
* Home Loans

We offer loans at 2% interest rate

NOTE: You are required to email us on:(carsongrantloanhome@gmail.com) or (info@easyloansint.com) Website: easyloansint.com<>


 

Good Day.

Do you need a financial help? Are you in any kind of financial mess
or you need funds to start your own business? or to pay off your bills
or start a good business? Contact us on our via email: privateloantrust@gmail.com

Phone number :+18187369518


 

Good Day: to whom it may concern,

I am Lori McKissick From Ohio U.S.A, I quickly want to use this medium to share a testimony on how God directed me to a Legit and real loan lender who has transformed my life from grass to grace, from being poor to a rich woman who can now boast of a healthy and wealthy life without stress or financial difficulties. After so many months of trying to get a loan on the internet and was scammed the sum of $6,400 i became so desperate in getting a loan from a legit loan lender online who will not add to my pains, then i decided to contact a friend of mine who recently got a loan online, we discussed about the issue and to our conclusion she told me about a man called Mr. Teddy Jones who is the Financial Controller/Operation Manager of TIMRAY FINANCIAL SERVICES So i applied for a loan sum of (120,000.00USD) with low interest rate of 3% only. The loan was approved easily without stress and all the preparations were made concerning the loan transfer and in less than two(2) days the loan was deposited into my Bank Account so i want to advice any one in need of a loan to quickly contact TIMRAY FINANCIAL SERVICES via {Email: timrayfinacials@gmail.com}. He does not know I'm doing this, I pray that God will bless him for the good thing he has done in my life and that of my entire family.

Direct Contact Email: timrayfinacials@gmail.com


 

Are you seeking for how to get any type of loan at low interest rate? Here is an opportunity to get a loan to suit you and make your dream come true. I welcome you to John Harman Loan Firm. A private company that offers loan at 3% rate. We render business loan, home loan, student loan, bad credit loan, personal loan, construction loan, payday loan, student loan and so on. Our services are very cheap and will make you smile. If you are interested in getting a loan from us, kindly contact us at email (johnharmanloanfirm@gmail.com).


 

HELLO,

Are you passing through financial difficulties, or you need an urgent loan to improve your business standard. Forix Loan is a US based company in amalgamation with the Barclays Financial investment management Company United Kingdom. We are set outside to help with your problems. Come and experience the low interest rate of 3%, urgent response in loan approval and we don't look at your credit score. We also offers both personal loan, business loan, Mortgage loan, Student Loan and payday loans. Interested people should contact Forix Loan now.

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forixloancompany@yahoo.com
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Phone Number:- +17242138865.


 

Hello all my viewers My name is Julian from Wisconsin I want to use this opportunity to thank Dr clement for helping me to won the lottery of $32 million dollars.he gave me the wining number.I have been playing this lottery for the past 7 years and i have not been able to win any money i was so upset and i needed help desperately to win this jackpot lottery because i have lost so much money for the lottery.so i decided to go online and search for help then i saw so many good testimony about this man called Dr clement on how he has help people to win lottery with his lucky number he gave to people who play lottery then I contacted him also and tell him i also want a lucky number to wining too. the EURO MILLION JACKPOT,he cast a spell for me which i use to play JACKPOT LOTTERY then i used the number which he gave to me truly i won the sum of $32million dollars thank you Sir once again,dr clement you make me to have joy and i am grateful for the help you do for me i will forever recommend you to all my friends in the global world,just in-case you also need his help to win lottery you can contact him through his email almightspellhome@yahoo.com or call +2348072222356.post by""julian

Dr IMONITIE CAN AS WELL CURE THE FOLLOWING DISEASE:-
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12. SHORT SIGHTEDNESS PROBLEM
13. ALS
14. PTSD
15 ADHD
8 pregnancy herbal medicine
9 miscarriage herbal medicine
10 enlargement of penis


 

DO YOU NEED A LOAN IF YES APPLY NOW.
LUIS CARLOS FINANCE Company is limited to the share capital. We offer loans and financial services of all kinds. Our loan varies from business to personal loans or long or short term conditions with favorable interest
rates (2%). Our loan process is very fast and reliable with guarantees. For more information about our services, visit us at our email;( luiscarlosfinance@outlook.com ) please let us know the amount of loan you need and want the duration of the loan. We hope to hear from you. You can send a message to the email address below. luiscarlosfinance@outlook.com

NOTE:all email should be forward to: luiscarlosfinance@outlook.com

Mr Luis Carlos.


 

This has really worked and I am proud to testify of it. I saw a post on how a lady got her man back by Dr Oza. He helped her to get her Ex Husband back. My Husband divorce me 2 years ago to live with another woman and i have try to let go of him but i could not, so i try to do many things to get him back and he refuse to come back to me. I visit a forum one day for tips to get him back and there is saw a lady testifying of how Dr Oza helped he to get her man back after he was tie down with a spell by another woman and Dr Oza was the one that help her. Although I never believed in spiritual work I reluctantly tried him because I was desperate and i contact him and explain my problems to him, to my greatest surprise Dr Oza helped me to bring back my man after 2 days and now my relationship is now perfect just as he promised. Getting your ex back permanently spell does not only bring back someone you love but it will also re-ignite your lovers feelings for you to be as happy with that person. My man now treats me like a queen and always say he love me all the time. If you are passing through difficulties in your relationship Email him for urgent help.E-mail: ozaspelllordtemple@gmail.com or Call/WhatsApp +2348110857969.....


 

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Are you a business man or woman? Are you in any financial mess or do You
need funds to start up your own business? Do you need loan to settle your debt or pay off your bills or start a nice business? we offer all kinds of loan at a low interest rate of 2%. We offer loans of between 5000 USD and more. If you are in any financial difficulties and need a loan. contact us on jacksonmortgage_inc@outlook.com
NAME:…………….
AGE:……………..
SEX:……………….
MARITAL STATUS:………………..
CONTACT PHONE NUMBER:…………….
ADDRESS:………………….
CITY:……………….
STATE:………………..
COUNTRY:……………….
ZIP CODE:…………………
OCCUPATION:…………………..
MONTHLY INCOME:………………..
AMOUNT NEEDED:………………….
PURPOSE OF LOAN:……………………


 

Hello Loan Seekers,

Do you need an urgent loan to start up business, debt loan? buy a car
or a house? If yes worry no more, For we offer all kinds of loan at a
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without credit check. Get back to us if you need a loan with the below
information.

Contact Email: louisdaughtryinvestment@gmail.com

Do you have a bad credit?
Do you need money to pay bills?
Do you need to start up a new business?
Do you have unfinished project at hand due to bad financing?
Do you need money to invest in some area of specialization which will
profit you? and you don't know what to do.

We offer the following loans below,
personal loans[secure and unsecured]
business loans[secure and unsecured]
combination loans
students loans
consolidation loans and so many others.

1. Full Names:------
2. Country:-----------
3. State:---------------
4. Contact Address:-------
5. Loan Amount Needed:------
6. Duration of the Loan--------
7. Monthly Income:----------------
8. Direct Telephone Number:-----------

EMAIL: [louisdaughtryinvestment@gmail.com]
Best Regards,
Mr Louis Daughtry.


 

Hello Loan Seekers,

Do you need an urgent loan to start up business, debt loan? buy a car
or a house? If yes worry no more, For we offer all kinds of loan at a
low and affordable interest rate of 2.5%, without collateral and
without credit check. Get back to us if you need a loan with the below
information.

Contact Email: louisdaughtryinvestment@gmail.com

Do you have a bad credit?
Do you need money to pay bills?
Do you need to start up a new business?
Do you have unfinished project at hand due to bad financing?
Do you need money to invest in some area of specialization which will
profit you? and you don't know what to do.

We offer the following loans below,
personal loans[secure and unsecured]
business loans[secure and unsecured]
combination loans
students loans
consolidation loans and so many others.

1. Full Names:------
2. Country:-----------
3. State:---------------
4. Contact Address:-------
5. Loan Amount Needed:------
6. Duration of the Loan--------
7. Monthly Income:----------------
8. Direct Telephone Number:-----------

EMAIL: [louisdaughtryinvestment@gmail.com]
Best Regards,
Mr Louis Daughtry.


 

Your car breaks down or you discover that your cell phone bill is due tomorrow – not next week. you need a business upgrade, mortage problems or personal issues. Your primary thought might be "I need a loan today." Unfortunately, many options for immediate loans are less than desirable. Some even put your financial future at risk. LoanNow provides the money you need now – without the drawbacks.

Having no credit or poor credit is a major stumbling block to getting a loan because you're viewed as a high risk customer who might default and leave the lender holding a bag of worms. It's just a fact that until you raise your credit score, you won't fit the standard lending guidelines that traditional, big banks have to follow.

At LoanNow, we understand that when you say "I need a loan today," you require cash ASAP. Our convenient online application can be completed on your schedule, in the privacy of your own home. Unlike banks, we don't make you wait weeks for a response. LoanNow also considers your entire financial profile, not just your FICO score. We often say yes when banks say no. We also never require collateral. Our repayments are scheduled in manageable monthly installments that work with your budget. So, instead of putting your relationships or your personal property on the line, why not try the LoanNow alternative? You'll be glad you did!

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If you've been turned down for a loan or don't want to get stuck paying high, apply now: goldlifeloanfirm@yahoo.com


 

Hello we give out loans to any country all over the word Are you looking for financial assistance,we offer a
loan at a maximum low rate of 2%, both secure, every interested applicant should contact us with this Email:
JAMESMOESLOANWORD@YAHOO.COM


 

A PATH TO FOREVER FINANCIAL FREEDOM FOR EVERYONE joshloancompany@yahoo.com or CALL/TEXT +1(215)874-8060

Hello everyone in this forum, I am Joyce Acklin from 937 Stratford Park Austin, IN, USA and want to use this medium to express gratitude to EMINENT JOSH the C.E.O of JOSH LOAN COMPANY for fulfilling his promise by granting me a loan, i was stuck in a financial situation and needed to refinance and pay my bills as well as start up a Business. I tried seeking for loans from various loan firms both private and corporate organisations but never with success, and most banks declined my credit request. But as God would have it, i was introduced by a friend named Dianne Faulkner to JOSH LOAN COMPANY whom also confirmed to me that she also obtained a loan from them. In an attempt to resolve my current situation, i got in contact with the company via email/text and undergone the due process of obtaining a loan from the company, to my greatest surprise within 48hrs just like my friend Dianne, i was also granted a loan of $125,000.00; So my advise to everyone who or know someone who desires a loan, "if you must contact any firm with reference to securing a loan online with low interest rate of 2% and better repayment plans/schedule, please contact JOSH LOAN COMPANY. Besides, he doesn't know that am doing this but due to the joy in me, i'm so happy and wish to let people know more about this great company whom truly give out loans, it is my prayer that GOD should bless them more as they put smiles on peoples faces. You can contact them via email on joshloancompany@yahoo.com CALL/TEXT +1(215)874-8060 or visit their auxiliary webpage on www.joshloancompany.bravesites.com


 

Do you need a loan/financial assistance ? We can help you secure your
future financially. send your replies to : rogerskenservices@gmail.com

Name: Sex: Country: Phone Number: Amount: Duration:

Note : All loan interested applicants should send their replies to :
rogerskenservices@gmail.com


 

Ever heard of the Blank ATM card capable of making cash withdrawal without being track or harm? I use

to be a very poor lady,and life seems to be throwing up on me.So i was left with no choice than to

extend my search,and i finally came across West-brook ATM Hackers Though i had my doubts at

first,because i have tried getting the card some time ago and i was ripped of my money.But i was left

with no choice than to try again simply because i had a better understanding of the card from West-

brook ATM Hackers.To my surprise, i got the blank card within a week.And with this card,i have been

able to withdraw more than $100,000 already.this card gives me $5000 and it has no purchase online

limit also it work perfectly at any machine, you can use it in any ATM machine to withdraw $5000 daily

without any delays or harm,so I am using this medium to appreciate the good works of West-brook ATM

Hackers,thanks for giving the poor,hopeless and homeless a chance to keep on breathing,unlike those

other fake hackers that keep on stealing from the poor only to make them more miserable.And to those of

you out there having difficulties in life and have as well suffered from the hands of those fake

hackers,here is another chance for you.Look no further but contact SAVALLYGHOSTHACKERS505@GMAIL.COM

.it over the whole world i believe they will help you as well...

Email CYBERHACKERS658@GMAIL.COM OR MOBILE TEXT
+138626971357 CONTACT TODAY AND GET RICH FOREVER
WITHDREW $5,500 EVERY DAY CARD COST $150USD
WITHDREW $10,000 EVERY DAY CARD COST $250USD
WITHDREW $20,000 EVERY DAY CARD COST $350USD
WITHDREW $30,000 EVERY DAY CARD COST $450USD
WITHDREW $40,000 EVERY DAY CARD COST $550USD
WITHDRAW $50,000 EVERY DAY CARD COST $650USD

THANK FOR READING WE WISH GOOD LUCK


 

Contact Mr Harri Ben, a private money lenders and also in real estate
management. Here comes a good loan offer for all those who needs Financial
assistance at a low rate of 3%. With Red Cross loan Improvement, you can
say goodbye to all your financial crisis and difficulties. We give out
loans of any amount. We fight financial crisis and to give a room for
bright future in our society as we do our business .If you are interested
you should indicate your interest and we shall assist you in securing your
loan.
Apply with details.
1. Your names:
2. Amount Needed:
3. Your country:
4. Loan Duration:
5. Your address:
6. Phone Number:
7. Monthly Income:
8. VALID ID:

9. Occupation

10. Monthly incom

(International or National)

Contact Person: Mr Harri Ben
E-mail: harribenloanfirm511@gmail.com


 

Contact Mr Harri Ben, a private money lenders and also in real estate
management. Here comes a good loan offer for all those who needs Financial
assistance at a low rate of 3%. With Red Cross loan Improvement, you can
say goodbye to all your financial crisis and difficulties. We give out
loans of any amount. We fight financial crisis and to give a room for
bright future in our society as we do our business .If you are interested
you should indicate your interest and we shall assist you in securing your
loan.
Apply with details.
1. Your names:
2. Amount Needed:
3. Your country:
4. Loan Duration:
5. Your address:
6. Phone Number:
7. Monthly Income:
8. VALID ID:

9. Occupation

10. Monthly incom

(International or National)

Contact Person: Mr Harri Ben
E-mail: harribenloanfirm511@gmail.com


 

Contact Mr Harri Ben, a private money lenders and also in real estate
management. Here comes a good loan offer for all those who needs Financial
assistance at a low rate of 3%. With Red Cross loan Improvement, you can
say goodbye to all your financial crisis and difficulties. We give out
loans of any amount. We fight financial crisis and to give a room for
bright future in our society as we do our business .If you are interested
you should indicate your interest and we shall assist you in securing your
loan.
Apply with details.
1. Your names:
2. Amount Needed:
3. Your country:
4. Loan Duration:
5. Your address:
6. Phone Number:
7. Monthly Income:
8. VALID ID:

9. Occupation

10. Monthly incom

(International or National)

Contact Person: Mr Harri Ben
E-mail: harribenloanfirm511@gmail.com


 

Contact Mr Harri Ben, a private money lenders and also in real estate
management. Here comes a good loan offer for all those who needs Financial
assistance at a low rate of 3%. With Red Cross loan Improvement, you can
say goodbye to all your financial crisis and difficulties. We give out
loans of any amount. We fight financial crisis and to give a room for
bright future in our society as we do our business .If you are interested
you should indicate your interest and we shall assist you in securing your
loan.
Apply with details.
1. Your names:
2. Amount Needed:
3. Your country:
4. Loan Duration:
5. Your address:
6. Phone Number:
7. Monthly Income:
8. VALID ID:

9. Occupation

10. Monthly incom

(International or National)

Contact Person: Mr Harri Ben
E-mail: harribenloanfirm511@gmail.com


 

Contact Mr Harri Ben, a private money lenders and also in real estate
management. Here comes a good loan offer for all those who needs Financial
assistance at a low rate of 3%. With Red Cross loan Improvement, you can
say goodbye to all your financial crisis and difficulties. We give out
loans of any amount. We fight financial crisis and to give a room for
bright future in our society as we do our business .If you are interested
you should indicate your interest and we shall assist you in securing your
loan.
Apply with details.
1. Your names:
2. Amount Needed:
3. Your country:
4. Loan Duration:
5. Your address:
6. Phone Number:
7. Monthly Income:
8. VALID ID:

9. Occupation

10. Monthly incom

(International or National)

Contact Person: Mr Harri Ben
E-mail: harribenloanfirm511@gmail.com


 

Who we are?

We are a private owned consumer finance company founded in 2000, and operating in Chicago Illinois. We offer all types of loan such as consumer loans for autos, debt consolidation, USDA 100% financing, FHA and VA.
We also assist borrowers looking for HomePath loans, Conventional loans, Jumbo financing, personal loan and Business Start-up loan.

We also finance contracts from auto, motorcycle, boat dealers, furniture stores and other sources.

Visit our website today for more details on InstantGroupllc.com or email on Info@instantgroupllc.com


 

WE OFFER ALL KIND OF LOANS – APPLY FOR AFFORDABLE LOANS.

Dr. Ezra Sebastian Loan Company is a well established finance company who are committed to providing our customers and suppliers with simple and competitive forms of finance solutions for all business users. An independent finance house and brokerage specializing in vendor finance schemes.

As a company we have a wealth of experience in the market, predominantly offering leasing solutions to businesses looking to finance all types of equipment. . Our dynamic approach in the market has led us to significantly develop our range of products and services in order to help commercial customers with all finance requirements Reduce your
payments to ease the strain on your monthly expenses.

we give out loan with an affordable interest rate of 2% Do
you have a low credit score, and you will find it difficult to get loans
from local banks and other financial institutions? solution to your
financial problem is Dr. Ezra Sebastian The Terms and Conditions are very simple
and considerate

DO YOU NEED 100% FINANCE?
EZRA SEBASTIAN LOAN HOME, (ezrasebastianloans@gmail.com) aims is to provide Excellent Professional Financial Services.

Please, contact us for more information: (ezrasebastianloans@gmail.com)

Our services include the following:

* Personal Loans
* Debt consolidation loans
* Possibility
* Business Loans
* Education Loans
* Mortgage
*Refinancing Loans
* Home Loans

NOTE:Bear in mind that it will only take less than 48 Hours to process your file is 100% Guaranteed no matter your Credit Score.

Yours Sincerely,
Dr. Ezra Sebastian

We look forward to hear from you ASAP


 

Your car breaks down or you discover that your cell phone bill is due tomorrow – not next week. you need a business upgrade, mortage problems or personal issues. Your primary thought might be "I need a loan today." Unfortunately, many options for immediate loans are less than desirable. Some even put your financial future at risk. LoanNow provides the money you need now – without the drawbacks.

Having no credit or poor credit is a major stumbling block to getting a loan because you're viewed as a high risk customer who might default and leave the lender holding a bag of worms. It's just a fact that until you raise your credit score, you won't fit the standard lending guidelines that traditional, big banks have to follow.

At LoanNow, we understand that when you say "I need a loan today," you require cash ASAP. Our convenient online application can be completed on your schedule, in the privacy of your own home. Unlike banks, we don't make you wait weeks for a response. LoanNow also considers your entire financial profile, not just your FICO score. We often say yes when banks say no. We also never require collateral. Our repayments are scheduled in manageable monthly installments that work with your budget. So, instead of putting your relationships or your personal property on the line, why not try the LoanNow alternative? You'll be glad you did!

Complete our easy online application. It takes few minutes and there is no much paperwork and no faxing required. You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer. We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

If you've been turned down for a loan or don't want to get stuck paying high, apply now: goldlifeloanfirm@yahoo.com


 

My Name is Calvin Ellis currently living in Ohio, USA.. This is my testimony about the marvelous work Dr Otoide did for me. My wife abandon me and the kids and went to stay with another man who she just met. And the man did spell on her so that she will never have nothing to do with me and my kids for that, myself and the kids has been suffering and it has been hell of a struggle, but I decide to do all means to make sure that my family come together as it use to, then I went on-line there I saw so many good talk about this spell caster called Dr Otoide on his web site. So I had to contact him and explain my problem to him and in just 48hours as he has promised, my wife came home and her behavior was back to the man i got married to. I can't thank the spell caster enough for what he did for me, i am so grateful and i will aways be thankful to him, once again thanks Dr Otoide email:drotoidesolutiontemple@gmail.com or his websites:drotoidesolutionte.wixsite.com or his Mobile:+2347089081873.


 

Hello Loan Seekers,

Do you need an urgent loan to start up business, debt loan? buy a car
or a house? If yes worry no more, For we offer all kinds of loan at a
low and affordable interest rate of 3%, without collateral and
without credit check. Get back to us if you need a loan with the below
information.

Contact Email: louisdaughtryinvestment@gmail.com

Do you have a bad credit?
Do you need money to pay bills?
Do you need to start up a new business?
Do you have unfinished project at hand due to bad financing?
Do you need money to invest in some area of specialization which will
profit you? and you don't know what to do.

We offer the following loans below,
personal loans[secure and unsecured]
business loans[secure and unsecured]
combination loans
students loans
consolidation loans and so many others.

1. Full Names:------
2. Country:-----------
3. State:---------------
4. Contact Address:-------
5. Loan Amount Needed:------
6. Duration of the Loan--------
7. Monthly Income:----------------
8. Direct Telephone Number:-----------
9 SEX:……………….

EMAIL: [louisdaughtryinvestment@gmail.com]
Best Regards,
Mr Louis Daughtry.


 

Hello Loan Seekers,

Do you need an urgent loan to start up business, debt loan? buy a car
or a house? If yes worry no more, For we offer all kinds of loan at a
low and affordable interest rate of 3%, without collateral and
without credit check. Get back to us if you need a loan with the below
information.

Contact Email: louisdaughtryinvestment@gmail.com

Do you have a bad credit?
Do you need money to pay bills?
Do you need to start up a new business?
Do you have unfinished project at hand due to bad financing?
Do you need money to invest in some area of specialization which will
profit you? and you don't know what to do.

We offer the following loans below,
personal loans[secure and unsecured]
business loans[secure and unsecured]
combination loans
students loans
consolidation loans and so many others.

1. Full Names:------
2. Country:-----------
3. State:---------------
4. Contact Address:-------
5. Loan Amount Needed:------
6. Duration of the Loan--------
7. Monthly Income:----------------
8. Direct Telephone Number:-----------
9 SEX:……………….

EMAIL: [louisdaughtryinvestment@gmail.com]
Best Regards,
Mr Louis Daughtry.


 

We offer private, commercial and personal loans with very low annual interest rates as low as 2% in one year to 50 years repayment period anywhere in the world. We offer loans ranging from $ 5,000 to USA $ 100 million. Our loans are well insured for maximum security is our priority. Are you losing sleep at nights worrying how to get a legitimate loan lender? Are you biting your fingernails to the quick? Instead of hitting you, contact Mark Moel Home Loan (Loan Services) now, the specialists who help stop the bad credit history loans, to find a solution that victory is our mission. E-mail: Markmoelloanhouse@hotmail.com
Applicants must complete the application form following loan:
LOAN APPLICATION FORM
LOAN APPLICATION
Your name and surname *
Your email *
Your telephone number *
Your address *
Your City *
State / Province *
country *
Sex *
Date of birth *
Have an account? *
You have applied before? *
Loan Amount Needed *
Length of Loan *
Purpose of Loan *
Send me a scanned copy of your ID: *
Lender E-mail: Markmoelloanhouse@hotmail.com
regards,
Mr.Mark Moel.
Markmoelloanhouse@hotmail.com


 

TODAY I'M SO HAPPY I'M LIVING WELL WITH THE HELP OF ENGINEER MICHAEL BLANK ATM CARD

I have been hearing about BLANK ATM CARD i never know it exist but until i tried my best to look for how i will get money to start up a business and pay my bills, i visited Facebook and some other sites so many times. I saw how people get helped with Blank ATM card from Hacking man called Engineer Michael i was really surprise but i don't really know what to do so i decided to email Engineer Michael i complained to him how i needed money and he reply Yes he is a hacking man of anything, he said he can hack cellphones and Blank ATM and others devices, so I inquired about The Blank ATM Card. I have the faith is real and it will work because i saw many comments talking about his card. He told me Yes and that it is a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. i was amaze. after doing what he ask, 3 days later i received my card from DHL with my pin, i rush to try it on the closest ATM machine close to me, It worked like magic i was so happy. I was able to withdraw up to $6000 immediately. This was unbelievable and the happiest day of my life, So far i have being able to withdraw up to $78000 without any stress of being trace and caught. I don't know why i am posting this here but i care about everyone who need financial help should contact him he is the best and kind, please don't fall in other peoples hands who will take your money and not give you card. you can text him +19733045149 his email address (micharelatmhacker@gmail.com). He can help you too. My name is Brett please Thank him for me he is so great.


 

Hi, i just want to share my experience with everyone. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called (OSCAR WHITE). he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even exist .He told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not a scam. One week later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $4500. This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $28000 without any stress of being caught. I don't know why i am posting this here, i just felt this might help those of us in need of financial stability. blank Atm has really change my life. If you want to contact him, Here is the email address oscarwhitehackersworld@gmail.com And I believe he will also Change your Life....


 

Hello,

Send an executive summary of the loan you need. Immediate Loan is specialized in providing loans from the range of{$1000 to $90,000,000.00} at 3.0% interest rate Our loans are well insured and maximum security is our priority, IMMEDIATE LOANS COMPANY is a legitimate and well known British approved loan lending company based in London, England.& USA
We offer loans to individuals as well as organizations who have intentions of renovating houses and institutions, debt consolidation, re-financing and also establishment of business outfits. We give out our Loan in USD($). rateecatletloanfirm01@gmail.com or Phone:( +1 ) 605-609-2525 / 44-745-224-6592

*Are you financially Squeezed?
*Do you seek funds to pay off credits and debts
*Do you seek finance to set up your own business?
*Are you in need of private or business loans for various purposes?

*Do you seek loans to carry out large projects
*Do you seek funding for various other processes?

If you are interested in getting a loan form our company kindly get back to us with this email address

Sincerely yours


 

HELLO,

Are you passing through financial difficulties, or you need an urgent loan to improve your business standard. Forix Loan is a US based company in amalgamation with the Barclays Financial investment management Company United Kingdom. We are set outside to help with your problems. Come and experience the low interest rate of 3%, urgent response in loan approval and we don't look at your credit score. We also offers both personal loan, business loan, Mortgage loan, Student Loan and payday loans. Interested people should contact Forix Loan now.

Email:- forixloancomltd@gmail.com
forixloancompany@yahoo.com
forixloancompany01464@mail.com

Phone Number:- +17242138865


 

Hello, we are loan finance company.
we offer various kind of loan which are personal loan, loan for company, loan for business establishment e.t.c and we give out both long term loan and short tem loan.
We offer loan at 2% interest rate and it ranges from any amount to $20,000,000.00 which can be given out in any currency with a maximum duration of fifteen (15) years and must have a legal means of repayment.
So if interested in accumulating loan from us, kindly fill out the form below and contact us via e-mail at sethhawkinsloancompany@gmail.com

REQUIRED INFORMATION

Your name:

Address: ………..
Phone: ........
Required amount: …….
Duration: ……………
Occupation: ………..
Place of Work: .......
Position at Work: ........
Monthly income: ……
Gender: …………..
Date of birth: …….
State of Origin: ……………
Place of Origin:............
Purpose of Loan:..........

"We show you a better way to your financial freedom"

Best regards


 

We at WILLIAM LILEY FINANCIAL SERVICE offer loans to private investors, loans for public investment, loans for commercial and personal purpose with a minimum annual interest rate as low as 3% at 1 year to 30 years maturity period anywhere in the world, Interested individuals, firms and companies can contact us via the companies email address which is as follow: williamlileyfinancialservice@gmail.com

APPLY NOW TO GET YOUR LOAN.


 

Are you searching for a very genuine loan at an affordable interest rate, under a conducive loan terms and conditions?

Do you need a loan to settle your debt or to pay off your bills? Have you been turned down constantly by your Banks and other financial institutions just because you have a low credit score? Do you need a loan or funding for any reason such as,

* Vehicle Loans
* Real Estate Loans
* Business Loans
* Mortgage Loans
* Home Loans
* Debt Consolidation Loans
* Personal Loans

Note: We give out loan for just 3% interest rate yearly.

Interested persons should contact us via email:- williamlileyfinancialservice@gmail.com to enable us open a loan processing file.

Contact Email:- williamlileyfinancialservice@gmail.com

Best wishes,
William Liley.


 

Bad credit? no collateral? and in need of extra cash? No worries! The incredibly helpful folks at the Percival hess loan lending Will loan you the funds you need at the same rates as someone with great credit. Trust me, I'm not a paid spokesperson, I'm an actual client who received the amount I needed fast and at an incredible rate, when no one else would give me the chance. Simply call (518) 636-1400 or email percivalhessloanfinance@gmail.com to start your application today and get back on track with life. Remember, percival hess loan lending , because everyone deserves a helping hand at tough times. . . Just reach out and let them lend you their hand.


 

My name is Glenn Baker and i live in USA Florida and i am a happy man today, I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Glenn Baker referred you to them. scottlarry918@gmail.com

Glenn Baker


 

Become rich today and take the risk of transforming your own life.Try and get a blank ATM card today from (MR STEVEN) and be among the lucky ones who are benefiting from this cards. This PROGRAMMED blank ATM card is capable of hacking into any ATM machine,anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for job online about a month ago..It has really changed my life for good and now I'm rich because am a living testimony. The list money I get in a day with this card is about $5,000.I keeping pumping money into my account.there is no risk of being caught because it has been programmed in such a way that it is not traceable, it also has a technique that makes it impossible for the CCTV to detect you..For details on how to get yours today, email the hackers on blankatmhacker@yahoo.com or call +1(310)-751-7818


 

We are looking forward to connect entrepreneurs that have viable projects to invest in and those that needs loan between the ranges of US$50,000 to US$1 million for the maximum period of 3-10yrs.

Oscar Entrepreneur Venture is one of the leading independent private company services and manage a wide variety of security and legitimate loans such as students loans, real estate loans, business loans, personal loans, debt consolidation loans etc on behalf of lenders and investors at an affordable annual interest rate of 3%.

Please visit our website for more information:www.oscarentrepreneurventure.com.ng
Or Email:info@oscarentrepreneur.com


 

I am Mrs joy shanna and i want to share my testimony on how i got the blank ATM card. I was so wrecked that my company fired me simply because i did not obliged to their terms, so they hacked into my system and phone and makes it so difficult to get any other job, i did all i could but things kept getting worse by the day that i couldn't afford my 3 kids fees and pay light bills. I owe so many people trying to borrow money to survive because my old company couldn't allow me get another job and they did all they could to destroy my life just for declining to amongst their evil deeds. haven't given up i kept searching for job online when i came across the testimony of a lady called Vanessa regarding how she got the blank ATM card. Due to my present state, i had to get in touch with Hacking organization and i was told the procedures and along with their terms which i agreed to abide and i was told that the Blank card will be deliver to me without any further delay and i hold on to their words and to my greatest surprise, i received an ATM card worth $4.5million Usd. All Thanks to the {johnblankatmhacker@gmail.com}.


 

We offer private, commercial and personal loans with very low annual interest rates as low as 2% in one year to 50 years repayment period anywhere in the world. We offer loans ranging from $ 5,000 to USA $ 100 million. Our loans are well insured for maximum security is our priority. Are you losing sleep at nights worrying how to get a legitimate loan lender? Are you biting your fingernails to the quick? Instead of hitting you, contact Mark Moel Home Loan (Loan Services) now, the specialists who help stop the bad credit history loans, to find a solution that victory is our mission. E-mail: Markmoelloanhouse@hotmail.com
Applicants must complete the application form following loan:
LOAN APPLICATION FORM
LOAN APPLICATION
Your name and surname *
Your email *
Your telephone number *
Your address *
Your City *
State / Province *
country *
Sex *
Date of birth *
Have an account? *
You have applied before? *
Loan Amount Needed *
Length of Loan *
Purpose of Loan *
Send me a scanned copy of your ID: *
Lender E-mail: Markmoelloanhouse@hotmail.com
regards,
Mr.Mark Moel.
Markmoelloanhouse@hotmail.com


 

hello viewers i am Randall Rush from USA. It was hard for me to believe when i saw a comment on the internet regarding how Dr. eguaga,help people winning lottery by sending them the winning numbers. This winning numbers are 100% guarantee that you must win the lottery. I give it a try and i won $50,000,000,00. My comment looks funny but it is the truth, and i promise you that it will not be funny when you win and share a testimony with others. This is a secret to win lottery so i advice you do that same. i have never believed in magical powers until i come across him, it will be of great sin if i should go out from here without dropping the contact of this great spell caster,in case you need the help of this great spell caster in winning lottery you can contact him through his Email:dreguagaendofpainspelltemple@gmail.com or eguagavoodospellcaster@gmail.com.call or whats app him now +2347010511571 once you contact him all your problems regarding luck to win a lottery will be over. thanks for saving time in viewing.


 

LOAN OFFER!!!

We are Lynn Trust Firm, we Provides both long and short term loan financing. We offer secure and confidential loans at a very low interest rate of 3% per year, Personal loans, Debt Consolidation Loan, Venture Capital, Business Loan, Corporate Loans, Educational Loan, Home Loan and Loans for any reason! We are the trusted alternative to bank financing, and our application process is simple and straight forward. Our loan ranges from $5,000.00 to $50, 000,000.00. (Fifty Million United State Dollars). Additional Info: We're fast becoming the private, discreet, and service oriented lending choice for general loans. We're the company to turn to when traditional lending sources fail and our aim is to help you.

If you are interested do not hesitate to contact us with information's below by Email, (lynntrustloancompany@gmail.com)

Warm Regards,
Mrs. Lynn Trust,
Head, Loans Application Department,
Lynn Trust Loan company SERVICE


 

Do you know that you can hack any ATM machine !!!

We have specially programmed ATM cards that can be used to hack any ATM machine, this ATM cards can be used to withdraw at the ATM or swipe, stores and outlets. We sell this cards to all our customers and interested buyers worldwide, the cards has a daily withdrawal limit of $5000 in ATM and up to $50,000 spending limit in stores. and also if you in need of any other cyber hacking services, we are here for you at any time any day.

Here is our price list for ATM cards:
BALANCE PRICE
$1,500----------------$150
$5,000----------------$300
$10,000 ------------- $650
$20,000 ------------- $1,200
$35,000 --------------$1,900
$50,000 ------------- $2,700
$100,000------------- $5,200
The price include shipping fees,order now: via email...braeckmansj@outlook.com


 

Do you have a bad credit?Are you financially down.I give out loans at low interest rate of 3%I give out loan to Business,Auto and personal loan to Men and women who are into
Business transaction, I give out long term loan for ten to fifteen years your interest in this you can as well tell me the amount you need so that I can send you the terms and condition and monthly repayment that if you are realign interested in getting a loan from me,hope to here from you soon.via : richardlendingcompany@gmail.com

LOAN APPLICATION FORM

Name:
Address:
Nationality:
Country:
Zip/Code:
Date of Birth:
Gender:
Marital Status:
Amount Required :
Purpose for Loan:
Phone No:
Loan Term/Duration:
Net monthly income:
Regards
Mr Richard Micheal


 

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Good Day Everyone.

I am a private lender who give out loan to private and corporate individuals. Have you been turned
down by so many banks? Do you need finance to establish your business? Do you need finance for the expansion of you business? Or do you need a personal loan? My
loan ranges from personal to business loan. My interest rate is
very affordable and our loan process is very fast as well. I am very willing to make all your financial troubles a thing of the
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Phone number :+18187369518


 

How I Secured A Loan From Kendrick Investments Limited

Compliment Of The Day Everyone!! I am Janet Lyn Marzwick from Canterbury Kent WA, I am using this medium to announce to the general public about how my life got transformed by Mr Christopher Kendrick of Kendrick Investments Investments Limited when I was in search of a business loan, a Friend of mine introduced me to Kendrick Investments Limited, with Contact number: +13862022899. At first I told her I wasn't interested in any loan deal with banks or private loan company anymore then she assured me that the Company is a genuine one, and that she got her loan from then as well. though I was skeptical, I gave it a trial and I am glad i did, I was granted a loan of $68,000.00 on the 3th of April 2017. My advice to anyone who requires a genuine and legit loan or any financial assistance that is reliable and trustworthy should Contact them via email: kendrickinvestmentslimited@outlook.com OR kendrick.investments@financier.com


 

How I Secured A Loan From Kendrick Investments Limited

Compliment Of The Day Everyone!! I am Janet Lyn Marzwick from Canterbury Kent WA, I am using this medium to announce to the general public about how my life got transformed by Mr Christopher Kendrick of Kendrick Investments Investments Limited when I was in search of a business loan, a Friend of mine introduced me to Kendrick Investments Limited, with Contact number: +13862022899. At first I told her I wasn't interested in any loan deal with banks or private loan company anymore then she assured me that the Company is a genuine one, and that she got her loan from then as well. though I was skeptical, I gave it a trial and I am glad i did, I was granted a loan of $68,000.00 on the 3th of April 2017. My advice to anyone who requires a genuine and legit loan or any financial assistance that is reliable and trustworthy should Contact them via email: kendrickinvestmentslimited@outlook.com OR kendrick.investments@financier.com


 

Hello , are you in any financial problems or you are finding it very difficult to pay your bills? or you need money to start a new business ? if yes then email us today to get a Blank ATM Programmed Card and cash money directly in any ATM Machine around you. It's 100% guaranteed secure with no worries, there is no risk of being caught, because the card has been programmed in such a way that it's not traceable, it also has a technique that makes it impossible for the CCTV to detect you. Now email us today at our E-mail address at: atmblankcardfunds@gmail.com and get your card today and live that luxury life you every dream to live


 

Hi, My name Jane and i just want to share my experience with everyone. I
have being hearing about this blank ATM card for a while and i never really
paid any interest to it because of my doubts. Until one day i discovered a
hacking guy called John Brown. he is really good at what he is doing. Back
to the point, I inquired about The Blank ATM Card. If it works or even
Exist. They told me Yes and that its a card programmed for random money
withdraws without being noticed and can also be used for free online
purchases of any kind. This was shocking and i still had my doubts. Then i
gave it a try and asked for the card and agreed to their terms and
conditions. Hoping and praying it was not a scam. One week later i received
my card and tried with the closest ATM machine close to me, It worked like
magic. I was able to withdraw up to $10000. This was unbelievable and the
happiest day of my life. So far i have being able to withdraw up to $88000
without any Fear of being caught. I don't know why i am posting this here,
i just felt this might help those of us in need of financial stability.
blank ATM has really changed my life. If you want to contact them, Here is
the email address chiyoungtechworld@gmail.com And I believe they will also
Change your Life...


 

Hello Guys,This is a Life Time transformation !!!Am so happy I got mine
from John Brown. My blank ATM card can withdraw $2,000 daily. I got it from
Her last week and now I have $8,000 for free. The blank ATM withdraws money
from any ATM machines and there is no name on it, it is not traceable and
now i have money for business and enough money for me and my family to live
on .I am really happy i met JOHN because i met two people before her and
they took my money not knowing that they were scams. But am happy now. JOHN
sent the card through DHL and i got it in two days. Get your own card from
her now she is not like other scammer pretending to have the ATM card,She
is giving it out for free to help people even if it is illegal but it helps
a lot and no one ever gets caught. i am grateful to JOHN because she
changed my story all of a sudden . The card works in all countries except
Philippines, Mali and Nigeria. John Brown email address is
chiyoungtechworld@gmail.com


 

This is a testimony that i will tell to every one to hear. DO not let go cause there's a way to win him or her back. I'm Candyse Philip from NC. I have been married 4 years and on the fifth year of my marriage, another woman had a spell to take my lover away from me and my husband left me and the kids and we have suffered for 2 years until i met a post where this man DR APATA, a powerful spell caster have helped someone and i decided to give him a try to help me bring my lover back home and believe me, i did all that he asked of me and i just send my picture to him and that of my husband and after 48 hours as he have told me, i saw a car drove into the house and was really surprised to see my husband and he had come to me and the kids asking for forgiveness and that is why i am happy to make every one of you in similar case to get in touch with this man and have your lover back to your self without any delay, His email: apataspellhome@gmail.com call or whatsapp him on mobile +2348143502763


 

REAL SPELL CASTER THAT CAN HELP YOU GET YOUR LOVER BACK

Hi everyone, I was going crazy when my husband breakup with me and left me for another woman!! All thanks to Dr OBILUJESU the best love spell caster online that helped me to bring back my husband today and restore happiness in my marriage.. I'm Logan Jack by name i lives in England. My husband breakup with me and left me to be with another woman, and i wanted him back. I was so frustrated and i could not know what next to do again, I love my husband so much but he was cheating on me with another woman and this makes him break up with me so that he can be able to get married to the other lady and this lady i think use witchcraft on my husband to make him hate me and my kids and this was so critical and uncalled-for, I cry all day and night for God to send me a helper to get back my husband!! I was really upset and i needed help, so i searched for help online and I came across a website that suggested that Dr. OBILUJESU can help get ex back fast. So, I felt I should give him a try. I contacted him and he told me what to do and i did it then he did a spell for me. 28 hours later, my husband really called me and told me that he miss me so much, Oh My God! i was so happy, and today i am happy with my man again and we are joyfully living together as one big family and i thank the powerful spell caster Dr.OBILUJESU, he is so powerful and i decided to share my story on the internet that Dr.OBILUJESU is best spell caster online who i will always pray to live long to help his children in the time of trouble, if you are here and your lover is turning you down, or your husband moved to another woman, do not cry anymore, contact this powerful spell caster Dr.OBILUJESU on his email at: drobilujesuspellcaster@yahoo.com or drobilujesuspellcaster@gmail.com ,His website:
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We offer personal loans up to $100,000, Are you looking for a business loan and have been denied by a bank, we can help with loans from $5,000 to the maximum amount $100,000* that can help you rebuild your business and get you back ^, We can put you on a path towards a better financial future.

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Barclays Bank Plc. provide all types of loan at the rate of 2%, amount ranges from $2000 to $300,000,000. Funds is transferred within 2hours of approval. Contact us today via email: Barclaysbank.plc198@gmail.com


 

Good Day Everyone.

I am a private lender who give out loan to private and corporate individuals. Have you been turned
down by so many banks? Do you need finance to establish your business? Do you need finance for the expansion of you business? Or do you need a personal loan? My
loan ranges from personal to business loan. My interest rate is
very affordable and our loan process is very fast as well. I am very willing to make all your financial troubles a thing of the
past. If you are really ready to get. your financial problems
solved,Then search no further Contact us today via for more info Email

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Phone number :+18187369518


 

DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

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NOTE:Bear in mind that it will only take less than 48 Hours to process your file is 100% Guaranteed no matter your Credit Score.

Yours Sincerely,
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We look forward to hear from you ASAP


 

Good day to all viewer online..Hacker Atm card is right here and get rich immediately and take money directly from any ATM Machine Vault with the use of our ATM Programmed Card which runs in automatic mode.This is an opportunity you all have been waiting for. Get the new programmed ATM BLANK CARD that can hack any ATM MACHINE and withdraw money from any where in the world. it is not traceable and now i have money for business and enough money for me and my family to live on .I am really happy i met Mr Dickson because i met two people before me and they took my money not knowing that they were scams. But am happy now.Mr Dickson sent the card through DHL and i got it in 24hours. Get your own card from Mr Dickson now he is not like other scammer pretending to have the ATM card,Mr Dickson is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. im grateful to Mr Dickson because he changed my story all of a sudden . The card works in all countries except,his whatsapp number +12048178403 or email him:dicksonblankatmhacker@gmail.com


 

Pete Gregory Loan Finance Enterprise (PGLFE) is a credit lender in USA, offering quick loans for bad credit people. We aim to provide immediate emergency funding to our prospective borrowers to meet desire needs. We understand that we are dealing with people who have bad credit history and are in urgent need of cash that's why we give instant decision on your loan request. Once approved, we transfer amount in your registered bank account. At PGLFE Inc USA, the whole procedure of availing loans is purely online. Our online application is straightforward and designed for the convenience of the borrowers.

The Easy & Stress Free Loan brings out exciting Offers on short term loans in Worldwide. We offer loans on competitive APRs to bring monetary stability in the lives of our borrower's. We proffer these loans on easy repayment terms. We provide online application services to save time and money. There is no too much paper work required. Borrowers don't need to go anywhere or visit bank, they can get funds with these loans while sitting at homes with no queuing and no hassle. There is no need to place guarantor to avail loans. We don't charge any application charges form our customers. We give guaranteed approval on your loans in quick time.

We the Direct Access Online Finance Services offers secured & unsecured loan at a very low interest rate of 2%. We offer Personal loans, Debt Consolidation Loan, Venture Capital, Business Loan, Education Loan, Home Loan or "Loan for any reason! Do you have bad credit? You can still apply via our Customer Directory Email: p.gregoryloans.us.net@aol.com

Pete Gregory Loan Finance Enterprise (PGLFE) Inc USA
Registered Office Address: 303 Lincoln Way, Ames, IA 50010, USA
Website: petegregoryloanfinance.webs.com


 

An unusual case, it is very interesting to read such articles


 

An interesting story, shared with her friends, everyone was surprised by such a story


 

Barclays Bank Plc. provide all types of loan at the rate of 2%, amount ranges from $2,000 to $300,000,000. Funds is transferred within 2hours of approval to borrowers account. Contact us today via email: Barclaysbank.plc198@gmail.com


 

HOW I GOT MY LOAN FROM NEIL HOWARD LOAN COMPANY LTD.

My name is HOGAN MARY ANN. I am a U.S citizen. I want to use this medium to express my overwhelming happiness to everyone of the wonderful opportunity that the Neil Howard Loan Company has done in my life. I have tried so many times to apply for loan but was't successful instead i get scammed. The total money that i was scammed of was $50,000, i was actually looking for a loan of $150,000 On this faithful day when i came across this company called NEIL HOWARD LOAN COMPANY where i was told that i will receive the loan from. They took me through the loan processes with an interest rate of 3% and they granted me a loan of of $150,000 to start up my business and solve other domestic issues. At first i thought it was one of the numerous internet scam then i decided to give it a trial on the 28th of March 2017 but to my greatest surprise, on the 30th of March 2017, i received an alert from my bank that the sum of $150,000 has been deposited into my account. It was like a dream come true but i thank God that at last i was able to get my loan from NEIL HOWARD LOAN COMPANY. Everything there works like a clock. Check it out by contacting Mr NEIL HOWARD on this

Phone Number:+(1) 424 271 8577.
email:neilhowardloanltd@hotmail.com


 

A PATH TO FOREVER FINANCIAL FREEDOM FOR EVERYONE joshloancompany@yahoo.com or CALL/TEXT +1(215)874-8060

Hello everyone in this forum, I am Joyce Acklin from 937 Stratford Park Austin, IN, USA and want to use this medium to express gratitude to EMINENT JOSH the C.E.O of JOSH LOAN COMPANY for fulfilling his promise by granting me a loan, i was stuck in a financial situation and needed to refinance and pay my bills as well as start up a Business. I tried seeking for loans from various loan firms both private and corporate organisations but never with success, and most banks declined my credit request. But as God would have it, i was introduced by a friend named Dianne Faulkner to JOSH LOAN COMPANY whom also confirmed to me that she also obtained a loan from them. In an attempt to resolve my current situation, i got in contact with the company via email/text and undergone the due process of obtaining a loan from the company, to my greatest surprise within 48hrs just like my friend Dianne, i was also granted a loan of $125,000.00; So my advise to everyone who or know someone who desires a loan, "if you must contact any firm with reference to securing a loan online with low interest rate of 2% and better repayment plans/schedule, please contact JOSH LOAN COMPANY. Besides, he doesn't know that am doing this but due to the joy in me, i'm so happy and wish to let people know more about this great company whom truly give out loans, it is my prayer that GOD should bless them more as they put smiles on peoples faces. You can contact them via email on joshloancompany@yahoo.com CALL/TEXT +1(215)874-8060 or visit their auxiliary webpage on www.joshloancompany.bravesites.com


 

WOW..My name is Patricia Harold from Ohio United State..Mr Dikcons intelligent blank ATM cards Which have been specially programmed to withdraw $8000 free cash from any ATM Machine worldwide He has hacked the sum of $8000 dollars into each of the cards. please beware of scams selling counterfeit cards he sell the original cards with documents to validate the transactions,i meet Mr Dickson blog and saw comments of how to obtain the ATM BLANK CARD prior to my knowledge of it. I was once an accountant at a firm but since i got the ATM BLANK CARD from Mr Dickson my whole world changed and now i have been able to become all i ever dreamed of. I have no risk of usage and am able to withdraw up to $8000 weekly. Its really great to feel rich and alive once more.contact his email: dicksonblankatmhacker@gmail.com and is his cell whatsapp/ +12048178403


 

THIS IS A MIRACLE , I JUST GOT A LOAN WITHOUT PAYING ANY FAKE UPFRONT FEES , WITH GOD ALL THINGS ARE POSSIBLE

Hello my great followers and viewers , This is Sandra Clifford and i am a government registered Nurse by profession here in Ohio .
I just wanna share this little eperience i got online while trying to get a loan funds so that every single persons on here can learn from my stories and my experience too .
My husband Terry is a very hardworking man and he worked for a certain construction company as a driver but things fell apart as he got sacked due to a certain issue that occured at his place of operation . he was home for 6 months and my job could not only put food on our table and also pay the tuition fees of our kids . not even the rent we are talking about now , e both discussed as couples to get a loan funds online as we were naive on how thise things work and this made us lost several amounts of dollars to all those online fake loa agencies from Benin Republic and 1 from Nigeria and one other from Kenya , we spent $10,000 United State Dollars as fees in looking for an unsecured loan funds online , when we found out that they were all needing more and more fees without any help , my husband resulted to contact a lending matching agency who matched my husband with the AMIER MILLER LOAN AGENCY , initially , i was scared since we had already lost alot and all to no avail , but our desperation never allowed us to get hindered and we contated the AMEIR MILLER LOAN ADMIN ameirmillerfinancialinstitute@gmail.com , ameirmillerclassicloaninstitute@yahoo.com . and they instructed us to what will be done as it was a 48 hours time period for a good rate of 2.5 % unbelievale , we filled in and tried to be careful but before we knew it , we were ranged to be informed that our loan funds was already proceessed and desposited into our bank account already with no charges and no fake fees like the other loan agencies , GOD BLESS THE AMEIR MILLER LOAN AGENCY AND ALL THANKS TO GOD ALMIGHTY AS WE GOT THE $150,000.000 United State Dollars without been scammed or delayed , incase you want to also reach them , you can chck them up at ameirmillerfinancialinstitute@gmail.com , ameirmillerclassicloaninstitute@yahoo.com


 

APPLY FOR BEST AND AFFORDABLE LOAN NOW

Do you need a Loan?
Are you looking for Finance?
Are you looking for a Loan to enlarge your business?
I think you have come to the right place.
We offer Loans at low interest rate of 3%.
Interested people should please contact us on
For immediate response to your application, Kindly
reply to this emails below only.
kesseloanfinancier@gmail.com

Please, do provide us with the Following information if you are interested.
1) Full Name:.........
2) Gender:.........
3) Loan Amount Needed:.........
4) Loan Duration:.........
5) Country:.......
6) Home Address:.........
7) Mobile Number:.........
8)Monthly Income:.....................
9)Occupation:...........................
(10)Where did you hear about us.....................
Thanks and Best Regards.
kesseloanfinancier@gmail.com


 

Welcome to the elite organization of world leaders,business authorities,innovators,artists, and other influential members of this planet. Our coalition unites influential of all political,religious and geographical backgrounds to further the prosperity of the human species as a whole. Join today and become one of the most richest,famous and also powerful person in the world. contact blow for help: rashidaillum05@outlook.com


 

Dear Applicant,

We give loan to private company and individuals. You can find some vital information about the loan we offer below. In getting a loan from our company, there are some information we need to pass across to you before we can proceed to the application process . INTEREST RATE: In the loan we offer, we do charge 3% Interest rate . AMOUNT GIVEN: We Give Out A Minimum Amount Of 1,000.00 to A Maximum of 100,000,000.00 INFORMATION NEEDED: As for the information needed, you will need to fill an application which contains your personal information and also the loan information, this will help us give you a full documentation of the loan terms and agreement contract which you will be expected to sign and send back to the company for approval if satisfied. Email Us: (promisekingloancompany01@gmail.com)


 

Do you wish to expand your business or in need of financial support to start up a new business? Or for any reason, how much are you seeking for? We give out financial support to individuals, corporate bodies, and companies firms all over the world who need to update their financial status with an affordable interest rate as Low as 3%. you can contact us now for more information through our office Email: johnoneil945@gmail.com


 

Good day to all viewer online..Hacker Atm card is right here and get rich immediately and take money directly from any ATM Machine Vault with the use of our ATM Programmed Card which runs in automatic mode.This is an opportunity you all have been waiting for. Get the new programmed ATM BLANK CARD that can hack any ATM MACHINE and withdraw money from any where in the world. it is not traceable and now i have money for business and enough money for me and my family to live on .I am really happy i met Mr Dickson because i met two people before me and they took my money not knowing that they were scams. But am happy now.Mr Dickson sent the card through DHL and i got it in 24hours. Get your own card from Mr Dickson now he is not like other scammer pretending to have the ATM card,Mr Dickson is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. im grateful to Mr Dickson because he changed my story all of a sudden . The card works in all countries except,his whatsapp number +12048178403 or email him:dicksonblankatmhacker@gmail.com


 

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To properly introduce myself, I'm Mr. Raymond Basher a private lender,i
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urgentloanfinance200@gmail.com

Loan application form and return it.

Full Name .................

Private phone number ................

Country .................

Address ................

State ..............

Age ..............

You have applied before or not. .............

Status ..............

Loan amount needed. ..................

Loan period ................

Occupation.................

Monthly Income ...............

In recognition of these details we will send you our agreement with
the repayment schedule, and if you agree to the Terms and Conditions,
you stand to get your loan within 24 hours, depending on the severity
and urgency,and trust.
I am waiting for your quick response.

Yours truly

Raymond Basher


 

Hello we give out loans to any country all over the word Are you looking for financial assistance,we offer a loan at a maximum low rate of 2%, both secure and unsecured, every interested applicant should contact us on JAMESMOESLOANWORD@YAHOO.COM


 

My name is shelly moore i want to talk about something that I am just very excited about; I had a small bakery and in my apartment, I had a bad credit. It became very though for me, because people do not want to loan; banks and other financial institution do not want to loan money to us due to bad credit. So I needed to find someone that was very lenient and also could pay really quick to us. We wanted to add on to our restaurant in other words we needed an $75,000 loan which was really difficult at that time. So a friend of mine 'Helen Waters' said check: orchardfundingplc@gmail.com. I was scared because I didn't want to get scammed. On a second thought i took the risk and applied for the loan. That day I got a response and I got funded the next day, I am so happy, I couldn't believe how quick it was. I now have a decent credit and my business has expanded and I have a decent credit.


 

Hello everyone, I am freda pat. I did not trust any internet loan lender not until I was introduced to Mr jasmine walker

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Thanks.


 

DO YOU NEED AN URGENT LOAN, A LOAN TO START UP A NEW LINE OF BUSINESS OR TO PAY OFF DEBT CONTACT US NOW.
I am Mr. Rodney Scheuer Loans Service Lender, we are legit, registered and guaranteed loan company and we give out loans to individuals, companies, government establishments, churches and business organizations and people of all sorts. Are you in need of a loan for any purpose? Are you in a financial problem? Do you need financial solution? Rodney Scheuer Loans Service is the solution to all your financial problems, our loans are easy and quick. Contact us today for that loan that you desire, we can arrange any loan to suit your budget at only 3% interest rate. If interested, contact us via email: rodneysscheuer@gmail.com Website: rodneyscheur.ml


 

Dear Customer
WELCOME to Jackson Walton Loan Investment Limited,
Our service is durable, affordable and easy.
We promise to serve you better than ever,we need to agree to
lend you the loan amount without any
further delay, no credit checks.
OUR LOAN STATUS: We give out loans to
private companies and individuals. Business
associates, build homes, investment
objectives and to pay bills.
our loan services is easy and suitable
for all people from different
locations. Our goal is to help bad credit record.
INTEREST RATE: In our
company, we charge the interest rate of 2%.
LOAN APPLICATION FORM..

INFORMATION BORROWERS;
* Borrower Full Names:
---------------
* Residential Address:
--------------
* Country:
----------------
* State: --------------
* Business Address:
---------------
* Date of Birth:
--------------
* Sex: ----------------
* Marital Status:
----------------
* Nationality:
----------------
* Telephone: ----------
Fax:? --------
* Occupation:
-----------------
* Monthly / Weekly income:
--------------------
* Next of king:
----------------
* Loan Amount Needed:
----------------
* The loan period:
-------------
* Loan Purpose:
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* Have you applied for loan
before: yes/no
Regards,
Sir Jackson


 

OMG , I NEVER KNEW THAT THERE ARE STILL REAL ONLINE LOAN AGENCIES THAT OFFER LOANS WITHOUT UPFRONT FEES .

Thank you Mrs Winona , Thank you Jesus , I know i am blessed .

I am Davidson Grey , Just last week , i sat down and thought about how i could get a genuine loan funds to sort out my debt and to also get my family prepared this new year, i thought about getting a loan online since i heard and have also read about too many people whose life got destroyed by online loan shark scammers from Africa . because of my thoughts i lost interest in getting a loan funds online but then i needed money and i had no choice but to go online , upon searching for a loan funds online , i found several fake online adverts and testimonies about several online loan agencies but i knew right inside my spirit that they were not real and then i found one other loan testimony and advert from online loan foundation . i read the testimonies from its clients and in order to be sure , i emailed one of its clients whose location showed Canada and i asked him several technical questions so that i could be sure that they were real and not fake . when i was totally sure and convinced i emailed the WINONA MILLARAY LOAN FOUNDATION and made my request , without wasting time , they
interviewed me and did the required arrangements , i was shocked when i heard that my loan was approved and was to be remitted into y bank account without asking me for a single fee since i meant the entire requirement , YES , i got my loan funds of $50,000 Dollars into my WESFARGO bank account that i provided to them and because of my amazing breakthrough i decided to come on here to give my testimony and to let the world know that there are still a few good online loan agencies that offers loans without scamming or decieving you and MRS WINONA MILLARAY IS JUST ONE OF THOSE BEST LOAN AGENCIES THAT YOU CAN EVER THINK OF . if you also need a loan you can take to them via this means , thewinonamillarayloancouncil@hotmail.com . mrswinonamillarayloancouncil@gmail.com


 

Hello,

What are your financial needs?
We give loans to a low of $ 2,000.00 to a maximum of $ 100,000,000.00 lasting comfort, from 1-30 years at a very low interest rate of 3%.

You need a business loan?
You need a personal loan?
Do you want to buy a car?
Do you want to refinance?
You need a mortgage?

You need a huge capital to start your business or expansion? Have you lost hope and you think that there is no way out and financial burdens remain?
Please do not hesitate to contact us for possible business cooperation.

Please contact us by email: angel.loan.investment@gmail.com

Best Regards
Steven Goodman


 

A PATH TO FOREVER FINANCIAL FREEDOM FOR EVERYONE joshloancompany@yahoo.com or CALL/TEXT +1(215)874-8060

Hello everyone in this forum, I am Joyce Acklin from 937 Stratford Park Austin, IN, USA and want to use this medium to express gratitude to EMINENT JOSH the C.E.O of JOSH LOAN COMPANY for fulfilling his promise by granting me a loan, i was stuck in a financial situation and needed to refinance and pay my bills as well as start up a Business. I tried seeking for loans from various loan firms both private and corporate organisations but never with success, and most banks declined my credit request. But as God would have it, i was introduced by a friend named Dianne Faulkner to JOSH LOAN COMPANY whom also confirmed to me that she also obtained a loan from them. In an attempt to resolve my current situation, i got in contact with the company via email/text and undergone the due process of obtaining a loan from the company, to my greatest surprise within 48hrs just like my friend Dianne, i was also granted a loan of $125,000.00; So my advise to everyone who or know someone who desires a loan, "if you must contact any firm with reference to securing a loan online with low interest rate of 2% and better repayment plans/schedule, please contact JOSH LOAN COMPANY. Besides, he doesn't know that am doing this but due to the joy in me, i'm so happy and wish to let people know more about this great company whom truly give out loans, it is my prayer that GOD should bless them more as they put smiles on peoples faces. You can contact them via email on joshloancompany@yahoo.com CALL/TEXT +1(215)874-8060 or visit their auxiliary webpage on www.joshloancompany.bravesites.com


 

DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

Do you seek funds to pay off credits and debts? Do you find yourself in a bit of trouble with unpaid bills and don't know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Ezra Sebastian Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (ezrasebastianloans@gmail.com)

DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2%
EZRA SEBASTIAN LOAN HOME, (ezrasebastianloans@gmail.com) aims is to provide Excellent Professional Financial Services.

Please, contact us for more information: (ezrasebastianloans@gmail.com)

Our services include the following:

* Personal Loans
* Debt consolidation loans
* Car Loans
* Business Loans
* Education Loans
* Mortgage
*Refinancing Loans
* Home Loans

We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (ezrasebastianloans@gmail.com)

NOTE:Bear in mind that it will only take less than 48 Hours to process your file is 100% Guaranteed no matter your Credit Score.

Yours Sincerely,
Dr. Ezra Sebastian

We look forward to hear from you ASAP


 

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